{"id":4031,"date":"2026-03-11T11:15:00","date_gmt":"2026-03-11T02:15:00","guid":{"rendered":"https:\/\/hoantax.co.kr\/insights\/%eb%b2%95%ec%9d%b8%ec%b0%a8-%ec%97%85%eb%ac%b4%ec%a0%84%ec%9a%a9%eb%b3%b4%ed%97%98%ec%97%90-%ea%b0%80%ec%9e%85%ed%95%b4%ec%95%bc-%ea%b2%bd%eb%b9%84%ec%b2%98%eb%a6%ac%ea%b0%80-%eb%90%a0%ea%b9%8c\/"},"modified":"2026-09-11T07:20:38","modified_gmt":"2026-09-10T22:20:38","slug":"corporate-vehicle-business-insurance","status":"publish","type":"post","link":"https:\/\/hoantax.co.kr\/insights\/corporate-vehicle-business-insurance\/","title":{"rendered":"\ubc95\uc778\ucc28 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8, \ubbf8\uac00\uc785 \uc2dc \uacbd\ube44 \uc804\uc561 \ubd80\uc778"},"content":{"rendered":"<p><!-- \uc694\uc57d\uc18c\uae09 \ubc30\uce583 2026-07-16 | post_id=4031 | slug(\ubd88\ubcc0)=corporate-vehicle-business-insurance | \ub808\uc774\uc544\uc6c3 \ud45c\uc900 v1 \uc815\ub82c \u00b7 \uc218\uce58\u00b7\uc870\ubb38\u00b7\uae30\ud55c = \uc6d0\ubb38 \uac12 \uadf8\ub300\ub85c(\uc2e0\uaddc \uc218\uce58 \uc5c6\uc74c) | \ubcf8\ubb38 \uc774\ubbf8\uc9c0 3\uc885 \uc704\uce58 \ubcf4\uc874 --><\/p>\n<p><!-- \u2460 \ud575\uc2ec\uc694\uc57d \ubc15\uc2a4 --><\/p>\n<div class=\"hoan-box hoan-summary\">\n<p class=\"vs-t\">\ud575\uc2ec\uc694\uc57d<\/p>\n<p><strong>\ubc95\uc778\ucc28 \uacbd\ube44\ucc98\ub9ac\ub294 \ucc28\ub7c9 \uc885\ub958\uac00 \uc544\ub2c8\ub77c \ubcf4\ud5d8 \ud2b9\uc57d\uc5d0\uc11c \uac08\ub9bd\ub2c8\ub2e4 \u2014 \uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28\ub294 \uc5c5\ubb34\uc804\uc6a9(\uc784\uc9c1\uc6d0\uc804\uc6a9)\uc790\ub3d9\ucc28\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c \uad00\ub828 \ube44\uc6a9\uc744 \uacbd\ube44\ucc98\ub9ac\ud560 \uc218 \uc788\uace0, \ubbf8\uac00\uc785 \ucc28\ub7c9\uc774\ub77c\uba74 \uc804\uc561\uc774 \ubd80\uc778\ub429\ub2c8\ub2e4.<\/strong> \ubbf8\uac00\uc785 \ucc28\ub7c9\uc740 \ucde8\ub4dd\ube44(\uad6c\uc785\u00b7\ub9ac\uc2a4\u00b7\ub80c\ud2b8)\uc640 \uc720\uc9c0\ube44(\uc720\ub958\u00b7\ubcf4\ud5d8\u00b7\uc790\ub3d9\ucc28\uc138\u00b7\uc218\uc120\ube44 \ub4f1) \uc804\uc561\uc774 \uc190\uae08\ubd88\uc0b0\uc785(\uacbd\ube44\ub85c \uc778\uc815\ud558\uc9c0 \uc54a\uc74c)\ub418\uc5b4 \ubc95\uc778\uc138\uac00 \ub298\uace0, \uadf8 \uae08\uc561\ub9cc\ud07c \ub300\ud45c\uc790\uc5d0\uac8c \uc0c1\uc5ec\ub85c \ucc98\ubd84\ub418\uc5b4 \uc885\ud569\uc18c\ub4dd\uc138\uae4c\uc9c0 \ucd94\uc9d5\ub429\ub2c8\ub2e4.<\/p>\n<p><strong>\uc608\uc678 \u2014 \ubcf4\ud5d8 \uc5c6\uc774\ub3c4 \uacbd\ube44\ucc98\ub9ac\ub418\ub294 \ucc28\ub7c9<\/strong><\/p>\n<ul>\n<li>\uc6b4\uc218\uc5c5\u00b7\uc790\ub3d9\ucc28\ud310\ub9e4\uc5c5\u00b7\uc790\ub3d9\ucc28\uc784\ub300\uc5c5 \ub4f1 \uc218\uc775\ucc3d\ucd9c\uc5d0 \uc9c1\uc811 \uc0ac\uc6a9\ub418\ub294 \uc601\uc5c5\uc6a9 \ucc28\ub7c9, \ubc30\uae30\ub7c9 1,000cc \uc774\ud558 \uacbd\ucc28, 9\uc778\uc2b9 \uc774\uc0c1 \uc2b9\ud569\ucc28, \ud654\ubb3c\ucc28<\/li>\n<\/ul>\n<p><strong>\uc8fc\uc758 \u2014 \uac00\uc785\uc740 \uc18c\uae09\ub418\uc9c0 \uc54a\uc74c<\/strong><\/p>\n<ul>\n<li>\ub4a4\ub2a6\uac8c \uac00\uc785\ud574\ub3c4 \uc9c0\ub09c \uae30\uac04\ubd84\uc740 \uc778\uc815\ub418\uc9c0 \uc54a\uace0 \uac00\uc785\uc77c \uc774\ud6c4 \uae30\uac04\ubd84\ub9cc \uc77c\uc218\ub85c \uc548\ubd84(\ub098\ub204\uc5b4 \uacc4\uc0b0) \u2014 \uac00\uc785\uc740 \uc11c\ub450\ub97c\uc218\ub85d \uc720\ub9ac<\/li>\n<li>\uc6b4\uc804\uc790 \ubc94\uc704\uac00 \uc5f4\ub824 \uc788\ub294 &#8216;\ub204\uad6c\ub098\ubcf4\ud5d8&#8217;\uc740 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc73c\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc74c \u2014 \ubbf8\uac00\uc785 \ucc28\ub7c9\uacfc \ub3d9\uc77c\ud558\uac8c \ucde8\uae09<\/li>\n<\/ul>\n<\/div>\n<p><!-- \u2461 FOR YOU --><\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p><strong>\uc774\ub7f0 \ub300\ud45c\ub2d8\uaed8 \uad8c\ud569\ub2c8\ub2e4.<\/strong><\/p>\n<ul>\n<li>\ubc95\uc778 \uba85\uc758 \ucc28\ub7c9\uc758 \ube44\uc6a9\ucc98\ub9ac \uac00\ub2a5 \uc5ec\ubd80\ub97c \uadfc\uac70\ub85c \uc810\uac80\ud558\ub824\ub294 \uc7ac\ubb34\ud300\uc7a5\u00b7CFO<\/li>\n<li>&#8216;\ub204\uad6c\ub098\ubcf4\ud5d8&#8217;\uc5d0 \uac00\uc785\ub41c \ubc95\uc778\ucc28\ub97c \ubab0\ub2e4 \ub35c\ucee5 \ube44\uc6a9\uc774 \ubd80\uc778\ub420\uae4c \uac71\uc815\uc778 \ub300\ud45c<\/li>\n<li>\ubc95\uc778\ucc28\ub97c \uc0c8\ub85c \ucde8\ub4dd\ud558\uba70 \ubcf4\ud5d8 \uc885\ub958\ub97c \uc5b4\ub5bb\uac8c \uc815\ud560\uc9c0 \uace0\ubbfc\ud558\ub294 \ubd84<\/li>\n<\/ul>\n<\/div>\n<p><!-- \u2462 \ub3c4\uc785\ubd80 (\uccab \ubb38\uc7a5\uc774 \uacb0\ub860) --><\/p>\n<p><strong>\uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28\ub294 \uc5c5\ubb34\uc804\uc6a9\uc790\ub3d9\ucc28\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \ucc28\ub7c9\ub9cc \ube44\uc6a9\ucc98\ub9ac\ub429\ub2c8\ub2e4.<\/strong> \ubc95\uc778\ucc28\ub294 &#8220;\ud68c\uc0ac \uba85\uc758\ub2c8 \ub2f9\uc5f0\ud788 \ub2e4 \uacbd\ube44\ucc98\ub9ac\ub41c\ub2e4&#8221;\uace0 \uc624\ud574\ud558\uae30 \uc27d\uc9c0\ub9cc, \ubcf4\ud5d8 \uc885\ub958 \ud558\ub098 \ub54c\ubb38\uc5d0 \ucc28\ub7c9\ube44 \uc804\uc561\uc774 \ud1b5\uc9f8\ub85c \ubd80\uc778\ub418\ub294 \uc77c\uc774 \ud604\uc7a5\uc5d0\uc11c \uc801\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc2e4\ubb34\uc5d0\uc11c \ud754\ud55c &#8216;\ub204\uad6c\ub098\ubcf4\ud5d8&#8217;\uc740 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc73c\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc544, \ub418\ub808 \ubc95\uc778\uc138\uc640 \ub300\ud45c\uc790 \uc18c\ub4dd\uc138\ub97c \ud568\uaed8 \ub298\ub9ac\ub294 \uacb0\uacfc\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<p><!-- \u2463 \ubcf8\ubb38 --><\/p>\n<h2>\uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc774\ub780 \uc815\ud655\ud788 \ubb34\uc5c7\uc778\uac00<\/h2>\n<p><strong>\ubc95\uc778\uc758 \uc784\uc9c1\uc6d0\ub9cc \uc6b4\uc804\ud560 \uc218 \uc788\ub2e4\ub294 \ud2b9\uc57d\uc774 \ud3ec\ud568\ub41c \uc790\ub3d9\ucc28\ubcf4\ud5d8<\/strong>\uc785\ub2c8\ub2e4. \uc784\uc9c1\uc6d0\uc804\uc6a9\ubcf4\ud5d8\uc774\ub77c\uace0\ub3c4 \ubd88\ub9bd\ub2c8\ub2e4. \uc6b4\uc804 \uac00\ub2a5 \ub300\uc0c1\uc5d0\ub294 \ud68c\uc0ac\uc758 \uc784\uc6d0\u00b7\uc9c1\uc6d0\ubfd0 \uc544\ub2c8\ub77c, \ud68c\uc0ac\uc640 \uacc4\uc57d\uc744 \ub9fa\uc5b4 \uc5c5\ubb34\ub97c \uc218\ud589\ud558\ub294 \uc18c\uc18d \uc784\uc9c1\uc6d0\uacfc \ubc95\uc778\ucc28\ub7c9 \uc6b4\uc804\uae30\uc0ac\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<h3>\uc7c1\uc810: &#8216;\ub204\uad6c\ub098\ubcf4\ud5d8&#8217;\uc740 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc73c\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\ub294\ub2e4<\/h3>\n<div class=\"hoan-box hoan-box--caution\">\n<p><strong>\u203b \uc8fc\uc758 \u2014 &#8216;\ub204\uad6c\ub098\ubcf4\ud5d8&#8217;\uc740 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/strong><\/p>\n<p>\uc2e4\ubb34\uc5d0\uc11c \uac00\uc7a5 \uc790\uc8fc \ubb38\uc81c \ub418\ub294 \uc7c1\uc810\uc774 &#8216;\ub204\uad6c\ub098\ubcf4\ud5d8&#8217;\uc785\ub2c8\ub2e4. \ud2b9\uc815\uc778\uc774 \uc544\ub2cc \ub204\uad6c\ub098 \uc6b4\uc804\ud560 \uc218 \uc788\ub3c4\ub85d \uc6b4\uc804\uc790 \ubc94\uc704 \ud2b9\uc57d\uc774 \uc5f4\ub824 \uc788\ub294 \ubcf4\ud5d8\uc740 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc73c\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8 \ubbf8\uac00\uc785 \ucc28\ub7c9\uc73c\ub85c \uac04\uc8fc\ub418\uc5b4 \ubc95\uc778\uc138\uc640 \ub300\ud45c\uc790 \uc18c\ub4dd\uc138 \ubd80\ub2f4\uc774 \ud568\uaed8 \ub298\uc5b4\ub098\ubbc0\ub85c \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-a-4031.png\" alt=\"\uc601\uc5c5\uc6a9\u00b71,000cc \uc774\ud558 \uacbd\ucc28\u00b79\uc778\uc2b9 \uc774\uc0c1 \uc2b9\ud569\ucc28\u00b7\ud654\ubb3c\ucc28\ub294 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8 \uc5c6\uc774\ub3c4 \uacbd\ube44\ucc98\ub9ac\ub418\ub294 \uc608\uc678 \ucc28\ub7c9\" class=\"wp-image-4653\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-a-4031.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-a-4031-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-a-4031-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-a-4031-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n<h2>\ubaa8\ub4e0 \ubc95\uc778\ucc28\uac00 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c \ud558\ub294\uac00<\/h2>\n<h3>\uc7c1\uc810: \ubcf4\ud5d8 \uc5c6\uc774\ub3c4 \uacbd\ube44\ucc98\ub9ac\ub418\ub294 \uc608\uc678\ub294 \ub124 \uac08\ub798\ub85c \ud55c\uc815\ub41c\ub2e4<\/h3>\n<p><strong>\uc544\ub2d9\ub2c8\ub2e4.<\/strong> \ub2e4\uc74c \uc911 \uc5b4\ub290 \ud558\ub098\uc5d0 \ud574\ub2f9\ud558\ub294 \ucc28\ub7c9\uc740 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8 \uc5c6\uc774\ub3c4 \uad00\ub828 \ube44\uc6a9\uc744 \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc6b4\uc218\uc5c5, \uc790\ub3d9\ucc28\ud310\ub9e4\uc5c5, \uc790\ub3d9\ucc28\uc784\ub300\uc5c5 \ub4f1 \uc218\uc775\ucc3d\ucd9c\uc5d0 \uc9c1\uc811 \uc0ac\uc6a9\ub418\ub294 \uc601\uc5c5\uc6a9 \ucc28\ub7c9<\/li>\n<li>\ubc30\uae30\ub7c9 1,000cc \uc774\ud558\uc758 \uacbd\ucc28<\/li>\n<li>9\uc778\uc2b9 \uc774\uc0c1 \uc2b9\ud569\ucc28<\/li>\n<li>\ud654\ubb3c\ucc28<\/li>\n<\/ul>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\ucc28\ub7c9 \uad6c\ubd84<\/th>\n<th>\uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8 \uac00\uc785 \ud544\uc694<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc6b4\uc218\uc5c5\u00b7\uc790\ub3d9\ucc28\ud310\ub9e4\uc5c5\u00b7\uc790\ub3d9\ucc28\uc784\ub300\uc5c5 \ub4f1 \uc218\uc775\ucc3d\ucd9c\uc5d0 \uc9c1\uc811 \uc0ac\uc6a9\ub418\ub294 \uc601\uc5c5\uc6a9 \ucc28\ub7c9<\/td>\n<td>\ubd88\ud544\uc694<\/td>\n<\/tr>\n<tr>\n<td>\ubc30\uae30\ub7c9 1,000cc \uc774\ud558 \uacbd\ucc28<\/td>\n<td>\ubd88\ud544\uc694<\/td>\n<\/tr>\n<tr>\n<td>9\uc778\uc2b9 \uc774\uc0c1 \uc2b9\ud569\ucc28<\/td>\n<td>\ubd88\ud544\uc694<\/td>\n<\/tr>\n<tr>\n<td>\ud654\ubb3c\ucc28<\/td>\n<td>\ubd88\ud544\uc694<\/td>\n<\/tr>\n<tr>\n<td><strong>\uadf8 \ubc16\uc758 \uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28<\/strong><\/td>\n<td><strong>\uac00\uc785\ud574\uc57c \ube44\uc6a9\ucc98\ub9ac \uac00\ub2a5<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc774 \uc608\uc678\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294 <strong>\uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28<\/strong>\ub77c\uba74, \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c\ub9cc \ube44\uc6a9\ucc98\ub9ac\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--law\">\n<details>\n<summary><strong>\ubc95\uc778\uc138\ubc95 \uc81c27\uc870\uc7582\u00b7\uc2dc\ud589\ub839 \uc81c50\uc870\uc7582<\/strong> \u2014 \ubbf8\uac00\uc785 \uc2dc \uc5c5\ubb34\uc0ac\uc6a9\uae08\uc561 &#8216;0&#8217;<\/summary>\n<p>\uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\uc73c\uba74 \uc5c5\ubb34\uc0ac\uc6a9\uae08\uc561\uc744 &#8216;0&#8217;\uc73c\ub85c \ubcf4\uc544 \uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28 \uad00\ub828 \ube44\uc6a9 \uc804\uc561\uc744 \uc190\uae08\uc5d0 \uc0b0\uc785\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ucc38\uace0\ub85c 2024\ub144 1\uc6d4 1\uc77c \uc774\ud6c4 \ucde8\ub4dd\ud55c 8,000\ub9cc\uc6d0 \uc774\uc0c1 \uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28\ub294 \ubcc4\ub3c4\uc758 \ubc95\uc778 \uc804\uc6a9\ubc88\ud638\ud310(\uc5f0\ub450\uc0c9) \ubd80\ucc29 \uc758\ubb34 \ub300\uc0c1\uc774\ubbc0\ub85c \ud568\uaed8 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<\/div>\n<h2>\uac00\uc785\ud558\uc9c0 \uc54a\uc73c\uba74 \uc5b4\ub5a4 \ubd88\uc774\uc775\uc774 \uc788\ub294\uac00<\/h2>\n<h3>\uc7c1\uc810: \ubd88\uc774\uc775\uc774 \ubc95\uc778\uc138\uc640 \ub300\ud45c\uc790 \uc18c\ub4dd\uc138\uc5d0 \uacb9\uccd0 \uc628\ub2e4<\/h3>\n<p><strong>\ubc95\uc778\uc138\uc640 \ub300\ud45c\uc790 \uc18c\ub4dd\uc138\uac00 \ub3d9\uc2dc\uc5d0 \ub298\uc5b4\ub0a9\ub2c8\ub2e4.<\/strong> \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8 \ubbf8\uac00\uc785 \ucc28\ub7c9\uc740 \ubc95\uc778 \uc5c5\ubb34\uc640 \uad00\ub828\uc774 \uc5c6\ub294 \ucc28\ub7c9\uc73c\ub85c \uac04\uc8fc\ub418\uc5b4 \ub450 \uac00\uc9c0 \ubd88\uc774\uc775\uc774 \uacb9\uce69\ub2c8\ub2e4.<\/p>\n<ol>\n<li><strong>\ubc95\uc778\uc138 \ubd80\ub2f4 \uc99d\uac00<\/strong> \u2014 \uad6c\uc785\ube44\u00b7\ub9ac\uc2a4\ub8cc\u00b7\ub80c\ud2b8\ub8cc \uac19\uc740 \ucde8\ub4dd\ube44\ubfd0 \uc544\ub2c8\ub77c \uc720\ub958\ube44\u00b7\ubcf4\ud5d8\ub8cc\u00b7\uc790\ub3d9\ucc28\uc138\u00b7\uc218\uc120\ube44 \ub4f1 \ucc28\ub7c9 \uad00\ub828 \uc77c\uccb4\uc758 \ube44\uc6a9\uc774 \uacbd\ube44\ucc98\ub9ac\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uacbd\ube44\uac00 \uc904\uc5b4\ub4dc\ub294 \ub9cc\ud07c \ubc95\uc778\uc138\uac00 \ub298\uc5b4\ub0a9\ub2c8\ub2e4.