{"id":5215,"date":"2026-07-31T14:17:20","date_gmt":"2026-07-31T05:17:20","guid":{"rendered":"https:\/\/hoantax.co.kr\/insights\/?p=5215"},"modified":"2026-07-31T14:17:21","modified_gmt":"2026-07-31T05:17:21","slug":"bulgyundeung-gamja-seunggye-sarye","status":"publish","type":"post","link":"https:\/\/hoantax.co.kr\/insights\/bulgyundeung-gamja-seunggye-sarye\/","title":{"rendered":"\ud2b9\uc815\ubc95\uc778 \ubd88\uade0\ub4f1\uac10\uc790 \uc2b9\uacc4 \ud50c\ub79c\uc758 \uacb0\ub860\uc774 \ub2ec\ub77c\uc9c4 \uc774\uc720"},"content":{"rendered":"<p><!-- \uc0ac\ub8401 draft 5215 | slug=bulgyundeung-gamja-seunggye-sarye | title=\ud2b9\uc815\ubc95\uc778 \ubd88\uade0\ub4f1\uac10\uc790 \uc2b9\uacc4 \ud50c\ub79c\uc758 \uacb0\ub860\uc774 \ub2ec\ub77c\uc9c4 \uc774\uc720 | category=\uc0c1\ub2f4\uc0ac\ub840(323)\n     2026-07-31 \uac1c\uc815: \u2460\ubc95\ub839\uc624\ub958 \ubc18\uc601(3\uc7582\ud638 \uc2e0\uc124 = 2023.12.31.\u2192\ubc95\ub960 \uc81c20777\ud638 2025.3.14., \uc0ac\uc804\ub2f5\ubcc0 \ubb38\uc11c\ubc88\ud638 \uc0ac\uc804-2022-\ubc95\uaddc\uc7ac\uc0b0-1318) \u2461\uc0ac\ub840 \uc11c\uc220 \uac15\ud654 --><\/p>\n<div class=\"hoan-box hoan-summary\">\n<p class=\"vs-t\">\ud575\uc2ec\uc694\uc57d<\/p>\n<p><strong>\uc790\ub140 \ubc95\uc778\uc744 \uc8fc\uc8fc\ub85c \uc138\uc6b4 \ub4a4 \ubd80\ubaa8 \uc8fc\uc2dd\ub9cc \uc561\uba74\uac00\ub85c \uac10\uc790(\uc8fc\uc2dd\uc744 \ud68c\uc0ac\uac00 \uac70\ub450\uc5b4 \uc18c\uac01)\ud558\ub294 \uc2b9\uacc4 \ud50c\ub79c\uc740, 2025\ub144 3\uc6d4 \uc138\ubc95 \uac1c\uc815\uc73c\ub85c \uacfc\uc138 \ub300\uc0c1\uc774 \ub410\uc2b5\ub2c8\ub2e4.<\/strong> \uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95 \uc81c45\uc870\uc7585 \uc81c1\ud56d 3\uc7582\ud638\uac00 \uc2e0\uc124\ub418\uba74\uc11c(\ubc95\ub960 \uc81c20777\ud638, 2025.3.14. \uacf5\ud3ec\u00b7\uc2dc\ud589) &#8220;\ubd88\uade0\ub4f1 \uac10\uc790 \ub4f1 \uc790\ubcf8\uac70\ub798&#8221;\ub85c \uc790\ub140 \ubc95\uc778\uc774 \uc774\uc775\uc744 \ubc1b\uc73c\uba74 \uadf8 \uc8fc\uc8fc(\uc790\ub140)\uc5d0\uac8c \uc99d\uc5ec\uc138\ub97c \ub9e4\uae38 \uc218 \uc788\uac8c \ub410\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uc774 \uc0ac\ub840\uc5d0\uc11c \ud655\uc778\ud560 \uac83<\/strong><\/p>\n<ul>\n<li>\uac1c\uc815 \uc804\uc5d0\ub294 \uac19\uc740 \uad6c\uc870\uc5d0 &#8220;\uc99d\uc5ec\uc138\ub97c \ubd80\uacfc\ud560 \uc218 \uc5c6\ub2e4&#8221;\ub294 \uad6d\uc138\uccad \uc0ac\uc804\ub2f5\ubcc0\uc774 \uc774\uc5b4\uc84c\uace0, \uc2e4\uc81c\ub85c \uc808\uc138 \ud50c\ub79c\uc73c\ub85c \uac80\ud1a0\ub410\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud638\uc548\uc740 \ub2f9\uc2dc\uc5d0\ub3c4 \uacfc\uc138\ub420 \uacbd\uc6b0\uc758 \uc138\uc561(\ucd5c\uc545 \uc2dc\ub098\ub9ac\uc624)\uae4c\uc9c0 \ud568\uaed8 \uacc4\uc0b0\ud574 \uc81c\uc2dc\ud588\uace0, \uadf8 \uc704\ud5d8\uc740 \uac1c\uc815\uc73c\ub85c \ud604\uc2e4\uc774 \ub410\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p><strong>\uc8fc\uc758 \u2014 \uc9c0\uae08 \uac80\ud1a0\ud55c\ub2e4\uba74<\/strong><\/p>\n<ul>\n<li>2026\ub144 \ud604\uc7ac\ub294 \uac1c\uc815 \uc870\ubb38\uacfc \uc2dc\ud589\ub839(\uc81c34\uc870\uc7585)\uc774 \uc801\uc6a9\ub418\ubbc0\ub85c, \uacfc\uac70 \uc0ac\uc804\ub2f5\ubcc0\ub9cc \ubbff\uace0 \uc2e4\ud589\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \uc99d\uc5ec\ub85c \ubcf4\ub294 \uc774\uc775\uc774 1\uc5b5 \uc6d0 \uc774\uc0c1\uc774\uba74 \uacfc\uc138\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p><!-- \u2461 FOR YOU --><\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p><strong>\uc774\ub7f0 \ub300\ud45c\ub2d8\uaed8 \uad8c\ud569\ub2c8\ub2e4.<\/strong><\/p>\n<ul>\n<li>\uc790\ub140 \uba85\uc758 \ubc95\uc778\uc744 \ud65c\uc6a9\ud55c \uc9c0\ubd84 \uc2b9\uacc4 \uad6c\uc870\ub97c \uc81c\uc548\ubc1b\uace0, \uc2e4\ud589 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud574\uc57c \ud558\ub294 \ub300\ud45c\ub2d8<\/li>\n<li>\uba87 \ub144 \uc804 \uac80\ud1a0\ud588\ub358 \uc2b9\uacc4 \ud50c\ub79c\uc744 \ub2e4\uc2dc \uaebc\ub0b4 \ubcf4\ub824\ub294 \ub300\ud45c\ub2d8<\/li>\n<li>&#8220;\uad6d\uc138\uccad \ud574\uc11d\uc0c1 \ubb38\uc81c\uc5c6\ub2e4&#8221;\ub294 \uc124\uba85\uc744 \ub4e4\uc5c8\uc9c0\ub9cc, \uadf8 \ud574\uc11d\uc774 \uc9c0\uae08\ub3c4 \uc720\ud6a8\ud55c\uc9c0 \ud655\uc778\ud558\uace0 \uc2f6\uc740 \ub300\ud45c\ub2d8<\/li>\n<\/ul>\n<\/div>\n<p><!-- \u2462 \ub3c4\uc785\ubd80 --><\/p>\n<p><strong>\uac19\uc740 \uc2b9\uacc4 \uad6c\uc870\ub77c\ub3c4 \uac80\ud1a0 \uc2dc\uc810\uc758 \ubc95\ub839\uc5d0 \ub530\ub77c \uacb0\ub860\uc774 \uc815\ubc18\ub300\ub85c \ubc14\ub01d\ub2c8\ub2e4.<\/strong> \uc774 \uae00\uc740 \ud638\uc548\uc774 \uc2e4\uc81c\ub85c \uc218\ud589\ud55c \uc2b9\uacc4 \uc0c1\ub2f4\uc744 \ubc14\ud0d5\uc73c\ub85c \uc7ac\uad6c\uc131\ud55c \uc0ac\ub840\uc785\ub2c8\ub2e4. \uace0\uac1d \ubcf4\ud638\ub97c \uc704\ud574 \uc5c5\uc885\u00b7\uc218\uce58\u00b7\uac00\uc871\uad00\uacc4\ub294 \ubcc0\uacbd\ud588\uace0, \uc138\uc561\uc740 \ub2e8\uc21c\ud654\ud55c \uac00\uc815\uc5d0 \ub530\ub978 \uc608\uc2dc\uc785\ub2c8\ub2e4. \uac1c\ubcc4 \uc0ac\uc548\uc758 \uacb0\uacfc\ub294 \uc0ac\uc2e4\uad00\uacc4\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uba87 \ud574 \uc804 \uc815\ubc00\ubd80\ud488 \uc81c\uc870\uc5c5 A\uc0ac\uc758 \ucc3d\uc5c5\uc8fc \ubd80\ubd80\uac00 \uc790\ub140 \uc138\ub300\ub85c\uc758 \uc9c0\ubd84 \uc774\uc804\uc744 \uc0c1\ub2f4\ud574 \uc654\uc744 \ub54c, \ud14c\uc774\ube14\uc5d0\ub294 \uc774\ubbf8 \ub2e4\ub978 \uacf3\uc5d0\uc11c \ubc1b\uc740 \uc81c\uc548 \ud558\ub098\uac00 \uc62c\ub77c\uc640 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8 \uc81c\uc548\uc758 \uc774\ub984\uc774 &#8220;\ud2b9\uc815\ubc95\uc778 \ubd88\uade0\ub4f1\uac10\uc790 \ud50c\ub79c&#8221;\uc774\uc5c8\uace0, \ud638\uc548\uc740 \uadf8 \uc790\ub9ac\uc5d0\uc11c \uc2e4\ud589\uc744 \uad8c\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc65c \uadf8\ub7ac\ub294\uc9c0, \uadf8\ub9ac\uace0 \uadf8 \ud310\ub2e8\uc774 \uba87 \ud574 \ub4a4 \uc5b4\ub5bb\uac8c \ud655\uc778\ub410\ub294\uc9c0 \ucc28\uadfc\ucc28\uadfc \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><!-- \u2463 \ubcf8\ubb38 --><\/p>\n<h2>\uc0c1\ub2f4 \ud14c\uc774\ube14\uc5d0 \uc62c\ub77c\uc628 \uc81c\uc548\uc740 \ubb34\uc5c7\uc774\uc5c8\ub294\uac00<\/h2>\n<p>&#8220;\uc99d\uc5ec\uc138 130\uc5b5\uc744 60\uc5b5\uc73c\ub85c \uc904\uc77c \uc218 \uc788\ub2e4&#8221;\ub294 \ud55c \uc904\uc774\uc5c8\uc2b5\ub2c8\ub2e4. A\uc0ac\ub294 \ube44\uc0c1\uc7a5\uc8fc\uc2dd \ud3c9\uac00\uc561 \uae30\uc900 \uae30\uc5c5\uac00\uce58\ub97c \uc57d 300\uc5b5 \uc6d0\uc73c\ub85c \uac00\uc815\ud558\uba74 \ucc3d\uc5c5\uc8fc \ubd80\ubd80 \uc9c0\ubd84 \uc57d 90%\uc758 \uac00\uce58\uac00 270\uc5b5 \uc6d0 \uc218\uc900\uc778 \ud68c\uc0ac\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uc790\ub140\uc5d0\uac8c \uc9c1\uc811 \uc99d\uc5ec\ud558\uba74 \ub204\uc9c4\uc138\uc728 \ucd5c\uace0 \uad6c\uac04(50%)\uc744 \uac00\uc815\ud55c \ub2e8\uc21c\ud654 \uacc4\uc0b0\uc73c\ub85c \uc99d\uc5ec\uc138\uac00 \uc57d 130\uc5b5 \uc6d0\uc5d0 \uc774\ub985\ub2c8\ub2e4. \ucc3d\uc5c5\uc8fc \ubd80\ubd80\uac00 \uc2b9\uacc4\ub97c \uba87 \ud574\uc9f8 \ubbf8\ub904 \uc628 \uc774\uc720\ub3c4 \uacb0\uad6d \uc774 \uc22b\uc790\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc81c\uc548\uc740 \uadf8 130\uc5b5 \uc6d0\uc744 \ud68c\uc0ac \ub2e8\uacc4\uc758 \uac70\ub798\ub85c \uc6b0\ud68c\ud558\ub294 \uad6c\uc870\uc600\uc2b5\ub2c8\ub2e4. \uc790\ub140\ub4e4\uc774 \uc9c0\ubd84 100%\ub97c \ubcf4\uc720\ud55c \ud22c\uc790\ubc95\uc778 B\uc0ac\ub97c A\uc0ac\uc758 \uc8fc\uc8fc\ub85c \ub123\uace0, \ubd80\ubaa8 \uc8fc\uc2dd\ub9cc \uc561\uba74\uac00\ub85c \uac10\uc790\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc138\ubc95\uc740 \uc774\ub7f0 B\uc0ac\ub97c &#8220;\ud2b9\uc815\ubc95\uc778&#8221;(\uc9c0\ubc30\uc8fc\uc8fc\ub4f1\uc758 \uc8fc\uc2dd\ubcf4\uc720\ube44\uc728\uc774 30% \uc774\uc0c1\uc778 \ubc95\uc778)\uc774\ub77c \ubd80\ub974\uace0, \ud2b9\uc815\ubc95\uc778\uc774 \uc774\uc775\uc744 \ubc1b\uc73c\uba74 \uadf8 \ub4a4\uc5d0 \uc788\ub294 \uc8fc\uc8fc\uc5d0\uac8c \uc99d\uc5ec\uc138\ub97c \ub9e4\uae30\ub294 \uaddc\uc815\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uc548\uc758 \ub17c\ub9ac\ub294 \uc774 \uaddc\uc815\uc774 <strong>\ubd88\uade0\ub4f1\uac10\uc790\uc5d0\ub294 \ubbf8\uce58\uc9c0 \uc54a\ub294\ub2e4<\/strong>\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc774 \uad6c\uc870\ub294 \uc2e4\uc81c\ub85c \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub294\uac00<\/h2>\n<p>\ub450 \ub2e8\uacc4\uc774\uace0, \uc9c0\ubd84\uc740 \ub450 \ubc88\uc9f8 \ub2e8\uacc4\uc5d0\uc11c \uc62e\uaca8\uc9d1\ub2c8\ub2e4. 1\ub2e8\uacc4\ub85c B\uc0ac\uac00 A\uc0ac \uc8fc\uc2dd \uc77c\ubd80\ub97c \uc0ac\ub4e4\uc5ec \uc8fc\uc8fc\ub85c \ub4e4\uc5b4\uac11\ub2c8\ub2e4. 2\ub2e8\uacc4\ub85c A\uc0ac\uac00 \ucc3d\uc5c5\uc8fc \ubd80\ubd80\uc758 \uc8fc\uc2dd\ub9cc \uc561\uba74\uac00\ub85c \uc720\uc0c1\uac10\uc790\ud569\ub2c8\ub2e4. \uc2dc\uac00\ubcf4\ub2e4 \ud6e8\uc52c \ub0ae\uc740 \ub300\uac00\ub85c \ubd80\ubaa8 \uc8fc\uc2dd\uc774 \uc18c\uac01\ub418\ubbc0\ub85c, \uac10\uc790 \ud6c4 B\uc0ac\uc758 \uc9c0\ubd84\uc728\uc740 \uc800\uc808\ub85c \uc62c\ub77c\uac11\ub2c8\ub2e4. \ubd80\ubaa8\uac00 \uc790\ub140\uc5d0\uac8c \uc8fc\uc2dd\uc744 \ub118\uae30\ub294 \uc9c1\uc811 \uc99d\uc5ec\uac00 \uc5c6\ub294\ub370\ub3c4 \uc9c0\ubc30\ub825\uc774 \uc790\ub140 \ubc95\uc778\uc73c\ub85c \uc774\ub3d9\ud558\ub294 \uc148\uc785\ub2c8\ub2e4.<\/p>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/A-3.png\" alt=\"\ud2b9\uc815\ubc95\uc778 \ubd88\uade0\ub4f1\uac10\uc790 \uc2b9\uacc4 \uad6c\uc870 2\ub2e8\uacc4\uc640 2025\ub144 \uac1c\uc815 \uc804\ud6c4 \ud0c0\uc784\ub77c\uc778 \ub3c4\ud574\" class=\"wp-image-5259\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/A-3.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/A-3-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/A-3-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/07\/A-3-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">\ubd88\uade0\ub4f1\uac10\uc790 \ud50c\ub79c\uc758 2\ub2e8\uacc4 \uad6c\uc870\uc640 \uacfc\uc138 \uadfc\uac70\uc758 \ubcc0\ud654. \uc7ac\uad6c\uc131 \uc0ac\ub840 \uae30\uc900.<\/figcaption><\/figure>\n<p>\uad6c\uc870 \uc790\uccb4\ub294 \uc0c1\ubc95 \uc808\ucc28\ub97c \uc9c0\ud0a4\uba74 \uc2e4\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc7c1\uc810\uc740 \uc138\ubc95\uc774 \uc774 \uacb0\uacfc\ub97c \uc5b4\ub5bb\uac8c \ubcf4\ub290\ub0d0\uc600\uace0, \ub2f9\uc2dc \uadf8 \ub2f5\uc740 <strong>\uc5f4\ub824 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n<h2>\uc65c \uadf8\ub54c\ub294 &#8220;\ubb38\uc81c\uc5c6\ub2e4&#8221;\ub294 \ub2f5\uc774 \uac00\ub2a5\ud588\ub294\uac00<\/h2>\n<p>\uacfc\uc138\ub2f9\uad6d\uc758 \ud574\uc11d\uc774 \uadf8 \ubc29\ud5a5\uc73c\ub85c \ucd95\uc801\ub3fc \uc788\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. 