{"id":3887,"date":"2026-02-13T11:15:00","date_gmt":"2026-02-13T02:15:00","guid":{"rendered":"http:\/\/hoantax.co.kr\/insights\/?p=3887"},"modified":"2026-09-10T17:02:17","modified_gmt":"2026-09-10T08:02:17","slug":"national-growth-fund-overview","status":"publish","type":"post","link":"https:\/\/hoantax.co.kr\/insights\/national-growth-fund-overview\/","title":{"rendered":"\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc, 150\uc870 \uc815\ucc45\ud380\ub4dc \ud575\uc2ec \uc815\ub9ac"},"content":{"rendered":"<!-- \uc815\uc815 2026-09-10 | post_id=3887 | slug(\ubd88\ubcc0)=national-growth-fund-overview\n     \uc815\uc815 \uc0ac\uc720: \uc885\uc804 \ubcf8\ubb38\uc774 \uc138\uc81c \uadfc\uac70\ub97c \u300c\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uac1c\uc815\uc548(\uc785\ubc95\uc608\uace0)\u300d\ub85c \ud45c\uae30\ud558\uace0 \"\ud655\uc815\ub41c \uc138\uc81c\uac00 \uc544\ub2c8\ub2e4\"\ub77c\uace0 \uc11c\uc220\ud588\uc73c\ub098,\n     \ud574\ub2f9 \ud2b9\ub840\ub294 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828(2026-05-12 \ubc95\ub960 \uc81c21612\ud638 \uacf5\ud3ec\u00b7\uac19\uc740 \ub0a0 \uc2dc\ud589)\ub85c \uc774\ubbf8 \uc2dc\ud589 \uc911\uc774\uba70\n     \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc2dc\ud589\ub839 \uc81c93\uc870\uc75814\ub85c \uc704\uc784\uc0ac\ud56d\uae4c\uc9c0 \uaddc\uc815\ub418\uc5b4 \uc788\ub2e4.\n     \ucd94\uac00 \uc815\uc815: (1) \"\ubc30\ub2f9 \ubd84\ub9ac\uacfc\uc138 5\ub144 \uc720\uc9c0 \uc870\uac74\" \u2192 \uc694\uac74\uc740 3\ub144 \uc774\uc0c1 \ud22c\uc790, 5\ub144\uc740 9% \uc801\uc6a9 \ubc30\ub2f9\uc758 \uc9c0\uae09\uae30\uac04 \uc0c1\ud55c.\n               (2) \"\uae08\uc735\uc18c\ub4dd \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\ub294 \uc804\uc6a9(\ud61c\ud0dd) \uacc4\uc88c \uac1c\uc124 \uc81c\ud55c\" \u2192 \uc870\ubb38 \uadfc\uac70 \uc5c6\uc74c. \uc0ad\uc81c\ud558\uace0 \uc2e4\uc81c \uc0ac\ud6c4 \ud655\uc778 \uc808\ucc28(\uadfc\ub85c\uc18c\ub4dd \uc694\uac74)\ub85c \uad50\uccb4.\n               (3) \"\ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138 \ube44\uacfc\uc138\" \u2192 2026-09-10 \uc7ac\uac80\uc218\uc5d0\uc11c **\uadfc\uac70 \uc2e4\uc7ac \ud655\uc778**(\ub18d\ud2b9\uc138\ubc95 \u00a74 \uc81c4\ud638) \u2192 \uadfc\uac70\ub97c \ub18d\ud2b9\uc138\ubc95\uc73c\ub85c \ub2ec\uc544 \uc7ac\uc218\ub85d.\n               (4) \"\uc77c\uc815 \uc5f0\ub839 \uc774\uc0c1\" \u2192 19\uc138 \uc774\uc0c1 \/ 15\uc138 \uc774\uc0c1+\uc9c1\uc804 \uacfc\uc138\uae30\uac04 \uadfc\ub85c\uc18c\ub4dd(\u00a791\uc870\uc75828\u24601)\ub85c \ud2b9\uc815.\n               (5) \"\uc77c\uc815 \ube44\uc728 \uc774\uc0c1 \uc758\ubb34\ud22c\uc790\" \u2192 \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uae30\uc5c5 \ub4f1\uc5d0 60% \uc774\uc0c1(\uc870\ud2b9\ub839 \u00a793\uc870\uc75814\u2462)\uc73c\ub85c \ud2b9\uc815.\n     v2.8 \ubcf4\uac15: \uc2e0\ub8b0 \ub9ac\ub4dc(D3)\u00b7\uc7c1\uc810 H3 9\uac1c(D1)\u00b7\ud45c 3\uac1c(D2)\u00b7\ub0a9\uc785\ud55c\ub3c4 2\uc5b5\uc6d0\u00b7\uc77c\ubab0 2030-12-31 \ucd94\uac00.\n     \uadfc\uac70 \ub178\ud2b8: output\/national-growth-fund-tax-benefits\/tier1_notes.md \u00b7 \ubcf8\ubb38 \uc774\ubbf8\uc9c0 2\uc885 \uc704\uce58 \ubcf4\uc874 -->\n\n<!-- \u2460 \ud575\uc2ec\uc694\uc57d \ubc15\uc2a4 -->\n<div class=\"hoan-box hoan-summary\">\n  <p class=\"vs-t\">\ud575\uc2ec\uc694\uc57d<\/p>\n  <p><strong>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\ub294 \uc138\uae08\uc744 \uc544\ub07c\ub824\uace0 \ub4dc\ub294 \uc0c1\ud488\uc774 \uc544\ub2c8\ub77c \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uc5d0 \uc7a5\uae30\ub85c \uc790\uae08\uc744 \ubb36\ub294 \ud22c\uc790\uc0c1\ud488\uc774\ubbc0\ub85c, \uc790\uae08 \uc131\uaca9\uc774 \ub9de\uc9c0 \uc54a\uc73c\uba74 \uc138\uc81c\ud61c\ud0dd\uc774 \ucee4\ub3c4 \ubd88\ub9ac\ud569\ub2c8\ub2e4.<\/strong> \uc804\uccb4 \uaddc\ubaa8\ub294 \uc815\ubd80 \ubc1c\ud45c \uae30\uc900 150\uc870\uc6d0\uc774\uace0, \uadf8\uc911 \uc77c\ubc18 \uad6d\ubbfc\uc774 \uc804\uc6a9\uacc4\uc88c\ub85c \uc9c1\uc811 \ud22c\uc790\ud558\ub294 \ubd80\ubd84\uc774 \uad6d\ubbfc\ucc38\uc5ec\ud615(\uc57d 30\uc870\uc6d0 \uaddc\ubaa8)\uc785\ub2c8\ub2e4. \uc138\uc81c\ud61c\ud0dd\uc758 \uadfc\uac70\uc778 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828\uc740 2026\ub144 5\uc6d4 12\uc77c \ubc95\ub960 \uc81c21612\ud638\ub85c \uacf5\ud3ec\ub418\uc5b4 \uac19\uc740 \ub0a0 \uc2dc\ud589\ub418\uc5c8\uace0, \uc2dc\ud589\ub839 \uc81c93\uc870\uc75814\uae4c\uc9c0 \uaddc\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n  <p><strong>\ud575\uc2ec \ud61c\ud0dd<\/strong><\/p>\n  <ul>\n    <li>\ud22c\uc790\uae08\uc561 \uad6c\uac04\ubcc4 \uc18c\ub4dd\uacf5\uc81c \u2014 3\ucc9c\ub9cc\uc6d0 \uc774\ud558 40%, \uc774\ud6c4 20%\u00b710%\ub85c \ub0ae\uc544\uc9c0\uace0 \uacf5\uc81c\uc561 \uc0c1\ud55c\uc740 1,800\ub9cc\uc6d0. \ub2e4\ub978 \uc18c\ub4dd\uacf5\uc81c\uc640 \ud569\uc0b0\ud574 2,500\ub9cc\uc6d0 \ud55c\ub3c4<\/li>\n    <li>\ubc30\ub2f9\uc18c\ub4dd 9%(\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568 9.9%) \ubd84\ub9ac\uacfc\uc138 \u2014 \uc885\ud569\uc18c\ub4dd\uc5d0 \ud569\uc0b0\ud558\uc9c0 \uc54a\uc74c<\/li>\n    <li>\uc190\uc2e4\uc774 \ub098\uba74 \uc815\ubd80\uac00 \ud6c4\uc21c\uc704\ub85c \uc77c\uc815 \ubd80\ubd84\uc744 \uba3c\uc800 \ub5a0\uc548\ub294 \uc190\uc2e4 \uc6b0\uc120\ubd80\ub2f4 \uad6c\uc870 \u2014 \ub2e4\ub9cc \uc6d0\uae08 \ubcf4\uc7a5 \uc0c1\ud488\uc774 \uc544\ub2d8(\uc815\ubd80 \ubc1c\ud45c \uc815\ucc45\uad6c\uc870)<\/li>\n  <\/ul>\n  <p><strong>\uc8fc\uc758 \u2014 \uc790\uc8fc \uc798\ubabb \uc54c\ub824\uc9c4 \uc870\uac74<\/strong><\/p>\n  <ul>\n    <li>\uc720\uc9c0 \uc694\uac74\uc740 <strong>3\ub144 \uc774\uc0c1 \ud22c\uc790<\/strong>\uc785\ub2c8\ub2e4. 3\ub144 \uc804\uc5d0 \uc591\ub3c4\u00b7\ud658\ub9e4\ud558\uba74 \ucd94\uc9d5\ub418\uace0, 5\ub144\uc740 9% \ubd84\ub9ac\uacfc\uc138\uac00 \uc801\uc6a9\ub418\ub294 \ubc30\ub2f9\uc758 \uc9c0\uae09\uae30\uac04 \uc0c1\ud55c\uc785\ub2c8\ub2e4.<\/li>\n    <li>\ub300\uc0c1 \ud380\ub4dc\ub294 \uc874\uc18d\uae30\uac04 5\ub144 \uc774\uc0c1\uc758 <strong>\ud658\ub9e4\uae08\uc9c0\ud615<\/strong>\uc774\ub77c \uadf8 \uae30\uac04 \uc790\uae08\uc774 \ubb36\uc785\ub2c8\ub2e4. \uc815\ubd80 \uc6b0\uc120\ubd80\ub2f4 \ud55c\ub3c4\ub97c \ub118\ub294 \uc190\uc2e4\uc740 \ud22c\uc790\uc790 \ubaab\uc785\ub2c8\ub2e4.<\/li>\n  <\/ul>\n<\/div>\n<p class=\"hoan-byline\">\ud638\uc548 \uc791\uc131\u00b7\uac80\uc218 \u00b7 \ucd5c\uc885 \uac80\uc218\uc77c 2026-09-10 \u00b7 <strong>2026\ub144 9\uc6d4 \uae30\uc900<\/strong> \uc138\ubc95\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<!-- \u2461 FOR YOU -->\n<div class=\"hoan-box hoan-box--prac\">\n  <p><strong>\uc774\ub7f0 \ubd84\uaed8 \uad8c\ud569\ub2c8\ub2e4.<\/strong><\/p>\n  <ul>\n    <li>\uc778\uacf5\uc9c0\ub2a5\u00b7\ubc18\ub3c4\uccb4\u00b7\ubc14\uc774\uc624 \ub4f1 \ucca8\ub2e8\uc0b0\uc5c5\uc5d0 \ud22c\uc790\ud558\ub824\ub294\ub370 <strong>\uc815\ucc45\ud380\ub4dc\uac00 \uc77c\ubc18 \ud380\ub4dc\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub978\uc9c0<\/strong> \uc54c\uace0 \uc2f6\uc740 \uac1c\uc778 \ud22c\uc790\uc790<\/li>\n    <li>\uc18c\ub4dd\uacf5\uc81c\uc640 \ubd84\ub9ac\uacfc\uc138 \uac19\uc740 <strong>\uc138\uc81c\ud61c\ud0dd \uad6c\uc870<\/strong>\ub97c \ud655\uc778\ud558\ub824\ub294 \uace0\uc18c\ub4dd \uadfc\ub85c\uc790\u00b7\uc804\ubb38\uc9c1<\/li>\n    <li>\uc7a5\uae30 \uc790\uae08\uc744 \uc5b4\ub514\uc5d0 \ub458\uc9c0 \uace0\ubbfc\ud558\uba70 <strong>\uc190\uc2e4 \uc6b0\uc120\ubd80\ub2f4\uc774 \uc2e4\uc81c \uc548\uc804\ud310\uc778\uc9c0<\/strong> \ub530\uc838 \ubcf4\ub824\ub294 \ubd84<\/li>\n  <\/ul>\n<\/div>\n\n<!