<\/li>\n<li><strong>\ub300\ud45c\uc790 \uc18c\ub4dd\uc138 \uc99d\uac00<\/strong> \u2014 \ub300\ud45c\uc790\uac00 \uac1c\uc778\uc801 \ube44\uc6a9\uc744 \ubc95\uc778 \uc790\uae08\uc73c\ub85c \uc4f4 \uac83\uc73c\ub85c \ubcf4\uc544 \uadf8 \uae08\uc561\ub9cc\ud07c \uae09\uc5ec(\uc0c1\uc5ec)\ub97c \uc218\ub839\ud55c \uac83\uc73c\ub85c \ucc98\ubd84\ub429\ub2c8\ub2e4. \uadfc\ub85c\uc218\uc785\uc774 \ub298\uc5b4\ub09c \uac83\uc73c\ub85c \ubcf4\uc544 \uc885\ud569\uc18c\ub4dd\uc138 \ubd80\ub2f4\uc774 \ucee4\uc9d1\ub2c8\ub2e4.<\/li>\n<\/ol>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-b-4031.png\" alt=\"\uc5f0\ucd08 \uc989\uc2dc \uac00\uc785 \uc2dc 1\ub144\uce58 \uc804\uc561 \uacbd\ube44\ucc98\ub9ac, 12\uc6d4 \ub4a4\ub2a6\uac8c \uac00\uc785 \uc2dc 31\uc77c\/365 \uc77c\uc218 \uc548\ubd84\uacfc \ub098\uba38\uc9c0 11\uac1c\uc6d4\ubd84 \ubd80\uc778 \ubc0f \ub300\ud45c\uc790 \uc0c1\uc5ec\" class=\"wp-image-4654\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-b-4031.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-b-4031-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-b-4031-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/diagram-b-4031-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n<h2>\uc9c0\uae08\uc774\ub77c\ub3c4 \uac00\uc785\ud558\uba74 \uc18c\uae09 \ucc98\ub9ac\ub418\ub294\uac00<\/h2>\n<h3>\uc7c1\uc810: \uc18c\uae09\ub418\uc9c0 \uc54a\uace0 \uac00\uc785 \uc774\ud6c4 \uae30\uac04\ub9cc \uc77c\uc218\ub85c \uc548\ubd84\ub41c\ub2e4<\/h3>\n<p><strong>\uc544\ub2d9\ub2c8\ub2e4.<\/strong> \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc740 \uac00\uc785\ud55c \uc774\ud6c4 \uae30\uac04\ubd84\uc5d0 \ub300\ud574\uc11c\ub9cc \uc77c\uc218\ub85c \uacc4\uc0b0\ud574 \uacbd\ube44\ucc98\ub9ac\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \uac00\uc785\uc740 \uc11c\ub450\ub97c\uc218\ub85d \uc808\uc138\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uac19\uc740 \ucc28\ub7c9\uc774\ub77c\ub3c4 \uc774\ub807\uac8c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4<\/strong> (\uc218\uce58 \ub300\ube44 \u00b7 \uc804\uc81c: 2025\ub144 1\uc6d4 1\uc77c \ucde8\ub4dd, 2025\ub144 12\uc6d4 1\uc77c\uc5d0 \ub4a4\ub2a6\uac8c \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8 \uac00\uc785)<\/p>\n<ul>\n<li><strong>\uc5f0\ucd08 \ucde8\ub4dd \uc989\uc2dc \uac00\uc785<\/strong> \u2192 1\ub144\uce58 \ucc28\ub7c9 \uad00\ub828 \ube44\uc6a9\uc744 \uc628\uc804\ud788 \uacbd\ube44\ucc98\ub9ac<\/li>\n<li><strong>12\uc6d4\uc5d0 \ub4a4\ub2a6\uac8c \uac00\uc785<\/strong> \u2192 \ucc28\ub7c9 \uad00\ub828 \ube44\uc6a9\uc5d0 31\uc77c\/365(366)\uc77c\uc744 \uacf1\ud55c \uae08\uc561, \uc989 <strong>\uac00\uc785 \uc774\ud6c4 \uae30\uac04\ubd84\ub9cc<\/strong> \uacbd\ube44\ucc98\ub9ac. \ub098\uba38\uc9c0 11\uac1c\uc6d4\ubd84(\ucde8\ub4dd\uc77c~\ubcf4\ud5d8 \uac00\uc785 \uc804\uc77c)\uc740 \uacbd\ube44 \ubd80\uc778 + \ub300\ud45c\uc790 \uc18c\ub4dd\uc138 \ubd80\ub2f4\uae4c\uc9c0 \uc99d\uac00<\/li>\n<\/ul>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc5f0\ucd08 \ucde8\ub4dd \uc989\uc2dc \uac00\uc785<\/th>\n<th>12\uc6d4\uc5d0 \ub4a4\ub2a6\uac8c \uac00\uc785<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uacbd\ube44\ucc98\ub9ac \ubc94\uc704<\/td>\n<td>1\ub144\uce58 \ucc28\ub7c9 \uad00\ub828 \ube44\uc6a9 \uc804\uc561<\/td>\n<td>\ucc28\ub7c9 \uad00\ub828 \ube44\uc6a9 \u00d7 31\uc77c\/365(366)\uc77c<\/td>\n<\/tr>\n<tr>\n<td>\ubd80\uc778\ub418\ub294 \uae30\uac04<\/td>\n<td>\uc5c6\uc74c<\/td>\n<td>\ucde8\ub4dd\uc77c~\ubcf4\ud5d8 \uac00\uc785 \uc804\uc77c(11\uac1c\uc6d4\ubd84)<\/td>\n<\/tr>\n<tr>\n<td>\ub300\ud45c\uc790 \uc18c\ub4dd\uc138<\/td>\n<td>\uc601\ud5a5 \uc5c6\uc74c<\/td>\n<td>\ubd80\uc778\uc561\ub9cc\ud07c \uc0c1\uc5ec \ucc98\ubd84\uc73c\ub85c \ubd80\ub2f4 \uc99d\uac00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"hoan-box hoan-box--prac\">\n<p><strong>\uc2e4\ubb34 \ud3ec\uc778\ud2b8 \u2014 \ucde8\ub4dd\uacfc \ub3d9\uc2dc\uc5d0 \ubcf4\ud5d8 \uc138\ud305<\/strong><\/p>\n<p>\ubc95\uc778\ucc28\ub97c \uc0c8\ub85c \ucde8\ub4dd\ud558\uac70\ub098 \uae30\uc874 \uac1c\uc778\ubcf4\ud5d8\uc744 \uc2b9\uacc4\ud588\ub2e4\uba74, \uac00\uc7a5 \uba3c\uc800 \ubcf4\ud5d8 \ud2b9\uc57d\uc774 &#8216;\uc784\uc9c1\uc6d0 \ud55c\uc815&#8217;\uc778\uc9c0\ubd80\ud130 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4. \ucde8\ub4dd \uc2dc\uc810\uacfc \ubcf4\ud5d8 \uac00\uc785 \uc2dc\uc810 \uc0ac\uc774\uc5d0 \uacf5\ubc31\uc774 \uc0dd\uae30\uba74 \uadf8 \uae30\uac04\ub9cc\ud07c \ube44\uc6a9\uc774 \ud1b5\uc9f8\ub85c \ubd80\uc778\ub429\ub2c8\ub2e4. \ucde8\ub4dd\uacfc \ub3d9\uc2dc\uc5d0 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc744 \uc138\ud305\ud558\ub294 \uac83\uc774 \ucc28\uadfc\ucc28\uadfc \ub300\ube44\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/hoan-card-4031.png\" alt=\"\uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \ubc95\uc778\ucc28\ub294 \ube44\uc6a9 \uacbd\ube44\ucc98\ub9ac, \ubbf8\uac00\uc785 \ucc28\ub7c9\uc740 \uad00\ub828 \ube44\uc6a9 \uc804\uc561 \uc190\uae08\ubd88\uc0b0\uc785\uc5d0 \ub300\ud45c\uc790 \uc18c\ub4dd\uc138\uae4c\uc9c0 \ucd94\uc9d5\" width=\"1200\" height=\"720\" loading=\"lazy\"\/><figcaption class=\"wp-element-caption\">\uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8 \uac00\uc785 \uc5ec\ubd80\uc5d0 \ub530\ub978 \ubc95\uc778\ucc28 \uacbd\ube44\ucc98\ub9ac \ucc28\uc774 \uc694\uc57d \uce74\ub4dc<\/figcaption><\/figure>\n<p><!-- \u2465 \uacb0\ub860 + CTA --><\/p>\n<h2>\uc815\ub9ac \u2014 \ubc95\uc778\ucc28 \uacbd\ube44\ucc98\ub9ac\ub294 \ubb34\uc5c7\ubd80\ud130 \ud655\uc778\ud574\uc57c \ud558\ub294\uac00<\/h2>\n<p><strong>\uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28\ub294 \uc5c5\ubb34\uc804\uc6a9(\uc784\uc9c1\uc6d0\uc804\uc6a9)\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \ucc28\ub7c9\ub9cc \uacbd\ube44\ucc98\ub9ac\ub429\ub2c8\ub2e4.