2021~2023\ub144 \uad6d\uc138\uccad \uc138\ubc95\ud574\uc11d \uc0ac\uc804\ub2f5\ubcc0\uc5d0\uc11c &#8220;\uc800\uac00 \uac10\uc790\ub098 \uc2e4\uad8c\uc8fc \uc778\uc218\ub85c \uc790\ub140 \ubc95\uc778\uc758 \uc9c0\ubd84\uc728\uc774 \uc62c\ub77c\uac00\ub3c4, \ud2b9\uc815\ubc95\uc778 \uc8fc\uc8fc\uc5d0\uac8c \uc99d\uc5ec\uc138\ub97c \ubd80\uacfc\ud560 \uc218 \uc5c6\ub2e4&#8221;\ub294 \ucde8\uc9c0\uc758 \ud68c\uc2e0\uc774 \uc5ec\ub7ec \uac74 \uc774\uc5b4\uc84c\uc2b5\ub2c8\ub2e4(\uc0ac\uc804-2022-\ubc95\uaddc\uc7ac\uc0b0-1318, 2023.7.21. \ub4f1). \ub2f9\uc2dc \uc870\ubb38\uc774 \uc5f4\uac70\ud55c \uac70\ub798 \uc720\ud615\uc5d0 \uc774\ub7f0 \uc790\ubcf8\uac70\ub798\uac00 \uba85\ud655\ud788 \ub4e4\uc5b4 \uc788\uc9c0 \uc54a\uc558\ub358 \uac83\uc774 \uc774\uc720\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc81c\uc548\uc774 \uadfc\uac70\ub85c \ub4e0 \uac83\ub3c4 \uc774 \ud68c\uc2e0\ub4e4\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadfc\uac70 \uc5c6\ub294 \uc81c\uc548\uc740 \uc544\ub2c8\uc5c8\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uadf8 \uadfc\uac70\ub294 <strong>\ubc95\uc774 \uc544\ub2c8\ub77c \ud574\uc11d<\/strong>\uc774\uc5c8\uace0, \ud574\uc11d\uc73c\ub85c \uc5f4\ub9b0 \uae38\uc740 \ud574\uc11d\uc774\ub098 \uac1c\uc815\uc73c\ub85c \ub2eb\ud799\ub2c8\ub2e4. \uc774 \uc0ac\ub840\uc758 \uac08\ub9bc\uae38\uc740 \uc815\ud655\ud788 \uc5ec\uae30\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p><strong>\uc2e4\ubb34 \ud3ec\uc778\ud2b8 \u2014 \ud638\uc548\uc774 \uc2b9\uacc4 \uc81c\uc548\uc744 \ubc1b\uc73c\uba74 \uac00\uc7a5 \uba3c\uc800 \ud3b4 \ubcf4\ub294 \uac83<\/strong><\/p>\n<p>\uad6c\uc870\ub3c4\uac00 \uc544\ub2c8\ub77c <strong>\uadfc\uac70\uc758 \ub0a0\uc9dc<\/strong>\uc785\ub2c8\ub2e4. \uc778\uc6a9\ub41c \ud574\uc11d\u00b7\uc608\uaddc\u00b7\ud310\ub840\uc758 \ud68c\uc2e0\uc77c\uc790\ub97c \ud655\uc778\ud558\uace0, \uadf8 \uc0ac\uc774\uc5d0 \ud574\ub2f9 \uc870\ubb38\uc774 \uac1c\uc815\ub41c \uc774\ub825\uc774 \uc788\ub294\uc9c0\ubd80\ud130 \ub300\uc870\ud569\ub2c8\ub2e4. \uc808\uc138 \ud6a8\uacfc\uac00 \ud070 \uad6c\uc870\uc77c\uc218\ub85d \uadfc\uac70\uac00 \ud55c\ub450 \uac74\uc758 \ud574\uc11d\uc5d0 \uc5b9\ud600 \uc788\ub294 \uacbd\uc6b0\uac00 \ub9ce\uace0, \uadf8 \ud574\uc11d\uc774 \ub098\uc628 \uc2dc\uc810\uacfc \uc2e4\ud589 \uc2dc\uc810 \uc0ac\uc774\uc758 \uac04\uaca9\uc774 \uace7 \uc704\ud5d8\uc758 \ud06c\uae30\uc785\ub2c8\ub2e4. \ud604\uc7a5\uc5d0\uc11c \uc790\uc8fc \ubc1b\ub294 \uc9c8\ubb38\uc774 &#8220;\uadf8 \ud574\uc11d \uc9c0\uae08\ub3c4 \uc720\ud6a8\ud55c\uac00\uc694&#8221;\uc778\ub370, \uc774 \ud655\uc778 \uc5c6\uc774 \ub118\uc5b4\uac04 \uc81c\uc548\uc774 \ub098\uc911\uc5d0 <strong>\ub35c\ucee5<\/strong> \ubb38\uc81c\uac00 \ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<h2>\ud638\uc548\uc740 \uc65c \uacb0\ub860\uc744 \ub450 \uc904\ub85c \ub0c8\ub294\uac00<\/h2>\n<p>\ud55c \uc904\ub85c \ub2f5\ud560 \uc218 \uc5c6\ub294 \uc0ac\uc548\uc774\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud638\uc548\uc740 \uc774 \uc0c1\ub2f4\uc5d0\uc11c &#8220;\uacfc\uc138\ub418\uc9c0 \uc54a\uc744 \uacbd\uc6b0&#8221;\uc758 \uc138\uc561\ub9cc \uc81c\uc2dc\ud558\uc9c0 \uc54a\uace0, &#8220;\uacfc\uc138\ub420 \uacbd\uc6b0&#8221;\uc758 \uc138\uc561\uc744 \ub098\ub780\ud788 \uacc4\uc0b0\ud574 \ub450 \uc904\ub85c \uc62c\ub838\uc2b5\ub2c8\ub2e4. \uc808\uc138 \ud6a8\uacfc\uac00 \uc5bc\ub9c8\uc778\uc9c0\uac00 \uc544\ub2c8\ub77c <strong>\ud2c0\ub838\uc744 \ub54c \ubb34\uc5c7\uc744 \uc783\ub294\uc9c0<\/strong>\ub97c \uac19\uc740 \ud45c\uc5d0\uc11c \ubcf4\uc774\uac8c \ud558\ub294 \uac83\uc774 \ubaa9\uc801\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc544\ub798\ub294 \ub2e8\uc21c\ud654\ud55c \uac00\uc815(\uae30\uc5c5\uac00\uce58 300\uc5b5 \uc6d0, \ubd80\ubd80 \uc9c0\ubd84 90%, \uc138\uc728\u00b7\uacf5\uc81c \ub2e8\uc21c \uc801\uc6a9)\uc5d0 \ub530\ub978 \uc608\uc2dc\uc785\ub2c8\ub2e4.<\/p>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc9c1\uc811 \uc99d\uc5ec<\/th>\n<th>\ud50c\ub79c \u2014 \uc99d\uc5ec \uc758\uc81c \uc81c\uc678 \uc2dc<\/th>\n<th>\ud50c\ub79c \u2014 \uc99d\uc5ec \uc758\uc81c \uacfc\uc138 \uc2dc<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ubd80\ub2f4 \uc8fc\uccb4<\/td>\n<td>\uc790\ub140(\uc99d\uc5ec\uc138)<\/td>\n<td>B\uc0ac(\ubc95\uc778\uc138 \uc911\uc2ec)<\/td>\n<td>B\uc0ac \ubc95\uc778\uc138 + \uc790\ub140 \uc99d\uc5ec\uc138<\/td>\n<\/tr>\n<tr>\n<td>\uc138\ubd80\ub2f4 \uc218\uc900(\uac00\uc815)<\/td>\n<td>\uc57d 130\uc5b5 \uc6d0<\/td>\n<td>\uc57d 60\uc5b5 \uc6d0<\/td>\n<td>\uc57d 125\uc5b5 \uc6d0 \uc218\uc900<br \/>(\ubc95 \uc81c45\uc870\uc7585 \uc81c2\ud56d \ud55c\ub3c4 \uc801\uc6a9)<\/td>\n<\/tr>\n<tr>\n<td>\uacb0\ub860<\/td>\n<td>\uae30\uc900\uc120<\/td>\n<td>\ud070 \ud3ed \uacbd\uac10<\/td>\n<td>\uc808\uc138 \ud6a8\uacfc \uc0ac\uc2e4\uc0c1 \uc18c\uba78<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc624\ub978\ucabd \ub450 \uce78\uc758 \uac04\uaca9\uc774 \uc774 \ud50c\ub79c\uc758 \uc2e4\uccb4\uc785\ub2c8\ub2e4. \uc131\uacf5\ud558\uba74 70\uc5b5 \uc6d0\uac00\ub7c9\uc744 \uc544\ub07c\uc9c0\ub9cc, \uacfc\uc138\ub85c \ud310\uc815\ub418\uba74 <strong>\uc808\uc138 \ud6a8\uacfc\uac00 \uc0ac\uc2e4\uc0c1 \uc0ac\ub77c\uc9d1\ub2c8\ub2e4.