-- \u2462 \ub3c4\uc785\ubd80 (\uccab \ubb38\uc7a5\uc774 \uacb0\ub860) -->\n<p><strong>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\ub294 \uc138\uae08\uc744 \uc544\ub07c\ub824\uace0 \ub4dc\ub294 \uc0c1\ud488\uc774 \uc544\ub2c8\ub77c, \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uc5d0 \uc7a5\uae30\ub85c \uc790\uae08\uc744 \ubb36\uc5b4 \ub450\ub294 \ud22c\uc790\uc0c1\ud488\uc774\uace0 \uc138\uc81c\ud61c\ud0dd\uc740 \uadf8 \ub300\uac00\ub85c \ubd80\uc5ec\ud558\ub294 \uc720\uc778\uc785\ub2c8\ub2e4.<\/strong> \uc815\ubd80\uac00 \ub9cc\ub4e4\uc5c8\ub2e4\ub294 \uc774\uc720\ub85c \uc6d0\uae08\uc774 \ubcf4\uc7a5\ub418\ub294 \uc608\uae08\ucc98\ub7fc \uc624\ud574\ud558\ub294 \uacbd\uc6b0\uac00 \uc790\uc8fc \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubd80\uac00 \uc190\uc2e4 \uc77c\ubd80\ub97c \uba3c\uc800 \ubd80\ub2f4\ud558\ub294 \uad6c\uc870\uc77c \ubfd0, \uadf8 \ud55c\ub3c4\ub97c \ub118\ub294 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uac00 \uadf8\ub300\ub85c \ub5a0\uc548\uc2b5\ub2c8\ub2e4. \ud61c\ud0dd\uacfc \uc704\ud5d8\uc744 \uac19\uc740 \ubb34\uac8c\ub85c \ub193\uace0 \ubd10\uc57c \ud310\ub2e8\uc774 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<!-- \u2463 \ubcf8\ubb38 -->\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-a-3887.png\" alt=\"\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\uac00 \uc874\uc18d\uae30\uac04 5\ub144 \uc774\uc0c1 \ud658\ub9e4\uae08\uc9c0\ud615 \ud22c\uc790\uc0c1\ud488\uc774\uba70 \uc138\uc81c\ud61c\ud0dd \uadfc\uac70\ub294 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828\uc784\uc744 \uc815\ub9ac\ud55c \ud310\ub2e8 \ub2e4\uc774\uc5b4\uadf8\ub7a8\" class=\"wp-image-5482\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-a-3887.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-a-3887-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-a-3887-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-a-3887-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\uc758 \uc131\uaca9 \ud310\ub2e8. \uc138\uc81c\ud61c\ud0dd \uadfc\uac70\ub294 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828(\uc2dc\ud589 \uc911)\uc785\ub2c8\ub2e4.<\/figcaption><\/figure>\n\n\n<h2>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\ub294 \uc815\ud655\ud788 \ubb34\uc5c7\uc778\uac00<\/h2>\n<p>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\ub294 \uc815\ubd80 \uc7ac\uc815\uacfc \uae30\uc5c5\u00b7\uad6d\ubbfc \uc790\uae08\uc744 \ud568\uaed8 \ubaa8\uc544 \uc778\uacf5\uc9c0\ub2a5\u00b7\ubc18\ub3c4\uccb4\u00b7\ubc14\uc774\uc624\u00b7\uc774\ucc28\uc804\uc9c0 \uac19\uc740 <strong>\ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5<\/strong>\uc744 \ud0a4\uc6b0\ub294 \uc815\ucc45\ud380\ub4dc\uc785\ub2c8\ub2e4. \uc815\ubd80 \ubc1c\ud45c \uae30\uc900 \uc804\uccb4 \uaddc\ubaa8\ub294 150\uc870\uc6d0\uc774\uace0, \uc774 \uac00\uc6b4\ub370 \uc77c\ubc18 \uad6d\ubbfc\uc774 \uc9c1\uc811 \ucc38\uc5ec\ud560 \uc218 \uc788\ub3c4\ub85d \ub5bc\uc5b4 \ub193\uc740 \uc57d 30\uc870\uc6d0 \uaddc\ubaa8\uc758 \ubd80\ubd84\uc774 <strong>\uad6d\ubbfc\ucc38\uc5ec\ud615<\/strong>\uc785\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \uc804\uc6a9\uacc4\uc88c\ub85c \ud22c\uc790\ud558\uba74 \uc138\uc81c\ud61c\ud0dd\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc77c\ubc18 \uc0ac\ubaa8\u00b7\uacf5\ubaa8\ud380\ub4dc\uac00 \uc218\uc775\ub960\ub9cc \uc887\ub294 \uac83\uacfc \ub2ec\ub9ac, \uc774 \ud380\ub4dc\ub294 \uc138\ubc95\uc774 \uc815\ud55c \ud22c\uc790\ub300\uc0c1\uc5d0 \uc77c\uc815 \ube44\uc728 \uc774\uc0c1\uc744 \ub123\uc5b4\uc57c \uc138\uc81c\ud61c\ud0dd \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc774 \uc0c1\ud488\uc758 \uc131\uaca9\uc740 &#8220;\uc138\ubc95\uc774 \ud22c\uc790\ub300\uc0c1\uacfc \ubcf4\uc720\uae30\uac04\uc744 \uc815\ud574 \ub450\uace0, \uadf8 \uc870\uac74\uc744 \uc9c0\ud0a4\ub294 \uc790\uae08\uc5d0 \uc138\uc81c\ud61c\ud0dd\uc744 \uc8fc\ub294 \ud380\ub4dc&#8221;\ub85c \uc815\ub9ac\ud558\ub294 \ud3b8\uc774 \uc815\ud655\ud569\ub2c8\ub2e4.<\/p>\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-b-3887.png\" alt=\"\uc6b4\uc6a9\uc8fc\uccb4\u00b7\ud22c\uc790\ub300\uc0c1\u00b7\ub9cc\uae30\u00b7\uc190\uc2e4\ubd80\ub2f4\u00b7\uc138\uc81c\ud61c\ud0dd\uc744 \uc77c\ubc18 \ud380\ub4dc\uc640 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc(\uad6d\ubbfc\ucc38\uc5ec\ud615)\ub85c \ube44\uad50\ud55c \ud45c\" class=\"wp-image-5483\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-b-3887.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-b-3887-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-b-3887-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/diagram-b-3887-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">\uc77c\ubc18 \ud380\ub4dc\uc640 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc(\uad6d\ubbfc\ucc38\uc5ec\ud615) \ube44\uad50. \uc138\uc81c\ud61c\ud0dd \ud56d\ubaa9\uc740 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828 \uae30\uc900\uc785\ub2c8\ub2e4.<\/figcaption><\/figure>\n\n\n<h2>\uc77c\ubc18 \ud380\ub4dc\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00<\/h2>\n<p>\uac00\uc7a5 \ud070 \ucc28\uc774\ub294 <strong>\ud22c\uc790\ub300\uc0c1\uc774 \uc138\ubc95\uc73c\ub85c \uc815\ud574\uc838 \uc788\uace0, \uc190\uc2e4\uc744 \uc815\ubd80\uac00 \uc77c\ubd80 \uba3c\uc800 \ubd80\ub2f4\ud558\uba70, \uc138\uc81c\ud61c\ud0dd\uc774 \ubd99\ub294\ub2e4<\/strong>\ub294 \uc138 \uac00\uc9c0\uc785\ub2c8\ub2e4. \ub300\uc2e0 \uc874\uc18d\uae30\uac04\uae4c\uc9c0 \ub3c8\uc774 \ubb36\uc785\ub2c8\ub2e4.<\/p>\n<table class=\"compare\">\n  <thead><tr><th>\uad6c\ubd84<\/th><th>\uc77c\ubc18 \ud380\ub4dc<\/th><th>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc(\uad6d\ubbfc\ucc38\uc5ec\ud615)<\/th><\/tr><\/thead>\n  <tbody>\n    <tr><td>\uc6b4\uc6a9 \uc8fc\uccb4<\/td><td>\ubbfc\uac04 \uc790\uc0b0\uc6b4\uc6a9\uc0ac<\/td><td>\uc815\ubd80 + \uc790\uc0b0\uc6b4\uc6a9\uc0ac<\/td><\/tr>\n    <tr><td>\ud22c\uc790 \ub300\uc0c1<\/td><td>\uc790\uc720<\/td><td>\ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uae30\uc5c5 \ub4f1\uc5d0 60% \uc774\uc0c1(\uc870\ud2b9\ub839 \u00a793\uc870\uc75814\u2462)<\/td><\/tr>\n    <tr><td>\ub9cc\uae30<\/td><td>\uc790\uc720\u00b7\ud658\ub9e4 \uac00\ub2a5<\/td><td>\ud658\ub9e4\uae08\uc9c0\ud615, \uc874\uc18d\uae30\uac04 5\ub144 \uc774\uc0c1(\uc870\ud2b9\ubc95 \u00a791\uc870\uc75828\u24602\ub2e4\ubaa9)<\/td><\/tr>\n    <tr><td>\uc190\uc2e4 \ubd80\ub2f4<\/td><td>\ud22c\uc790\uc790 \uc804\uc561<\/td><td>\uc815\ubd80\uac00 \ud6c4\uc21c\uc704\ub85c \uc77c\uc815 \ubd80\ubd84 \uc6b0\uc120 \ubd80\ub2f4(\uc815\ubd80 \ubc1c\ud45c \uc815\ucc45\uad6c\uc870)<\/td><\/tr>\n    <tr><td>\uc138\uc81c \ud61c\ud0dd<\/td><td>\uc77c\ubc18 \uacfc\uc138<\/td><td>\uad6c\uac04\ubcc4 \uc18c\ub4dd\uacf5\uc81c(40\u00b720\u00b710%) + \ubc30\ub2f9 9% \ubd84\ub9ac\uacfc\uc138(\uc870\ud2b9\ubc95 \u00a791\uc870\uc75828)<\/td><\/tr>\n  <\/tbody>\n<\/table>\n<p>\ub300\ud45c\ub2d8\ub4e4\uc744 \ub9cc\ub098\uba74 &#8220;\uc815\ubd80\uac00 \ub9cc\ub4e0 \ud380\ub4dc\uba74 \uc548\uc804\ud55c \uac83 \uc544\ub2c8\ub0d0&#8221;\ub294 \uc9c8\ubb38\uc744 \uc790\uc8fc \ubc1b\uc2b5\ub2c8\ub2e4. \uc190\uc2e4 \uc77c\ubd80\ub97c \uc815\ubd80\uac00 \uba3c\uc800 \ubd80\ub2f4\ud558\ub294 \uc644\ucda9 \uc7a5\uce58\ub294 \uc788\uc9c0\ub9cc, <strong>\uc6d0\uae08 \ubcf4\uc7a5 \uc0c1\ud488\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/strong> \uc815\ubd80\uac00 \uc815\ud55c \uc6b0\uc120\ubd80\ub2f4 \ud55c\ub3c4\ub97c \ub118\uc5b4\uc11c\ub294 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uac00 \uadf8\ub300\ub85c \uc9d1\ub2c8\ub2e4.