<\/strong> \ubbf8\uac00\uc785 \ucc28\ub7c9\uc740 \uad00\ub828 \ube44\uc6a9 \uc804\uc561\uc774 \ubd80\uc778\ub418\uace0 \ub300\ud45c\uc790\uc5d0\uac8c \uc18c\ub4dd\uc138\uae4c\uc9c0 \ucd94\uc9d5\ub418\uba70, \ubcf4\ud5d8\uc740 \uc18c\uae09\ub418\uc9c0 \uc54a\uc73c\ubbc0\ub85c \ucde8\ub4dd\uacfc \ub3d9\uc2dc\uc5d0 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc744 \uc138\ud305\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p class=\"vs-t\"><strong>\uacb0\ub860<\/strong><\/p>\n<p>\ubc95\uc778\ucc28 \uacbd\ube44\ucc98\ub9ac\uc758 \uc131\ud328\ub294 \ubcf4\ud5d8 \ud2b9\uc57d\uc774 &#8216;\uc784\uc9c1\uc6d0 \ud55c\uc815&#8217;\uc778\uc9c0\uc5d0\uc11c \uac08\ub9bd\ub2c8\ub2e4. \uac00\uc785 \uacf5\ubc31 \uae30\uac04\uc758 \ube44\uc6a9\uc740 \uc18c\uae09\uc73c\ub85c \ub418\uc0b4\ub9b4 \uc218 \uc5c6\uc73c\ubbc0\ub85c, \ucc28\ub7c9 \ucde8\ub4dd\u00b7\ubcf4\ud5d8 \uac31\uc2e0 \uc2dc\uc810\ub9c8\ub2e4 \ud2b9\uc57d \ub0b4\uc6a9\uc744 \uc810\uac80\ud574 \ub450\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4. \uc608\uc678 \ucc28\ub7c9\uc5d0 \ud574\ub2f9\ud55c\ub2e4\uba74 \ubcf4\ud5d8\uacfc \ubb34\uad00\ud558\uac8c \ucc98\ub9ac\ub418\uace0, \uadf8 \ubc16\uc758 \uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28\ub77c\uba74 \uac00\uc785 \uc2dc\uc810\uc744 \uc55e\ub2f9\uae30\ub294 \ud3b8\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<p class=\"hoan-consult\"><strong>\ubc95\uc778\ucc28 \ubcf4\ud5d8\uacfc \uacbd\ube44\ucc98\ub9ac\ub97c \ud55c \ubc88 \uc9da\uace0 \ub118\uc5b4\uac00\uace0 \uc2f6\uc73c\uc2dc\ub2e4\uba74 \uc138\ubb34\ubc95\uc778 \ud638\uc548\uc774 \uadc0\uc0ac \ucc28\ub7c9 \uad6c\uc131\uc73c\ub85c \ud568\uaed8 \ud655\uc778\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/strong><\/p>\n<p>  <a class=\"hoan-cta-btn\" href=\"\/insights\/contact\/\">1:1 \uc0c1\ub2f4 \uc2e0\uccad \u2192<\/a>\n<\/div>\n<p><!-- \u2464 FAQ --><\/p>\n<h2>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div class=\"hoan-faq\">\n<details>\n<summary>\uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uacfc \uc784\uc9c1\uc6d0\uc804\uc6a9\ubcf4\ud5d8\uc740 \ub2e4\ub978 \uac74\uac00\uc694?<\/summary>\n<p>\uac19\uc740 \ubcf4\ud5d8\uc744 \ubd80\ub974\ub294 \ub2e4\ub978 \uc774\ub984\uc785\ub2c8\ub2e4. \ubc95\uc778\uc758 \uc784\uc9c1\uc6d0\ub9cc \uc6b4\uc804\ud560 \uc218 \uc788\ub2e4\ub294 \ud2b9\uc57d\uc774 \ud3ec\ud568\ub41c \uc790\ub3d9\ucc28\ubcf4\ud5d8\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>&#8216;\ub204\uad6c\ub098\ubcf4\ud5d8&#8217;\uc5d0 \uac00\uc785\ub3fc \uc788\ub294\ub370 \uacbd\ube44\ucc98\ub9ac\uac00 \ub418\ub098\uc694?<\/summary>\n<p>\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub204\uad6c\ub098 \uc6b4\uc804\ud560 \uc218 \uc788\ub3c4\ub85d \uc6b4\uc804\uc790 \ubc94\uc704\uac00 \uc5f4\ub9b0 \ubcf4\ud5d8\uc740 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc73c\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc544, \ubbf8\uac00\uc785 \ucc28\ub7c9\uacfc \ub3d9\uc77c\ud558\uac8c \ucde8\uae09\ub429\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\uc73c\uba74 \uc5bc\ub9c8\uae4c\uc9c0 \ubd80\uc778\ub418\ub098\uc694?<\/summary>\n<p>\ubc95\uc778\uc740 \uc5c5\ubb34\uc0ac\uc6a9\uae08\uc561\uc744 0\uc73c\ub85c \ubcf4\uc544 \ucde8\ub4dd\ube44\uc640 \uc720\uc9c0\ube44\ub97c \ud3ec\ud568\ud55c \ucc28\ub7c9 \uad00\ub828 \ube44\uc6a9 \uc804\uc561\uc774 \uc190\uae08\ubd88\uc0b0\uc785\ub429\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\ube44\uc6a9\uc774 \ubd80\uc778\ub418\uba74 \ub300\ud45c\uc790\uc5d0\uac8c\ub294 \uc5b4\ub5a4 \uc601\ud5a5\uc774 \uc788\ub098\uc694?