<\/strong> \ub2e4\ub9cc \ubd80\ub2f4\uc774 \ubb34\ud55c\uc815 \ucee4\uc9c0\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4 \u2014 \ud2b9\uc815\ubc95\uc778 \uc99d\uc5ec \uc758\uc81c\ub85c \ub9e4\uae30\ub294 \uc99d\uc5ec\uc138\ub294 \uc9c0\ubc30\uc8fc\uc8fc\ub4f1\uc774 \uc9c1\uc811 \uc99d\uc5ec\ubc1b\uc558\uc744 \uacbd\uc6b0\uc758 \uc99d\uc5ec\uc138 \uc0c1\ub2f9\uc561\uc5d0\uc11c \ud2b9\uc815\ubc95\uc778\uc774 \ubd80\ub2f4\ud55c \ubc95\uc778\uc138 \uc0c1\ub2f9\uc561\uc744 \ube80 \uae08\uc561\uc744 \ud55c\ub3c4\ub85c \ud558\uace0, \uadf8 \ucd08\uacfc\uc561\uc740 \uc5c6\ub294 \uac83\uc73c\ub85c \ubcf4\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c2\ud56d). \uacb0\uad6d \uc798 \ub3fc\uc57c \uc9c1\uc811 \uc99d\uc5ec\uc640 \ube44\uc2b7\ud55c \uc218\uc900\uc5d0\uc11c \uba48\ucd94\uba74\uc11c, \ubc95\uc778 \uc124\ub9bd\uacfc \uc790\ubcf8\uac70\ub798\uc5d0 \ub4e4\uc778 \uc808\ucc28 \ube44\uc6a9\uc774 \uadf8\ub300\ub85c \ub0a8\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \uac8c\ub2e4\uac00 \uadf8 \ud310\uc815\uc740 \uc2e4\ud589 \uc2dc\uc810\uc774 \uc544\ub2c8\ub77c \uba87 \ub144 \ub4a4 \uc138\ubb34\uc870\uc0ac\ub098 \ubc95 \uac1c\uc815 \uc2dc\uc810\uc5d0 \ub0b4\ub824\uc9d1\ub2c8\ub2e4. \ub418\ub808 \uc2dc\uac04\uc774 \uc9c0\ub0a0\uc218\ub85d \ubd88\ub9ac\ud574\uc9c0\ub294 \uad6c\uc870\ub77c\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--caution\">\n<p><strong>\u203b \uc8fc\uc758 \u2014 \uc808\uc138\uc561\uc774 \ud070 \uad6c\uc870\uc77c\uc218\ub85d \uacfc\uc138\ub2f9\uad6d\uc758 \uc2dc\uc120\ub3c4 \uc624\ub798 \uba38\ubb45\ub2c8\ub2e4.<\/strong><\/p>\n<p>\uc138\ubc95\uc5d0\ub294 \uc5f4\uac70\ub418\uc9c0 \uc54a\uc740 \uac70\ub798\ub77c\ub3c4 \uc2e4\uc9c8\uc5d0 \ub530\ub77c \uc99d\uc5ec\ub85c \uacfc\uc138\ud560 \uc218 \uc788\ub294 \ud3ec\uad04 \uaddc\uc815\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud638\uc548\uc740 \ub2f9\uc2dc\uc5d0\ub3c4 \uc2e4\ud589 \uc804\uc5d0 \uad6d\uc138\uccad \uc138\ubc95\ud574\uc11d \uc0ac\uc804\ub2f5\ubcc0\uc744 \uc9c1\uc811 \ubc1b\uc544 \uacfc\uc138\ub2f9\uad6d \ub300\uc751 \uc790\ub8cc\ub97c \uac16\ucd98 \ub4a4 \uc9c4\ud589\ud560 \uac83\uc744 \uad8c\uace0\ud588\uc2b5\ub2c8\ub2e4. \ub0a8\uc758 \uc0ac\uc548\uc5d0 \ub098\uc628 \ud68c\uc2e0\uc740 \ucc38\uace0 \uc790\ub8cc\uc77c \ubfd0\uc774\uace0, \ubc29\uc5b4 \uc790\ub8cc\uac00 \ub418\ub294 \uac83\uc740 <strong>\ub0b4 \uc0ac\uc2e4\uad00\uacc4\ub85c \ubc1b\uc740 \ud68c\uc2e0<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<h2>2025\ub144 \uac1c\uc815\uc73c\ub85c \ubb34\uc5c7\uc774 \ub2ec\ub77c\uc84c\ub294\uac00<\/h2>\n<p>\uc785\ubc95\uc774 \ud574\uc11d \ub17c\uc7c1\uc744 \ub05d\ub0c8\uc2b5\ub2c8\ub2e4. 