<\/p>\n\n<h2>\uc138\uc81c\ud61c\ud0dd\uc758 \uadfc\uac70\uc640 \uc2dc\ud589 \uc2dc\uc810<\/h2>\n<h3>\ud655\uc815\ub41c \uadfc\uac70\ub294 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828<\/h3>\n<p>\uc138\uc81c\ud61c\ud0dd\uc758 \uadfc\uac70\ub294 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828(\uad6d\ubbfc\ucc38\uc5ec\ud615 \uad6d\ubbfc\uc131\uc7a5\uc9d1\ud569\ud22c\uc790\uc99d\uad8c\uc800\ucd95\uc5d0 \ub300\ud55c \uacfc\uc138\ud2b9\ub840)\uc785\ub2c8\ub2e4. 2026\ub144 5\uc6d4 12\uc77c \ubc95\ub960 \uc81c21612\ud638\ub85c \uacf5\ud3ec\ub418\uba74\uc11c \ubd80\uce59 \uc81c1\uc870\uc5d0 \ub530\ub77c <strong>\uacf5\ud3ec\ud55c \ub0a0\ubd80\ud130 \uc2dc\ud589<\/strong>\ub418\uc5c8\uace0, \ub300\ud1b5\ub839\ub839\uc5d0 \uc704\uc784\ub41c \ud380\ub4dc \uc694\uac74\u00b7\uacc4\uc88c \uc6b4\uc6a9\uae30\uc900\uc740 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc2dc\ud589\ub839 \uc81c93\uc870\uc75814\uc5d0 \uaddc\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\ud589 \uc5ec\ubd80\ub97c \uae30\ub2e4\ub9b4 \ub2e8\uacc4\ub294 \uc9c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--law\">\n<details>\n<summary><strong>\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828 \u00b7 \uc2dc\ud589\ub839 \uc81c93\uc870\uc75814 \u00b7 \uc81c132\uc870\uc7582<\/strong> \u2014 \uadfc\uac70 \uc870\ubb38\uacfc \ud575\uc2ec \uc218\uce58<\/summary>\n<p>\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828 \uc81c1\ud56d\uc740 \uac70\uc8fc\uc790\uac00 2030\ub144 12\uc6d4 31\uc77c\uae4c\uc9c0 \uc804\uc6a9\uacc4\uc88c\ub97c \ud1b5\ud574 \uc804\uc6a9\uc800\ucd95\uc5d0 \uac00\uc785\ud558\uace0 \uad6d\ubbfc\uc131\uc7a5\uc9d1\ud569\ud22c\uc790\uae30\uad6c\uc758 \uc218\uc775\uc99d\uad8c\u00b7\uc9c0\ubd84\uc99d\uad8c\uc5d0 3\ub144 \uc774\uc0c1 \ud22c\uc790\ud558\ub294 \uacbd\uc6b0, \uadf8 \ubc30\ub2f9\uc18c\ub4dd(\ud22c\uc790\uc77c\ubd80\ud130 5\ub144 \uc774\ub0b4\uc5d0 \uc9c0\uae09\ubc1b\ub294 \uacbd\uc6b0\ub85c \ud55c\uc815)\uc5d0 \uc18c\ub4dd\uc138\ubc95 \uc81c129\uc870\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 100\ubd84\uc758 9\uc758 \uc138\uc728\uc744 \uc801\uc6a9\ud558\uace0 \uc885\ud569\uc18c\ub4dd\uacfc\uc138\ud45c\uc900\uc5d0 \ud569\uc0b0\ud558\uc9c0 \uc54a\ub3c4\ub85d \uc815\ud569\ub2c8\ub2e4. \uac19\uc740 \uc870 \uc81c2\ud56d\uc740 \ud22c\uc790\uae08\uc561 \uad6c\uac04\ubcc4 \uacf5\uc81c\uc561\uc744, \uc81c3\ud56d\uc740 \uc804\uc6a9\uacc4\uc88c \ub0a9\uc785\ud55c\ub3c4\ub97c 1\uba85\ub2f9 2\uc5b5\uc6d0 \uc774\ud558\ub85c \uc815\ud569\ub2c8\ub2e4. \ub300\uc0c1 \uc9d1\ud569\ud22c\uc790\uae30\uad6c\ub294 \uacc4\uc57d\uae30\uac04 \ub610\ub294 \uc874\uc18d\uae30\uac04\uc774 5\ub144 \uc774\uc0c1\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4(\uc81c1\ud56d \uc81c2\ud638 \ub2e4\ubaa9).<\/p>\n<p>\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc2dc\ud589\ub839 \uc81c93\uc870\uc75814\ub294 \ub300\uc0c1 \uc9d1\ud569\ud22c\uc790\uae30\uad6c\ub97c \ud658\ub9e4\uae08\uc9c0\ud615\uc774\uba74\uc11c \uc0ac\ubaa8\ud22c\uc790\uc7ac\uac04\uc811\uc9d1\ud569\ud22c\uc790\uae30\uad6c\uc778 \uac83\uc73c\ub85c \ud55c\uc815\ud558\uace0(\uc81c1\ud56d), \u300c\ud55c\uad6d\uc0b0\uc5c5\uc740\ud589\ubc95\u300d \uc81c29\uc870\uc7587 \uc81c2\ud56d\uc758 \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uae30\uc5c5\u00b7\ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uad00\ub828\uae30\uc5c5\uc758 \uc8fc\uc2dd\u00b7\uc9c0\ubd84\u00b7\ucc44\uad8c\u00b7\ub300\ucd9c\ucc44\uad8c\uc5d0 100\ubd84\uc758 60 \uc774\uc0c1 \ud22c\uc790\ud560 \uac83\uc744 \uc815\ud569\ub2c8\ub2e4(\uc81c2\ud56d\u00b7\uc81c3\ud56d).<\/p>\n<p>\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c132\uc870\uc7582 \uc81c1\ud56d \uc81c7\ud638\uc7582\ub294 \uc774 \uc18c\ub4dd\uacf5\uc81c\ub97c \uc18c\ub4dd\uacf5\uc81c \uc885\ud569\ud55c\ub3c4 \ub300\uc0c1\uc5d0 \ud3ec\ud568\uc2dc\ucf1c, \uac19\uc740 \ud56d \uac01 \ud638\uc758 \uacf5\uc81c\uae08\uc561 \ud569\uacc4\uc561\uc774 2,500\ub9cc\uc6d0\uc744 \ub118\ub294 \ubd80\ubd84\uc740 \uc5c6\ub294 \uac83\uc73c\ub85c \ubd05\ub2c8\ub2e4.<\/p>\n<p>\ubc30\ub2f9\uc18c\ub4dd\uc5d0 \ubd99\ub294 <strong>\ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138\ub294 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong> \ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138\ubc95 \uc81c4\uc870 \uc81c4\ud638\uac00 \u300c\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \u2026 \uc81c91\uc870\uc75828\uc5d0 \ub530\ub978 \uc800\ucd95\uc774\ub098 \uc774\uc790\uc18c\ub4dd \ubc0f \ubc30\ub2f9\uc18c\ub4dd\uc5d0 \ub300\ud55c \uac10\uba74\u300d\uc744 \ube44\uacfc\uc138 \ub300\uc0c1\uc73c\ub85c \uc5f4\uac70\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadfc\uac70\uac00 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95\uc774 \uc544\ub2c8\ub77c \ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138\ubc95\uc5d0 \uc788\ub294 \ud56d\ubaa9\uc785\ub2c8\ub2e4.<\/p>\n<\/details>\n<\/div>\n\n<h3>\uc801\uc6a9 \uc2dc\uc810\uc740 \uc2dc\ud589 \uc774\ud6c4 \uac00\uc785\ubd84\ubd80\ud130<\/h3>\n<p>\ubd80\uce59 \uc81c2\uc870\ub294 \uc774 \ud2b9\ub840\ub97c <strong>\uc2dc\ud589 \uc774\ud6c4 \uac00\uc785\ud558\ub294 \ubd84\ubd80\ud130<\/strong> \uc801\uc6a9\ud558\ub3c4\ub85d \uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc885\ud569\ud55c\ub3c4\uc5d0 \ud3b8\uc785\ub41c \uc81c132\uc870\uc7582 \uc81c1\ud56d \uc81c7\ud638\uc7582\ub294 \ubd80\uce59 \uc81c3\uc870\uc5d0 \ub530\ub77c \uc2dc\ud589 \uc774\ud6c4 \uc5f0\ub9d0\uc815\uc0b0 \ub610\ub294 \uc885\ud569\uc18c\ub4dd \ud655\uc815\uc2e0\uace0\ud558\ub294 \ubd84\ubd80\ud130 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uac00\uc785 \uae30\ud55c\uc740 2030\ub144 12\uc6d4 31\uc77c\uc774\ubbc0\ub85c, \uc11c\ub458\ub7ec\uc57c \ud558\ub294 \uc131\uaca9\uc758 \uc77c\ubab0\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n<h2>\uc138\uae08 \ud61c\ud0dd\uc740 \uc5bc\ub9c8\ub098 \ub418\ub294\uac00<\/h2>\n<p>\uc138\uc81c\ud61c\ud0dd\uc740 \ub450 \uac08\ub798\uc785\ub2c8\ub2e4. \ud558\ub098\ub294 \ud22c\uc790\uae08\uc561\uc758 \uc77c\ubd80\ub97c \uadf8\ud574 \uc18c\ub4dd\uc5d0\uc11c \ucc28\uac10\ud558\ub294 <strong>\uc18c\ub4dd\uacf5\uc81c<\/strong>\uc774\uace0, \ub2e4\ub978 \ud558\ub098\ub294 \ub098\uc911\uc5d0 \ubc1b\ub294 \ubc30\ub2f9\uc744 \ub0ae\uc740 \uc138\uc728\ub85c \ubd84\ub9ac\ud574 \uacfc\uc138\ud558\ub294 <strong>\ubc30\ub2f9\uc18c\ub4dd \ubd84\ub9ac\uacfc\uc138<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n<h3>\uc18c\ub4dd\uacf5\uc81c \uad6c\uac04\uacfc \uc0c1\ud55c 1,800\ub9cc\uc6d0<\/h3>\n<table class=\"compare\">\n<thead><tr><th>1\uba85\ub2f9 \ud22c\uc790\uae08\uc561<\/th><th>\uacf5\uc81c\uc561<\/th><\/tr><\/thead>\n<tbody>\n<tr><td>3\ucc9c\ub9cc\uc6d0 \uc774\ud558<\/td><td>\ud22c\uc790\uae08\uc561\uc758 40%<\/td><\/tr>\n<tr><td>3\ucc9c\ub9cc\uc6d0 \ucd08\uacfc 5\ucc9c\ub9cc\uc6d0 \uc774\ud558<\/td><td>1,200\ub9cc\uc6d0 + 3\ucc9c\ub9cc\uc6d0 \ucd08\uacfc\uc561\uc758 20%<\/td><\/tr>\n<tr><td>5\ucc9c\ub9cc\uc6d0 \ucd08\uacfc 7\ucc9c\ub9cc\uc6d0 \uc774\ud558<\/td><td>1,600\ub9cc\uc6d0 + 5\ucc9c\ub9cc\uc6d0 \ucd08\uacfc\uc561\uc758 10%<\/td><\/tr>\n<tr><td>7\ucc9c\ub9cc\uc6d0 \ucd08\uacfc<\/td><td>1,800\ub9cc\uc6d0<\/td><\/tr>\n<\/tbody>\n<\/table>\n<p>\uacf5\uc81c\uc728\uc774 \ub2e8\uacc4\uc801\uc73c\ub85c \ub0ae\uc544\uc9c0\ubbc0\ub85c \uc18c\uc561 \uc7a5\uae30 \ud22c\uc790\uc5d0 \uc720\ub9ac\ud55c \uad6c\uc870\uc785\ub2c8\ub2e4. 