<\/summary>\n<p>\ubd80\uc778\ub41c \uae08\uc561\ub9cc\ud07c \ub300\ud45c\uc790\uac00 \uae09\uc5ec(\uc0c1\uc5ec)\ub97c \ubc1b\uc740 \uac83\uc73c\ub85c \ucc98\ubd84\ub418\uc5b4 \ub300\ud45c\uc790\uc758 \uc885\ud569\uc18c\ub4dd\uc138 \ubd80\ub2f4\uc774 \ud568\uaed8 \ub298\uc5b4\ub0a9\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\ubaa8\ub4e0 \ubc95\uc778\ucc28\uac00 \uc5c5\ubb34\uc804\uc6a9\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c \ud558\ub098\uc694?<\/summary>\n<p>\uc544\ub2d9\ub2c8\ub2e4. \uc6b4\uc218\uc5c5\u00b7\uc790\ub3d9\ucc28\uc784\ub300\uc5c5 \ub4f1 \uc601\uc5c5\uc6a9 \ucc28\ub7c9, 1,000cc \uc774\ud558 \uacbd\ucc28, 9\uc778\uc2b9 \uc774\uc0c1 \uc2b9\ud569\ucc28, \ud654\ubb3c\ucc28\ub294 \ubcf4\ud5d8 \uc5c6\uc774\ub3c4 \ucc98\ub9ac\ub429\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc9c0\uae08 \uac00\uc785\ud558\uba74 \uc9c0\ub09c \uae30\uac04\ubd84\ub3c4 \uc18c\uae09 \ucc98\ub9ac\ub418\ub098\uc694?<\/summary>\n<p>\uc18c\uae09\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uac00\uc785\uc77c \uc774\ud6c4 \uae30\uac04\ubd84\ub9cc \uc77c\uc218\ub85c \uc548\ubd84\ud574 \uacbd\ube44\ucc98\ub9ac\ub418\ubbc0\ub85c, \uac00\uc785 \uc804 \uae30\uac04\uc758 \ube44\uc6a9\uc740 \ubd80\uc778\ub429\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc5f0\uc911\uc5d0 \uac00\uc785\ud558\uba74 \uacbd\ube44\ub294 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ub418\ub098\uc694?<\/summary>\n<p>\ucc28\ub7c9 \uad00\ub828 \ube44\uc6a9\uc5d0 &#8216;\uac00\uc785\uc77c \uc774\ud6c4 \uc77c\uc218 \/ \uc5f0\uac04 \ucd1d\uc77c\uc218(365 \ub610\ub294 366)&#8217;\ub97c \uacf1\ud55c \uae08\uc561\ub9cc \uacbd\ube44\ub85c \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>8,000\ub9cc\uc6d0 \uc774\uc0c1 \ubc95\uc778\ucc28\ub294 \ubcc4\ub3c4\ub85c \ucc59\uae38 \uac8c \uc788\ub098\uc694?<\/summary>\n<p>2024\ub144 1\uc6d4 1\uc77c \uc774\ud6c4 \ucde8\ub4dd\ud55c 8,000\ub9cc\uc6d0 \uc774\uc0c1 \uc5c5\ubb34\uc6a9 \uc2b9\uc6a9\ucc28\ub294 \ubc95\uc778 \uc804\uc6a9\ubc88\ud638\ud310(\uc5f0\ub450\uc0c9) \ubd80\ucc29 \uc758\ubb34\uac00 \uc788\uc73c\ubbc0\ub85c \ud568\uaed8 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<\/div>\n<p>\ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00: <a href=\"https:\/\/hoantax.co.kr\/insights\/corporate-vehicle-expense-guide\/\">\ubc95\uc778\ucc28 \ube44\uc6a9\ucc98\ub9ac 5\uc6d0\uce59, \ud55c\ub3c4 \uc5f0 1,500\ub9cc\uc6d0\uacfc \uc6b4\ud589\uc77c\uc9c0<\/a><\/p>\n<p><!-- \u2466 \uadfc\uac70\u00b7\ucd9c\ucc98 --><\/p>\n<div class=\"hoan-sources\">\n<p><strong>\uadfc\uac70\u00b7\ucd9c\ucc98<\/strong><\/p>\n<p>\u00b7 \ubc95\uc778\uc138\ubc95 \uc81c27\uc870\uc7582 \ubc0f \uc2dc\ud589\ub839 \uc81c50\uc870\uc7582(\uc5c5\ubb34\uc6a9\uc2b9\uc6a9\ucc28 \uad00\ub828\ube44\uc6a9 \ub4f1\uc758 \uc190\uae08\ubd88\uc0b0\uc785 \ud2b9\ub840 \u2014 \uc5c5\ubb34\uc804\uc6a9\uc790\ub3d9\ucc28\ubcf4\ud5d8 \ubbf8\uac00\uc785 \uc2dc \uc5c5\ubb34\uc0ac\uc6a9\uae08\uc561 0, \uad00\ub828 \ube44\uc6a9 \uc804\uc561 \uc190\uae08\ubd88\uc0b0\uc785) \u2014 law.go.kr\u00b7nts.go.kr (\ud655\uc778\uc77c 2026-07-02)<br \/>\n\u00b7 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