7\ucc9c\ub9cc\uc6d0\uc744 \ub118\uaca8 \ub35c\ucee5 \ub0a9\uc785\ud574\ub3c4 \uacf5\uc81c\uc561\uc740 1,800\ub9cc\uc6d0\uc5d0\uc11c \uba48\ucd94\uace0, \uacf5\uc81c\uc561\uc740 \ud574\ub2f9 \uacfc\uc138\uae30\uac04\uc758 \uc885\ud569\uc18c\ub4dd\uae08\uc561\uc744 \ud55c\ub3c4\ub85c \ud569\ub2c8\ub2e4.<\/p>\n\n<h3>1,800\ub9cc\uc6d0\uc740 \ub2e8\ub3c5 \ud55c\ub3c4\uac00 \uc544\ub2c8\ub2e4(\uc885\ud569\ud55c\ub3c4 2,500\ub9cc\uc6d0)<\/h3>\n<p>\ub193\uce58\uae30 \uc26c\uc6b4 \uc9c0\uc810\uc785\ub2c8\ub2e4. \uc774 \uc18c\ub4dd\uacf5\uc81c\ub294 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c132\uc870\uc7582 \uc81c1\ud56d\uc758 \uc18c\ub4dd\uacf5\uc81c \uc885\ud569\ud55c\ub3c4\uc5d0 \ub4e4\uc5b4\uac00 \uc788\uc2b5\ub2c8\ub2e4(\uc81c7\ud638\uc7582). \uc2e0\uc6a9\uce74\ub4dc \ub4f1 \uc0ac\uc6a9\uae08\uc561 \uacf5\uc81c\u00b7\uc8fc\ud0dd\uc790\uae08 \uacf5\uc81c\u00b7\uccad\uc57d\uc800\ucd95 \uacf5\uc81c\u00b7\uc6b0\ub9ac\uc0ac\uc8fc \ucd9c\uc790 \uacf5\uc81c \ub4f1\uacfc <strong>\ud569\uc0b0\ud574 2,500\ub9cc\uc6d0<\/strong>\uc744 \ub118\uc73c\uba74 \ub118\ub294 \ubd80\ubd84\uc740 \uc5c6\ub294 \uac83\uc73c\ub85c \ubd05\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \uacf5\uc81c\ub97c \uc774\ubbf8 \ud06c\uac8c \uc4f0\ub294 \uadfc\ub85c\uc790\ub77c\uba74 \uc0c1\ud55c\uc744 \ucc44\uc6b4 \ub0a9\uc785\uc758 \uc77c\ubd80\uac00 \uacf5\uc81c\ub85c \uc774\uc5b4\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h3>\ubc30\ub2f9 9% \ubd84\ub9ac\uacfc\uc138, \uc694\uac74\uc740 3\ub144\uc774\uace0 \ucc3d\uad6c\ub294 5\ub144<\/h3>\n<p>\ubc30\ub2f9\uc18c\ub4dd\uc5d0\ub294 9%(\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568 9.9%) \uc138\uc728\uc774 \uc801\uc6a9\ub418\uace0 \uc885\ud569\uc18c\ub4dd\uc5d0 \ud569\uc0b0\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc790\uc8fc \ub4a4\ubc14\ub00c\uc5b4 \uc54c\ub824\uc9c0\ub294 \uc9c0\uc810\uc774 \uae30\uac04 \uc694\uac74\uc774\ub77c, \uc138 \uc22b\uc790\uc758 \uc5ed\ud560\uc744 \ub098\ub220 \ubcf4\ub294 \ud3b8\uc774 \uc815\ud655\ud569\ub2c8\ub2e4.<\/p>\n<table class=\"compare\">\n<thead><tr><th>\uae30\uac04<\/th><th>\uc5ed\ud560<\/th><th>\uadfc\uac70<\/th><\/tr><\/thead>\n<tbody>\n<tr><td>3\ub144 \uc774\uc0c1 \ud22c\uc790<\/td><td>\uc18c\ub4dd\uacf5\uc81c\u00b7\ubd84\ub9ac\uacfc\uc138\ub97c \ubc1b\uae30 \uc704\ud55c <strong>\uc694\uac74<\/strong>. 3\ub144 \uc804 \uc591\ub3c4\u00b7\ud658\ub9e4 \uc2dc \ucd94\uc9d5<\/td><td>\uc870\ud2b9\ubc95 \u00a791\uc870\uc75828\u2460\u00b7\u2461\u00b7\u2464\u00b7\u2465<\/td><\/tr>\n<tr><td>\ud22c\uc790\uc77c\ubd80\ud130 5\ub144 \uc774\ub0b4<\/td><td>9% \ubd84\ub9ac\uacfc\uc138\uac00 \uc801\uc6a9\ub418\ub294 <strong>\ubc30\ub2f9 \uc9c0\uae09\uae30\uac04\uc758 \uc0c1\ud55c<\/strong><\/td><td>\uc870\ud2b9\ubc95 \u00a791\uc870\uc75828\u2460<\/td><\/tr>\n<tr><td>\uc874\uc18d\uae30\uac04 5\ub144 \uc774\uc0c1<\/td><td>\ub300\uc0c1 \ud380\ub4dc\uc758 <strong>\uad6c\uc870 \uc694\uac74<\/strong>. \ud658\ub9e4\uae08\uc9c0\ud615\uc774\ub77c \uc790\uae08 \uad6c\uc18d\uc73c\ub85c \uccb4\uac10<\/td><td>\uc870\ud2b9\ubc95 \u00a791\uc870\uc75828\u24602\ub2e4\ubaa9, \uc870\ud2b9\ub839 \u00a793\uc870\uc75814\u2460<\/td><\/tr>\n<\/tbody>\n<\/table>\n<p>\uc989 <strong>\ubd84\ub9ac\uacfc\uc138\uac00 5\ub144 \uc720\uc9c0\ub97c \uc870\uac74\uc73c\ub85c \ud55c\ub2e4\ub294 \uc124\uba85\uc740 \uc815\ud655\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong> \uc720\uc9c0 \uc694\uac74\uc740 3\ub144\uc774\uace0, 5\ub144\uc740 9% \uc138\uc728\uc774 \uc801\uc6a9\ub418\ub294 \ubc30\ub2f9\uc758 \ub9c8\uc9c0\ub9c9 \uc2dc\uc810\uc785\ub2c8\ub2e4.<\/p>\n\n<h2>\ub204\uac00, \uc5bc\ub9c8\uae4c\uc9c0 \uac00\uc785\ud560 \uc218 \uc788\ub294\uac00<\/h2>\n<h3>\uac00\uc785 \ub300\uc0c1\uc740 19\uc138 \uc774\uc0c1, \ub610\ub294 15\uc138 \uc774\uc0c1 \uadfc\ub85c\uc18c\ub4dd\uc790<\/h3>\n<p>\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828 \uc81c1\ud56d \uc81c1\ud638\ub294 \ub300\uc0c1 \uac70\uc8fc\uc790\ub97c \ub450 \uac08\ub798\ub85c \uc815\ud569\ub2c8\ub2e4. \uac00\uc785\uc77c \uae30\uc900 <strong>19\uc138 \uc774\uc0c1<\/strong>\uc778 \uc0ac\ub78c, \ub610\ub294 \uac00\uc785\uc77c \uae30\uc900 <strong>15\uc138 \uc774\uc0c1<\/strong>\uc774\uba74\uc11c \uac00\uc785\uc77c\u00b7\uc5f0\uc7a5\uc77c\uc774 \uc18d\ud558\ub294 \uacfc\uc138\uae30\uac04\uc758 \uc9c1\uc804 \uacfc\uc138\uae30\uac04\uc5d0 <strong>\uadfc\ub85c\uc18c\ub4dd\uc774 \uc788\ub294<\/strong> \uc0ac\ub78c\uc785\ub2c8\ub2e4. \ube44\uacfc\uc138\uc18c\ub4dd\ub9cc \uc788\ub294 \uc0ac\ub78c\uc740 \ud6c4\uc790\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--caution\">\n  <p><strong>\u203b \uc8fc\uc758 \u2014 \uae08\uc735\uc18c\ub4dd \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\ub77c\uc11c \ud61c\ud0dd \uacc4\uc88c\uac00 \ub9c9\ud788\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/strong><\/p>\n  <p>\uc81c91\uc870\uc75828\uc740 \uac00\uc785 \ub300\uc0c1\uc744 \ub098\uc774\uc640 \uadfc\ub85c\uc18c\ub4dd\uc73c\ub85c\ub9cc \uc815\ud558\uace0 \uc788\uace0, \uae08\uc735\uc18c\ub4dd \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\ub97c \ubc30\uc81c\ud558\ub294 \uaddc\uc815\uc744 \ub450\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uae08\uc735\uc18c\ub4dd \uaddc\ubaa8\ub294 <strong>\uac00\uc785 \uc790\uaca9<\/strong>\uc758 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c \ubd84\ub9ac\uacfc\uc138\uc758 <strong>\uc2e4\uc775<\/strong>\uc744 \uc88c\uc6b0\ud558\ub294 \ubcc0\uc218\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<p>\uc0ac\ud6c4\uc5d0 \uc790\uaca9\uc774 \ubd80\uc778\ub418\ub294 \ud1b5\ub85c\ub294 \uadfc\ub85c\uc18c\ub4dd \uc694\uac74\uc785\ub2c8\ub2e4. \uc800\ucd95\ucde8\uae09\uae30\uad00\uc774 \uad6d\uc138\uccad\uc7a5\uc5d0\uac8c \uc694\uac74 \ucda9\uc871 \uc5ec\ubd80 \ud655\uc778\uc744 \uc694\uccad\ud560 \uc218 \uc788\uace0(\uc81c9\ud56d), \uad6d\uc138\uccad\uc7a5\uc740 \uac00\uc785\u00b7\uc5f0\uc7a5 \uc5f0\ub3c4\uc758 \ub2e4\uc74c \uc5f0\ub3c4 2\uc6d4 \ub9d0\uc77c\uae4c\uc9c0 \ud1b5\ubcf4\ud569\ub2c8\ub2e4(\uc870\ud2b9\ub839 \u00a793\uc870\uc75814\u2469). \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud1b5\ubcf4\ub418\uba74 \ud1b5\ubcf4\ubc1b\uc740 \ub0a0\uc5d0 \uc804\uc6a9\uc800\ucd95\uc774 \ud574\uc9c0\ub41c \uac83\uc73c\ub85c \ubcf4\uc544 \uc801\uc6a9\ubc1b\uc740 \uc18c\ub4dd\uc138 \uc0c1\uc751\uc561\uc744 \ucd94\uc9d5\ud569\ub2c8\ub2e4(\uc81c11\ud56d).<\/p>\n\n<h3>\ub0a9\uc785\ud55c\ub3c4\ub294 1\uba85\ub2f9 2\uc5b5\uc6d0<\/h3>\n<p>\uc804\uc6a9\uacc4\uc88c\uc758 \ub0a9\uc785\ud55c\ub3c4\ub294 <strong>1\uba85\ub2f9 2\uc5b5\uc6d0 \uc774\ud558<\/strong>\uc774\uace0, \uc774\ub294 \ubaa8\ub4e0 \uae08\uc735\ud68c\uc0ac\uc5d0 \uac00\uc785\ud55c \uc804\uc6a9\uc800\ucd95 \ub0a9\uc785\ud55c\ub3c4\uc758 \ud569\uacc4\uc561 \uae30\uc900\uc785\ub2c8\ub2e4(\uc81c3\ud56d \uc81c1\ud638). \uc804\uc6a9\uacc4\uc88c\ub294 \uad6d\ubbfc\uc131\uc7a5\uc9d1\ud569\ud22c\uc790\uae30\uad6c\uc758 \uc99d\uad8c\ub4f1\uc5d0\ub9cc \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4(\uac19\uc740 \ud56d \uc81c2\ud638). \uc804\uc6a9\uacc4\uc88c\uc5d0 \uc9c0\uae09\ub41c \uc774\uc790\u00b7\ubc30\ub2f9\uc18c\ub4dd\uc740 \uc774 \ub0a9\uc785\ud55c\ub3c4 \uacc4\uc0b0\uc5d0 \ub123\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4(\uc870\ud2b9\ub839 \u00a793\uc870\uc75814\u2464).<\/p>\n<p>\uc815\ub9ac\ud558\uba74 \uc81c\uc57d\uc774 \ub450 \uce35\uc785\ub2c8\ub2e4. <strong>\ub0a9\uc785\uc740 2\uc5b5\uc6d0\uae4c\uc9c0, \uacf5\uc81c\ub294 1,800\ub9cc\uc6d0\uae4c\uc9c0, \uadf8 \uacf5\uc81c\ub294 \ub2e4\uc2dc \uc885\ud569\ud55c\ub3c4 2,500\ub9cc\uc6d0 \uc548\uc5d0\uc11c<\/strong> \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n<h2>\ud22c\uc790 \ub300\uc0c1\uacfc \uc758\ubb34 \ud22c\uc790\ube44\uc728<\/h2>\n<p>\ub300\uc0c1 \uc9d1\ud569\ud22c\uc790\uae30\uad6c\ub294 \u300c\ud55c\uad6d\uc0b0\uc5c5\uc740\ud589\ubc95\u300d \uc81c29\uc870\uc7587 \uc81c2\ud56d\uc758 <strong>\ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uae30\uc5c5\u00b7\ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uad00\ub828\uae30\uc5c5<\/strong>\uc758 \uc8fc\uc2dd\u00b7\uc9c0\ubd84\u00b7\ucc44\uad8c\u00b7\ub300\ucd9c\ucc44\uad8c\uc5d0 <strong>60% \uc774\uc0c1<\/strong>\uc744 \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4(\uc870\ud2b9\ub839 \u00a793\uc870\uc75814\u2461\u00b7\u2462). \ubc95\uc740 &#8220;100\ubd84\uc758 50 \uc774\uc0c1\uc73c\ub85c\uc11c \ub300\ud1b5\ub839\ub839\uc73c\ub85c \uc815\ud558\ub294 \ube44\uc728&#8221;\ub85c \ud558\ud55c\ub9cc \ub450\uc5c8\uace0, \uc2e4\uc81c \uc801\uc6a9 \uae30\uc900\uc744 \uc2dc\ud589\ub839\uc774 60%\ub85c \uc815\ud588\uc2b5\ub2c8\ub2e4. \ubcf4\ub3c4\uc5d0 \uc790\uc8fc \ub098\uc624\ub294 &#8220;50% \uc774\uc0c1&#8221;\uc740 \ubc95\ub960\uc758 \ud558\ud55c\uc774\ub77c\ub294 \uc810\uc744 \uad6c\ubd84\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uad6c\uc870\uc0c1\uc73c\ub85c\ub294 \ud658\ub9e4\uae08\uc9c0\ud615\uc774\uba74\uc11c \uc0ac\ubaa8\ud22c\uc790\uc7ac\uac04\uc811\uc9d1\ud569\ud22c\uc790\uae30\uad6c\uc5ec\uc57c \ud569\ub2c8\ub2e4(\uc870\ud2b9\ub839 \u00a793\uc870\uc75814\u2460). \uc7ac\uac04\uc811 \uad6c\uc870\uc5ec\uc11c \ucd5c\uc885 \ud22c\uc790\ub294 \uc77c\ubc18 \uc0ac\ubaa8\uc9d1\ud569\ud22c\uc790\uae30\uad6c\ub97c \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c0\uace0, \uadf8\uc911 \uc0c1\ub2f9 \ubd80\ubd84\uc740 \ube44\uc0c1\uc7a5\uae30\uc5c5\uc774\ub098 \uae30\uc220\ud2b9\ub840\uc0c1\uc7a5\uc0ac\uc5d0 \uc2e0\uaddc \uc790\uae08\uc744 \uacf5\uae09\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc9d1\ud589\ub429\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n  <p><strong>\uc2e4\ubb34 \ud3ec\uc778\ud2b8: \ubcc0\ub3d9\uc131\uacfc \ud658\uae08\uc131\uc744 \uba3c\uc800 \uc774\ud574<\/strong><\/p>\n  <p>\ube44\uc0c1\uc7a5\u00b7\uae30\uc220\ud2b9\ub840\uc0c1\uc7a5 \ube44\uc911\uc774 \ub192\ub2e4\ub294 \uac83\uc740 \uc131\uc7a5 \uae30\ub300\uac00 \ud070 \ub9cc\ud07c \ubcc0\ub3d9\uc131\ub3c4 \ud06c\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uc0c1\uc7a5 \ub300\ud615\uc8fc \uc704\uc8fc\uc758 \uc77c\ubc18 \ud380\ub4dc\ubcf4\ub2e4 \uac00\uaca9 \ubcc0\ub3d9 \ud3ed\uc774 \ud06c\uace0, \ud658\ub9e4\uae08\uc9c0\ud615\uc774\ub77c \uac00\uaca9\uc774 \ud558\ub77d\ud588\uc744 \ub54c \uc911\uac04\uc5d0 \ud68c\uc218\ud558\uae30\ub3c4 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uae30\ub300\uc218\uc775\ub960\ub9cc\ud07c \uc774 \ub450 \uac00\uc9c0 \uc131\uc9c8\uc744 \uba3c\uc800 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc21c\uc11c\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n\n<h2>\ubb34\uc5c7\uc744 \uc870\uc2ec\ud574\uc57c \ud558\ub294\uac00<\/h2>\n<h3>3\ub144 \uc804\uc5d0 \ube7c\uba74 \ub450 \uac08\ub798\ub85c \ucd94\uc9d5\ub41c\ub2e4<\/h3>\n<p>\ud22c\uc790\uc77c\ubd80\ud130 3\ub144\uc774 \ub418\ub294 \ub0a0 \uc804\uc5d0 \uc591\ub3c4\u00b7\ud658\ub9e4\ud558\uba74 \ucd94\uc9d5\uc774 \ub530\ub974\uace0, \uacc4\uc0b0 \ubc29\uc2dd\uc774 \uac08\ub9bd\ub2c8\ub2e4. \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uc740 \ubd80\ubd84\uc740 <strong>\uc591\ub3c4\uc561 \ub610\ub294 \ud658\ub9e4\uc561\uc5d0 14%<\/strong>\ub97c \uacf1\ud55c \uae08\uc561\uc744 \uc800\ucd95\ucde8\uae09\uae30\uad00\uc774 \ucd94\uc9d5\ud558\uace0(\uc81c6\ud56d), 9% \ubd84\ub9ac\uacfc\uc138\ub97c \uc801\uc6a9\ubc1b\uc740 \ubd80\ubd84\uc740 \uc801\uc6a9\ubc1b\uc740 \uc18c\ub4dd\uc138 \uc0c1\uc751\uc561\uc744 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c146\uc870\uc7582\uc5d0 \ub530\ub77c \ucd94\uc9d5\ud569\ub2c8\ub2e4(\uc81c5\ud56d). \uae30\uc900\uc774 \ubc1b\uc740 \uacf5\uc81c\uc561\uc774 \uc544\ub2c8\ub77c \uac70\ub798\uae08\uc561\uc774\uc5b4\uc11c, \uacf5\uc81c\ub85c \ub3cc\ub824\ubc1b\uc740 \uae08\uc561\ubcf4\ub2e4 \ub418\ub808 \ud070 \uae08\uc561\uc744 \ub0b4\uc57c \ud558\ub294 \uad6c\uac04\uc774 \uc0dd\uae41\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \uac00\uc785\uc790\uc758 \uc0ac\ub9dd\u00b7\ud574\uc678\uc774\uc8fc, \uadf8\ub9ac\uace0 \uc591\ub3c4\u00b7\ud658\ub9e4 \uc804 6\uac1c\uc6d4 \uc774\ub0b4\uc5d0 \ubc1c\uc0dd\ud55c \ucc9c\uc7ac\uc9c0\ubcc0\u00b7\ud1f4\uc9c1\u00b7\ud3d0\uc5c5\u00b73\uac1c\uc6d4 \uc774\uc0c1 \uc785\uc6d0\uce58\ub8cc\ub098 \uc694\uc591\uc774 \ud544\uc694\ud55c \uc0c1\ud574\u00b7\uc9c8\ubcd1\u00b7\uc800\ucd95\ucde8\uae09\uae30\uad00\uc758 \uc601\uc5c5\uc815\uc9c0 \ub4f1\uc740 \ucd94\uc9d5\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4(\uc870\ud2b9\ub839 \u00a793\uc870\uc75814\u2467). \uc774 \uacbd\uc6b0 \ud2b9\ubcc4\ud574\uc9c0\uc0ac\uc720\uc2e0\uace0\uc11c\ub97c \uc800\ucd95\ucde8\uae09\uae30\uad00\uc5d0 \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<h3>\uc874\uc18d\uae30\uac04 5\ub144 \uc774\uc0c1\u00b7\ud658\ub9e4\uae08\uc9c0\ud615\uc774\ub77c\ub294 \uad6c\uc870 \ub9ac\uc2a4\ud06c<\/h3>\n<div class=\"hoan-box hoan-box--caution\">\n  <p><strong>\u203b \uc8fc\uc758 \u2014 \uc138\uc81c\ud61c\ud0dd\ub9cc \ubcf4\uace0 \ub4e4\uc5b4\uac00\uba74 \uac00\uc7a5 \ud06c\uac8c \ud6c4\ud68c\ud569\ub2c8\ub2e4.<\/strong><\/p>\n  <p>\ub9ac\uc2a4\ud06c\ub294 \ud06c\uac8c \uc14b\uc785\ub2c8\ub2e4. \uccab\uc9f8, \ub300\uc0c1 \ud380\ub4dc\uac00 \uc874\uc18d\uae30\uac04 5\ub144 \uc774\uc0c1\uc758 \ud658\ub9e4\uae08\uc9c0\ud615\uc774\ub77c \uadf8 \uae30\uac04 \uc790\uae08\uc774 \ubb36\uc5ec \uae09\ud558\uac8c \ud544\uc694\ud574\ub3c4 \uc778\ucd9c\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \uc815\ubd80 \uc190\uc2e4 \uc6b0\uc120\ubd80\ub2f4 \ud55c\ub3c4\ub97c \ub118\ub294 \uc190\uc2e4\uc740 \ud22c\uc790\uc790 \ubaab\uc774\ub77c \uc6d0\uae08 \uc190\uc2e4\uc774 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc14b\uc9f8, \ub193\uce58\uae30 \uc26c\uc6b4 \uc810\uc73c\ub85c 3\ub144 \uc804\uc5d0 \uc591\ub3c4\u00b7\ud658\ub9e4\ud558\uba74 \uc18c\ub4dd\uacf5\uc81c\ubd84\uc740 \uac70\ub798\uae08\uc561\uc758 14%\ub85c, \ubd84\ub9ac\uacfc\uc138\ubd84\uc740 \uac10\uba74\uc138\uc561 \uc0c1\uc751\uc561\uc73c\ub85c \ucd94\uc9d5\ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"hoan-box hoan-box--prac\">\n  <p><strong>\uc2e4\ubb34 \ud3ec\uc778\ud2b8: \ub0a9\uc785 \uaddc\ubaa8\ub294 \uc5ec\uc720 \uc790\uae08 \uc548\uc5d0\uc11c<\/strong><\/p>\n  <p>\ud604\uc7a5\uc5d0\uc11c \uac00\uc7a5 \uc704\ud5d8\ud55c \uc870\ud569\uc740 &#8220;5\ub144\ucbe4\uc740 \ubb36\uc5ec\ub3c4 \ub41c\ub2e4&#8221;\ub294 \ub9c9\uc5f0\ud55c \uc790\uc2e0\uacfc, \uc138\uc81c\ud61c\ud0dd\ub9cc \ubcf4\uace0 \ud55c\ub3c4\ub97c \uaf49 \ucc44\uc6b4 \ubb34\ub9ac\ud55c \ub0a9\uc785\uc785\ub2c8\ub2e4. \uc808\uc138 \ubaa9\uc801\ub9cc\uc73c\ub85c \ub4e4\uc5b4\uac14\ub2e4\uac00 \uc790\uae08\uc774 \ubb36\uc5ec \ub354 \uae09\ud55c \uacf3\uc5d0 \uc4f0\uc9c0 \ubabb\ud558\ub294 \uc77c\uc774 \uc0dd\uae41\ub2c8\ub2e4. \ud22c\uc790 \uc5ec\ub825\u00b7\ube44\uc0c1\uae08\u00b7\ub2e4\ub978 \uc808\uc138 \uc218\ub2e8\uc744 \uba3c\uc800 \uc810\uac80\ud55c \ub4a4 \ub0a8\ub294 \uc7a5\uae30 \uc790\uae08\uc73c\ub85c \uc811\uadfc\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"hoan-box hoan-box--prac\">\n  <p><strong>\uad6c\uc870 \uc608\uc2dc: \uc804\uc81c\ub97c \uc138\uc6b0\uace0 \ucc28\uac10\ud558\ub294 \uc21c\uc11c<\/strong><\/p>\n  <p><strong>\uacc4\uc0b0 \uc804\uc81c<\/strong>: \uac19\uc740 \uacfc\uc138\uae30\uac04\uc5d0 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c132\uc870\uc7582 \uc81c1\ud56d\uc5d0 \uc5f4\uac70\ub41c \uacf5\uc81c\ub9cc \uc0ac\uc6a9\ud558\uace0, \uc885\ud569\uc18c\ub4dd\uae08\uc561\uc774 \uacf5\uc81c\uc561\ubcf4\ub2e4 \ud06c\uba70, \uc804\uc6a9\uc800\ucd95\uc740 7\ucc9c\ub9cc\uc6d0\uc744 \ucd08\uacfc \ub0a9\uc785\ud574 \uacf5\uc81c\uc561 \uc0c1\ud55c 1,800\ub9cc\uc6d0\uc5d0 \ub3c4\ub2ec\ud588\ub2e4\uace0 \uac00\uc815\ud569\ub2c8\ub2e4.<\/p>\n  <p>\uc774 \uc804\uc81c\uc5d0\uc11c \uc2e0\uc6a9\uce74\ub4dc \ub4f1 \uc0ac\uc6a9\uae08\uc561 \uacf5\uc81c\ub85c \uc774\ubbf8 1,000\ub9cc\uc6d0\uc744 \uc4f0\uace0 \uc788\ub2e4\uba74 \uc885\ud569\ud55c\ub3c4 2,500\ub9cc\uc6d0\uc5d0\uc11c \ub0a8\ub294 \uc5ec\uc720\ub294 1,500\ub9cc\uc6d0\uc785\ub2c8\ub2e4. \uc804\uc6a9\uc800\ucd95 \uacf5\uc81c\uc561\uc774 1,800\ub9cc\uc6d0\uc774\uc5b4\ub3c4 \uc774 \uac00\uc815\uc5d0\uc11c\ub294 1,500\ub9cc\uc6d0\uae4c\uc9c0\ub9cc \uacfc\uc138\ud45c\uc900\uc744 \ub0ae\ucda5\ub2c8\ub2e4. \uc774\ud6c4 \ubc1b\ub294 \ubc30\ub2f9\uc740 \uc885\ud569\uacfc\uc138 \ub300\uc2e0 9%(\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568 9.9%)\ub85c \ub530\ub85c \uacfc\uc138\ub418\uc5b4 \uae08\uc735\uc18c\ub4dd\uc774 \ub9ce\uc740 \uc0ac\ub78c\uc77c\uc218\ub85d \ucc28\uc774\uac00 \ucee4\uc9d1\ub2c8\ub2e4.<\/p>\n  <p>\uc2e4\uc81c \uc808\uac10\uc561\uc740 \ubcf8\uc778\uc758 \uc801\uc6a9\uc138\uc728\u00b7\ud22c\uc790\uc561\u00b7\uacf5\uc81c \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \ub123\uc5b4 \uacc4\uc0b0\ud574\uc57c \ud558\ubbc0\ub85c, \uc704 \uae08\uc561\uc740 \uad6c\uc870\ub97c \ubcf4\uc5ec \uc8fc\ub294 \uac00\uc815\uac12\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n\n<!-- \u2464 \uacb0\ub860 + CTA -->\n<h2>\uc815\ub9ac \u2014 \ubb34\uc5c7\ubd80\ud130 \ud655\uc778\ud558\uba74 \ub418\ub294\uac00<\/h2>\n<p><strong>\uc81c\ub3c4\ub294 \uc774\ubbf8 \uc2dc\ud589\ub418\uc5c8\uc73c\ubbc0\ub85c \uc21c\uc11c\ub294 \uc2dc\ud589 \ud655\uc778\uc774 \uc544\ub2c8\ub77c \uc790\uae08 \uc131\uaca9\uacfc \uc2e4\uc775 \uacc4\uc0b0\uc785\ub2c8\ub2e4.<\/strong> \uba3c\uc800 \uc874\uc18d\uae30\uac04 5\ub144 \uc774\uc0c1 \ud658\ub9e4\uae08\uc9c0\ud615\uc5d0 \ub458 \uc218 \uc788\ub294 \uc790\uae08\uc778\uc9c0 \ud655\uc778\ud558\uace0, \ub2e4\uc74c\uc73c\ub85c \uac00\uc785 \ub300\uc0c1 \uc694\uac74(19\uc138 \uc774\uc0c1, \ub610\ub294 15\uc138 \uc774\uc0c1 \uadfc\ub85c\uc18c\ub4dd\uc790)\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0 \uc810\uac80\ud55c \ub4a4, \ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc18c\ub4dd\uacf5\uc81c(\uad6c\uac04\ubcc4 40\u00b720\u00b710%, \uc0c1\ud55c 1,800\ub9cc\uc6d0)\uc640 9% \ubd84\ub9ac\uacfc\uc138\uac00 \ubcf8\uc778 \uc801\uc6a9\uc138\uc728\uc5d0\uc11c \uc2e4\uc81c\ub85c \uc5bc\ub9c8\ub97c \uacbd\uac10\ud558\ub294\uc9c0 \uacc4\uc0b0\ud574 \uacb0\uc815\ud569\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n  <p class=\"vs-t\"><strong>\uacb0\ub860<\/strong><\/p>\n  <p>\uc7a5\uae30\ub85c \ub458 \uc218 \uc788\ub294 \uc5ec\uc720 \uc790\uae08\uc774 \uc788\uace0 \uae30\uc874 \uc18c\ub4dd\uacf5\uc81c \uc5ec\uc720\uac00 \ub0a8\uc740 \uacbd\uc6b0\ub77c\uba74 \uc18c\ub4dd\uacf5\uc81c\uc640 \ubd84\ub9ac\uacfc\uc138\ub97c \ud568\uaed8 \ub204\ub9b4 \uc218 \uc788\uc5b4 \uac80\ud1a0\ud560 \ub9cc\ud569\ub2c8\ub2e4. \ubc18\ub300\ub85c 3\ub144 \uc548\uc5d0 \uc4f8 \uac00\ub2a5\uc131\uc774 \uc788\ub294 \uc790\uae08\uc774\ub77c\uba74 \ucd94\uc9d5\uc774 \uac70\ub798\uae08\uc561 \uae30\uc900\uc774\ub77c \uc190\uc2e4\uc774 \ucee4\uc9c0\ubbc0\ub85c \ubcf4\ub958\ud558\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4. \uae08\uc735\uc18c\ub4dd\uc774 \uc885\ud569\uacfc\uc138 \uae30\uc900\uc5d0 \ubabb \ubbf8\uce58\uace0 \uc2e0\uc6a9\uce74\ub4dc \uacf5\uc81c\ub9cc\uc73c\ub85c \uc885\ud569\ud55c\ub3c4\ub97c \uac70\uc758 \ucc44\uc6b4 \uacbd\uc6b0\uc5d0\ub294 \ud61c\ud0dd \ud3ed\uc774 \uc791\uc544 \ubb34\ub9ac\ud55c \ub0a9\uc785\uc740 \ubd88\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n  <p class=\"hoan-consult\"><strong>\ubcf8\uc778\uc774 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc \uc138\uc81c\ud61c\ud0dd \ub300\uc0c1\uc778\uc9c0, \uc18c\ub4dd\uacf5\uc81c\uc640 \ubd84\ub9ac\uacfc\uc138\uac00 \uc801\uc6a9\uc138\uc728\uc5d0\uc11c \uc2e4\uc81c\ub85c \uc5bc\ub9c8\ub97c \uacbd\uac10\ud558\ub294\uc9c0, \uc874\uc18d\uae30\uac04 5\ub144 \uc774\uc0c1 \ud658\ub9e4\uae08\uc9c0\ud615 \uc790\uae08 \uc131\uaca9\uc774 \uc790\uae08 \uacc4\ud68d\uc5d0 \ub9de\ub294\uc9c0 \ud655\uc778\ud558\uace0 \uc2f6\uc73c\uc2dc\ub2e4\uba74 \uc138\ubb34\ubc95\uc778 \ud638\uc548\uc774 \uc18c\ub4dd\u00b7\uae08\uc735\uc18c\ub4dd \ud604\ud669\uc5d0 \ub9de\ucdb0 \uac80\ud1a0\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/strong><\/p>\n  <a class=\"hoan-cta-btn\" href=\"\/insights\/contact\/\">1:1 \uc0c1\ub2f4 \uc2e0\uccad \u2192<\/a>\n<\/div>\n\n<!-- \u2465 FAQ -->\n<h2>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div class=\"hoan-faq\">\n<details><summary>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\uc640 \uad6d\ubbfc\ucc38\uc5ec\ud615\uc740 \uac19\uc740 \ub9d0\uc778\uac00\uc694?<\/summary><p>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\ub294 \uc804\uccb4 \uc815\ucc45\ud380\ub4dc\ub97c \uac00\ub9ac\ud0a4\uace0, \uad6d\ubbfc\ucc38\uc5ec\ud615\uc740 \uadf8\uc911 \uc77c\ubc18 \uad6d\ubbfc\uc774 \uc9c1\uc811 \ud22c\uc790\ud574 \uc138\uc81c\ud61c\ud0dd\uc744 \ubc1b\ub3c4\ub85d \ub5bc\uc5b4 \ub193\uc740 \ubd80\ubd84\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uad6d\ubbfc\uc774 \uc2e4\uc81c\ub85c \uac00\uc785\ud558\ub294 \ub300\uc0c1\uc774 \uad6d\ubbfc\ucc38\uc5ec\ud615\uc785\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uc138\uc81c\ud61c\ud0dd\uc740 \uc9c0\uae08 \uc801\uc6a9\ub418\ub098\uc694?<\/summary><p>\uc801\uc6a9\ub429\ub2c8\ub2e4. \uadfc\uac70\uc778 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828\uc740 2026\ub144 5\uc6d4 12\uc77c \ubc95\ub960 \uc81c21612\ud638\ub85c \uacf5\ud3ec\ub418\uc5b4 \ubd80\uce59 \uc81c1\uc870\uc5d0 \ub530\ub77c \uacf5\ud3ec\ud55c \ub0a0\ubd80\ud130 \uc2dc\ud589\ub418\uc5c8\uace0, \uc2dc\ud589\ub839 \uc81c93\uc870\uc75814\ub85c \uc138\ubd80 \uc694\uac74\uae4c\uc9c0 \uaddc\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ubd80\uce59 \uc81c2\uc870\uc5d0 \ub530\ub77c \uc2dc\ud589 \uc774\ud6c4 \uac00\uc785\ud558\ub294 \ubd84\ubd80\ud130 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uc815\ubd80\uac00 \ub9cc\ub4e0 \ud380\ub4dc\ub2c8\uae4c \uc6d0\uae08\uc774 \ubcf4\uc7a5\ub418\ub098\uc694?<\/summary><p>\ubcf4\uc7a5\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc815\ubd80\uac00 \uc190\uc2e4 \uc77c\ubd80\ub97c \uba3c\uc800 \ubd80\ub2f4\ud558\ub294 \uc644\ucda9 \uc7a5\uce58\ub294 \uc788\uc9c0\ub9cc \uc608\uae08\uc774 \uc544\ub2c8\uc5b4\uc11c \uc6d0\uae08 \ubcf4\uc7a5\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc815\ubd80 \ubd80\ub2f4 \ud55c\ub3c4\ub97c \ub118\ub294 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uac00 \ubd80\ub2f4\ud569\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uc138\uae08 \ud61c\ud0dd\uc740 \uc5b4\ub5a4 \uac83\ub4e4\uc774 \uc788\ub098\uc694?<\/summary><p>\ud22c\uc790\uae08\uc561 \uad6c\uac04\ubcc4 \uc18c\ub4dd\uacf5\uc81c\uc640 \ubc30\ub2f9\uc18c\ub4dd 9%(\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568 9.9%) \ubd84\ub9ac\uacfc\uc138 \ub450 \uac00\uc9c0\uc785\ub2c8\ub2e4. \uc18c\ub4dd\uacf5\uc81c\ub294 3\ucc9c\ub9cc\uc6d0 \uc774\ud558 40%\uc5d0\uc11c \uc2dc\uc791\ud574 20%\u00b710%\ub85c \ub0ae\uc544\uc9c0\uace0 \uacf5\uc81c\uc561 \uc0c1\ud55c\uc740 1,800\ub9cc\uc6d0\uc774\uba70, \uc774 \uacf5\uc81c\ub294 \ub2e4\ub978 \uc18c\ub4dd\uacf5\uc81c\uc640 \ud569\uc0b0\ud574 2,500\ub9cc\uc6d0 \ud55c\ub3c4 \uc548\uc5d0\uc11c \uc778\uc815\ub429\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uae08\uc735\uc18c\ub4dd \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\ub3c4 \ud61c\ud0dd\uc744 \ubc1b\ub098\uc694?<\/summary><p>\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828\uc740 \uac00\uc785 \ub300\uc0c1\uc744 19\uc138 \uc774\uc0c1, \ub610\ub294 15\uc138 \uc774\uc0c1\uc774\uba74\uc11c \uc9c1\uc804 \uacfc\uc138\uae30\uac04\uc5d0 \uadfc\ub85c\uc18c\ub4dd\uc774 \uc788\ub294 \uc0ac\ub78c\uc73c\ub85c \uc815\ud558\uace0 \uc788\uace0 \uae08\uc735\uc18c\ub4dd \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\ub97c \ubc30\uc81c\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uae08\uc735\uc18c\ub4dd \uaddc\ubaa8\ub294 \uac00\uc785 \uc790\uaca9\uc774 \uc544\ub2c8\ub77c \ubd84\ub9ac\uacfc\uc138 \uc2e4\uc775\uc744 \uc88c\uc6b0\ud558\ub294 \ubcc0\uc218\uc785\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uc5bc\ub9c8\uae4c\uc9c0 \ub123\uc744 \uc218 \uc788\ub098\uc694?<\/summary><p>\uc804\uc6a9\uacc4\uc88c \ub0a9\uc785\ud55c\ub3c4\ub294 1\uba85\ub2f9 2\uc5b5\uc6d0 \uc774\ud558\uc774\uace0, \ubaa8\ub4e0 \uae08\uc735\ud68c\uc0ac\uc758 \uc804\uc6a9\uc800\ucd95 \ub0a9\uc785\ud55c\ub3c4\ub97c \ud569\uccd0 \uacc4\uc0b0\ud569\ub2c8\ub2e4. \uc18c\ub4dd\uacf5\uc81c\uc561\uc740 \uadf8\uc640 \ubcc4\ub3c4\ub85c \uc0c1\ud55c\uc774 1,800\ub9cc\uc6d0\uc774\uba70 \uc885\ud569\ud55c\ub3c4 2,500\ub9cc\uc6d0 \uc548\uc5d0\uc11c \uc778\uc815\ub429\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\ub3c8\uc774 \uc5bc\ub9c8\ub098 \uc624\ub798 \ubb36\uc774\ub098\uc694?<\/summary><p>\ub300\uc0c1 \uc9d1\ud569\ud22c\uc790\uae30\uad6c\ub294 \uacc4\uc57d\uae30\uac04 \ub610\ub294 \uc874\uc18d\uae30\uac04\uc774 5\ub144 \uc774\uc0c1\uc774\uc5b4\uc57c \ud558\uace0 \ud658\ub9e4\uae08\uc9c0\ud615\uc774\uc5b4\uc57c \ud558\ubbc0\ub85c, \uadf8 \uae30\uac04 \uc911\ub3c4\ud658\ub9e4\uac00 \uc0ac\uc2e4\uc0c1 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uae09\ud558\uac8c \ud544\uc694\ud574\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\ub294 \uc790\uae08\uc740 \ub123\uc9c0 \uc54a\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\ubd84\ub9ac\uacfc\uc138\ub97c \ubc1b\uc73c\ub824\uba74 5\ub144\uc744 \uc720\uc9c0\ud574\uc57c \ud558\ub098\uc694?<\/summary><p>\uc720\uc9c0 \uc694\uac74\uc740 3\ub144 \uc774\uc0c1 \ud22c\uc790\uc785\ub2c8\ub2e4. 5\ub144\uc740 9% \ubd84\ub9ac\uacfc\uc138\uac00 \uc801\uc6a9\ub418\ub294 \ubc30\ub2f9\uc758 \uc9c0\uae09\uae30\uac04 \uc0c1\ud55c\uc73c\ub85c, \ud22c\uc790\uc77c\ubd80\ud130 5\ub144 \uc774\ub0b4\uc5d0 \uc9c0\uae09\ubc1b\ub294 \ubc30\ub2f9\uae4c\uc9c0\uac00 \ub300\uc0c1\uc785\ub2c8\ub2e4. \ub300\uc0c1 \ud380\ub4dc \uc790\uccb4\uc758 \uc874\uc18d\uae30\uac04\uc774 5\ub144 \uc774\uc0c1\uc774\uc5b4\uc57c \ud55c\ub2e4\ub294 \uc694\uac74\uc740 \uc774\uc640 \ubcc4\uac1c\uc785\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uc911\uac04\uc5d0 \ud574\uc9c0\ud558\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/summary><p>\ud22c\uc790\uc77c\ubd80\ud130 3\ub144\uc774 \ub418\ub294 \ub0a0 \uc804\uc5d0 \uc591\ub3c4\u00b7\ud658\ub9e4\ud558\uba74, \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uc740 \ubd80\ubd84\uc740 \uc591\ub3c4\uc561 \ub610\ub294 \ud658\ub9e4\uc561\uc5d0 14%\ub97c \uacf1\ud55c \uae08\uc561\uc774 \ucd94\uc9d5\ub418\uace0, 9% \ubd84\ub9ac\uacfc\uc138\ub97c \uc801\uc6a9\ubc1b\uc740 \ubd80\ubd84\uc740 \uc801\uc6a9\ubc1b\uc740 \uc18c\ub4dd\uc138 \uc0c1\uc751\uc561\uc774 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c146\uc870\uc7582\uc5d0 \ub530\ub77c \ucd94\uc9d5\ub429\ub2c8\ub2e4. \uc0ac\ub9dd\u00b7\ud574\uc678\uc774\uc8fc\ub098 \uc591\ub3c4\u00b7\ud658\ub9e4 \uc804 6\uac1c\uc6d4 \uc774\ub0b4\uc758 \ud1f4\uc9c1\u00b7\ud3d0\uc5c5\u00b7\ucc9c\uc7ac\uc9c0\ubcc0 \ub4f1\uc740 \ucd94\uc9d5\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uc5b4\ub5a4 \uc0b0\uc5c5\uc5d0 \ud22c\uc790\ub418\ub098\uc694?<\/summary><p>\u300c\ud55c\uad6d\uc0b0\uc5c5\uc740\ud589\ubc95\u300d \uc81c29\uc870\uc7587 \uc81c2\ud56d\uc758 \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uae30\uc5c5\u00b7\ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uad00\ub828\uae30\uc5c5\uc758 \uc8fc\uc2dd\u00b7\uc9c0\ubd84\u00b7\ucc44\uad8c\u00b7\ub300\ucd9c\ucc44\uad8c\uc5d0 60% \uc774\uc0c1 \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5\u00b7\ubc18\ub3c4\uccb4, \ubc14\uc774\uc624, \uc774\ucc28\uc804\uc9c0 \ub4f1\uc774 \ub300\ud45c\uc801\uc73c\ub85c \uac70\ub860\ub418\ub294 \ubd84\uc57c\uc785\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\ubc30\ub2f9\uc5d0 \ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138\uac00 \ubd99\ub098\uc694?<\/summary><p>\ubd99\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138\ubc95 \uc81c4\uc870 \uc81c4\ud638\uac00 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828\uc5d0 \ub530\ub978 \uc800\ucd95\u00b7\uc774\uc790\uc18c\ub4dd\u00b7\ubc30\ub2f9\uc18c\ub4dd \uac10\uba74\uc744 \ube44\uacfc\uc138 \ub300\uc0c1\uc73c\ub85c \uc5f4\uac70\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uc77c\ubc18 \ud380\ub4dc\ubcf4\ub2e4 \uc704\ud5d8\ud55c\uac00\uc694?<\/summary><p>\ube44\uc0c1\uc7a5\u00b7\uae30\uc220\ud2b9\ub840\uc0c1\uc7a5 \ube44\uc911\uc774 \ub192\uc544 \ubcc0\ub3d9\uc131\uc774 \ud070 \ud3b8\uc785\ub2c8\ub2e4. \uc815\ubd80 \uc190\uc2e4 \uc644\ucda9\uc774 \uc788\uc9c0\ub9cc \uadf8\ub9cc\ud07c \uace0\uc704\ud5d8 \uc790\uc0b0\uc5d0 \ud22c\uc790\ud55c\ub2e4\ub294 \uc810\uc744 \ud568\uaed8 \ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p><\/details>\n<details><summary>\uc5b8\uc81c\uae4c\uc9c0 \uac00\uc785\ud574\uc57c \ud558\ub098\uc694?<\/summary><p>\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828\uc740 2030\ub144 12\uc6d4 31\uc77c\uae4c\uc9c0 \uc804\uc6a9\uc800\ucd95\uc5d0 \uac00\uc785\ud558\ub294 \uacbd\uc6b0\ub97c \ub300\uc0c1\uc73c\ub85c \ud569\ub2c8\ub2e4. \ud310\ub9e4 \ud68c\ucc28\uac00 \ub9c8\uac10\ub3fc\ub3c4 \uc774\ud6c4 \uc2e0\uaddc \ud380\ub4dc\uac00 \uc774\uc5b4\uc9c0\ub294 \uad6c\uc870\uc774\uc9c0\ub9cc, \ud68c\ucc28\ub9c8\ub2e4 \ud22c\uc790 \ub300\uc0c1\u00b7\uc6b4\uc6a9\uc0ac\uac00 \ub2ec\ub77c \uc870\uac74\uc774 \uac19\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.<\/p><\/details>\n<\/div>\n\n<!-- \u2466 \uadfc\uac70\u00b7\ucd9c\ucc98 -->\n\n<p>\ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00: <a href=\"https:\/\/hoantax.co.kr\/insights\/national-growth-fund-tax-benefits\/\">\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc \uc138\uc81c\ud61c\ud0dd, \uc18c\ub4dd\uacf5\uc81c\u00b7\ubd84\ub9ac\uacfc\uc138 (2026)<\/a> \u00b7 <a href=\"https:\/\/hoantax.co.kr\/insights\/national-growth-fund-checklist-simulation\/\">\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc \uac00\uc785 \uc804 \uccb4\ud06c\uc0ac\ud56d\uacfc \uc808\uc138 \uc2dc\ubbac\ub808\uc774\uc158<\/a><\/p>\n\n<div class=\"hoan-sources\">\n<p><strong>\uadfc\uac70\u00b7\ucd9c\ucc98<\/strong><\/p>\n<p>\u00b7 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828(\uad6d\ubbfc\ucc38\uc5ec\ud615 \uad6d\ubbfc\uc131\uc7a5\uc9d1\ud569\ud22c\uc790\uc99d\uad8c\uc800\ucd95\uc5d0 \ub300\ud55c \uacfc\uc138\ud2b9\ub840 \u2014 \uac00\uc785\uae30\ud55c 2030-12-31\u00b7\uac00\uc785\ub300\uc0c1\u00b73\ub144 \uc774\uc0c1 \ud22c\uc790\u00b7\ubc30\ub2f9 9% \ubd84\ub9ac\uacfc\uc138(\ud22c\uc790\uc77c\ubd80\ud130 5\ub144 \uc774\ub0b4 \uc9c0\uae09\ubd84)\u00b7\uad6c\uac04\ubcc4 \uc18c\ub4dd\uacf5\uc81c\u00b7\ub0a9\uc785\ud55c\ub3c4 2\uc5b5\uc6d0\u00b7\ucd94\uc9d5) \u2014 \uc2e0\uc124, 2026-05-12 \uacf5\ud3ec \ubc95\ub960 \uc81c21612\ud638, \ubd80\uce59 \uc81c1\uc870\uc5d0 \ub530\ub77c \uacf5\ud3ec\ud55c \ub0a0 \uc2dc\ud589. \ubd80\uce59 \uc81c2\uc870(\uc801\uc6a9\ub840): \uc2dc\ud589 \uc774\ud6c4 \uac00\uc785\ubd84\ubd80\ud130 \u2014 \uad6d\uac00\ubc95\ub839\uc815\ubcf4\uc13c\ud130 \ud604\ud589\ubcf8 (\ud655\uc778\uc77c 2026-09-10)<br>\n\u00b7 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c132\uc870\uc7582 \uc81c1\ud56d \uc81c7\ud638\uc7582(\uc18c\ub4dd\uacf5\uc81c \uc885\ud569\ud55c\ub3c4 2,500\ub9cc\uc6d0 \ud3b8\uc785) \u2014 2026-05-12 \uacf5\ud3ec \ubc95\ub960 \uc81c21612\ud638, \ubd80\uce59 \uc81c3\uc870(\uc801\uc6a9\ub840) \u2014 \uad6d\uac00\ubc95\ub839\uc815\ubcf4\uc13c\ud130 \ud604\ud589\ubcf8 (\ud655\uc778\uc77c 2026-09-10)<br>\n\u00b7 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc2dc\ud589\ub839 \uc81c93\uc870\uc75814(\ud658\ub9e4\uae08\uc9c0\ud615\u00b7\uc0ac\ubaa8\ud22c\uc790\uc7ac\uac04\uc811 \uc694\uac74\u00b7\ud22c\uc790\ub300\uc0c1\u00b7\ud22c\uc790\ube44\uc728 60%\u00b7\ud22c\uc790\uc77c\u00b7\ub0a9\uc785\ud55c\ub3c4 \uacc4\uc0b0\u00b7\ubd80\ub4dd\uc774\ud55c \uc0ac\uc720\u00b7\ud1b5\ubcf4 \uc808\ucc28) \u2014 \uad6d\uac00\ubc95\ub839\uc815\ubcf4\uc13c\ud130 \ud604\ud589\ubcf8 (\ud655\uc778\uc77c 2026-09-10)<br>\n\u00b7 \uc18c\ub4dd\uc138\ubc95 \uc81c129\uc870(\uc6d0\ucc9c\uc9d5\uc218\uc138\uc728 \u2014 \uc77c\ubc18 \ubc30\ub2f9\uc18c\ub4dd 14%, \uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568 15.4%) \u2014 \uad6d\uac00\ubc95\ub839\uc815\ubcf4\uc13c\ud130 \ud604\ud589\ubcf8 (\ud655\uc778\uc77c 2026-09-10)<br>\n\u00b7 \ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138\ubc95 \uc81c4\uc870 \uc81c4\ud638(\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75828\uc5d0 \ub530\ub978 \uc800\ucd95\u00b7\uc774\uc790\uc18c\ub4dd\u00b7\ubc30\ub2f9\uc18c\ub4dd \uac10\uba74 = \ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138 \ube44\uacfc\uc138) \u2014 \uad6d\uac00\ubc95\ub839\uc815\ubcf4\uc13c\ud130 \ud604\ud589\ubcf8(2026-05-12 \uacf5\ud3ec\u00b7\uc2dc\ud589) (\ud655\uc778\uc77c 2026-09-10)<br>\n\u00b7 \ud380\ub4dc \ucd1d\uaddc\ubaa8(150\uc870\uc6d0)\u00b7\uad6d\ubbfc\ucc38\uc5ec\ud615 \uaddc\ubaa8(\uc57d 30\uc870\uc6d0)\u00b7\uc815\ubd80 \uc190\uc2e4 \uc6b0\uc120\ubd80\ub2f4 \uad6c\uc870\ub294 \uc815\ubd80 \ubc1c\ud45c \uc815\ucc45\uc218\uce58\u00b7\uc815\ucc45\uad6c\uc870\ub85c, \uc138\uc81c \uacb0\ub860\uc758 \uadfc\uac70\uac00 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n<p><strong>\uc815\uc815 \uc548\ub0b4<\/strong> \u2014 \uc774 \uae00\uc758 \uc885\uc804 \ud310\uc740 \uc138\uc81c \uadfc\uac70\ub97c \u300c\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uac1c\uc815\uc548(\uc785\ubc95\uc608\uace0)\u300d\uc73c\ub85c \ud45c\uae30\ud558\uace0 \uad6d\ud68c \ud1b5\uacfc\u00b7\uc2dc\ud589 \uc804\uc774\ub77c\uace0 \uc11c\uc220\ud588\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \ud2b9\ub840\ub294 2026-05-12 \ubc95\ub960 \uc81c21612\ud638\ub85c \uacf5\ud3ec\u00b7\uc2dc\ud589\ub418\uc5c8\uc73c\ubbc0\ub85c \uadfc\uac70\ub97c \ud604\ud589 \uc870\ubb38\uc73c\ub85c \uc815\uc815\ud588\uc2b5\ub2c8\ub2e4. \uc544\uc6b8\ub7ec \uc885\uc804 \ud310\uc758 &#8220;\ubc30\ub2f9 \ubd84\ub9ac\uacfc\uc138 5\ub144 \uc720\uc9c0 \uc870\uac74&#8221;, &#8220;\uae08\uc735\uc18c\ub4dd \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\uc758 \ud61c\ud0dd \uacc4\uc88c \uac1c\uc124 \uc81c\ud55c&#8221; \ud45c\uae30\ub294 \uc870\ubb38 \uadfc\uac70\uac00 \ud655\uc778\ub418\uc9c0 \uc54a\uc544 \uac01\uac01 3\ub144 \uc694\uac74\u00b7\uadfc\ub85c\uc18c\ub4dd \uc694\uac74 \ud655\uc778 \uc808\ucc28\ub85c \uc815\uc815\ud588\uace0, &#8220;\uc77c\uc815 \uc5f0\ub839&#8221;\u00b7&#8221;\uc77c\uc815 \ube44\uc728&#8221;\ub85c \ub450\uc5c8\ub358 \ubd80\ubd84\uc740 19\uc138\u00b715\uc138 \uc694\uac74\uacfc 60% \ud22c\uc790\ube44\uc728\ub85c \ud2b9\uc815\ud588\uc2b5\ub2c8\ub2e4. &#8220;\ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138 \ube44\uacfc\uc138&#8221;\ub294 1\ucc28 \uc815\uc815\uc5d0\uc11c \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95\uc5d0 \uadfc\uac70\uac00 \uc5c6\ub2e4\ub294 \uc774\uc720\ub85c \uc0ad\uc81c\ud588\uc73c\ub098, \uc7ac\uac80\uc218\uc5d0\uc11c <strong>\ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138\ubc95 \uc81c4\uc870 \uc81c4\ud638\uc5d0 \uadfc\uac70\uac00 \uc2e4\uc7ac<\/strong>\ud568\uc774 \ud655\uc778\ub418\uc5b4 \uadfc\uac70\ub97c \ubc14\ub85c \ub2ec\uc544 \uc7ac\uc218\ub85d\ud588\uc2b5\ub2c8\ub2e4. (\uc815\uc815\uc77c 2026-09-10)<\/p>\n<p>\ud638\uc548 \uc791\uc131\u00b7\uac80\uc218 \u00b7 \ucd5c\uc885 \uac80\uc218\uc77c 2026-09-10<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\ub294 \uc815\ubd80\u00b7\uae30\uc5c5\u00b7\uad6d\ubbfc\uc774 \ud568\uaed8 \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uc5d0 \ud22c\uc790\ud558\ub294 \ucd1d 150\uc870\uc6d0 \uaddc\ubaa8\uc758 \uc815\ucc45\ud380\ub4dc\uc774\uace0, \uadf8\uc911 \uad6d\ubbfc\ucc38\uc5ec\ud615(\uc57d 30\uc870\uc6d0 \uaddc\ubaa8)\uc740 \uc77c\ubc18 \uad6d\ubbfc\uc774 \uc804\uc6a9 \uacc4\uc88c\ub85c \uc9c1\uc811 \ud22c\uc790\ud574 \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\ub3c4\ub85d \uc124\uacc4\ub41c 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