2025\ub144 3\uc6d4 14\uc77c \uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95 \uac1c\uc815(\ubc95\ub960 \uc81c20777\ud638)\uc73c\ub85c \uc81c1\ud56d\uc5d0 3\uc7582\ud638\uac00 \uc2e0\uc124\ub418\uc5b4, &#8220;\ubd88\uade0\ub4f1 \uac10\uc790 \ub4f1 \ub300\ud1b5\ub839\ub839\uc73c\ub85c \uc815\ud558\ub294 \uc790\ubcf8\uac70\ub798\ub97c \ud1b5\ud558\uc5ec \uc774\uc775\uc744 \ubd84\uc5ec\ubc1b\ub294 \uac83&#8221;\uc774 \ud2b9\uc815\ubc95\uc778 \uc99d\uc5ec \uc758\uc81c\uc758 \uacfc\uc138 \ub300\uc0c1\uc73c\ub85c \uba85\uc2dc\ub410\uc2b5\ub2c8\ub2e4. \uc774 \uaddc\uc815\uc740 2025\ub144 3\uc6d4 14\uc77c \uc774\ud6c4 \ud558\ub294 \uac70\ub798\ubd80\ud130 \uc801\uc6a9\ub429\ub2c8\ub2e4(\ubd80\uce59 \uc81c2\uc870). \uc774\uc5b4 \uc2dc\ud589\ub839 \uc81c34\uc870\uc7585 \uc81c2\ud56d(2025\ub144 5\uc6d4 7\uc77c \uc2e0\uc124)\uc740 \ubd88\uacf5\uc815 \ud569\ubcd1, \uc2dc\uac00\uc640 \ub2e4\ub978 \uc2e0\uc8fc \ubc1c\ud589, \uc77c\ubd80 \uc8fc\uc8fc \uc8fc\uc2dd\ub9cc \uc18c\uac01\ud558\ub294 \uac10\uc790, \ubc30\ub2f9 \ud3ec\uae30\u00b7\ubd88\uade0\ub4f1 \ubc30\ub2f9 \ub4f1 \uc5ec\ub35f \uac00\uc9c0 \uc790\ubcf8\uac70\ub798 \uc720\ud615\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uc5f4\uac70\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\ub840\uc758 \ud50c\ub79c\uc774 \uc815\ud655\ud788 \uadf8 \ubaa9\ub85d \uc548\uc5d0 \ub4e4\uc5b4\uac11\ub2c8\ub2e4.<\/p>\n<p>\uc0c1\ub2f4 \ub2f9\uc2dc \ud45c\uc758 \uc624\ub978\ucabd \ub05d\uc5d0 \uc801\uc5b4 \ub454 &#8220;\uacfc\uc138 \uc2dc&#8221; \uce78\uc774, \uba87 \ud574 \ub4a4 \uc870\ubb38\uc73c\ub85c \ud655\uc815\ub41c \uc148\uc785\ub2c8\ub2e4. \uc2e4\ud589\ud558\uc9c0 \uc54a\uc740 \uac83\uc774 \uacb0\uacfc\uc801\uc73c\ub85c \uc633\uc740 \ud310\ub2e8\uc774 \ub410\uc9c0\ub9cc, \ub354 \uc911\uc694\ud55c \uac83\uc740 <strong>\uadf8\ub54c \uadf8 \uce78\uc744 \uacc4\uc0b0\ud574 \ub450\uc5c8\uae30 \ub54c\ubb38\uc5d0 \ud310\ub2e8\uc774 \uac00\ub2a5\ud588\ub2e4<\/strong>\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--law\">\n<details>\n<summary><strong>\uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95 \uc81c45\uc870\uc7585 \uc81c1\ud56d\u00b7\uc81c2\ud56d<\/strong> \u2014 \ud2b9\uc815\ubc95\uc778\uacfc\uc758 \uac70\ub798\ub97c \ud1b5\ud55c \uc774\uc775\uc758 \uc99d\uc5ec \uc758\uc81c(\uc694\uc9c0)<\/summary>\n<p>\uc81c1\ud56d \u2014 \uc9c0\ubc30\uc8fc\uc8fc\ub4f1\uc758 \uc8fc\uc2dd\ubcf4\uc720\ube44\uc728\uc774 100\ubd84\uc758 30 \uc774\uc0c1\uc778 \ubc95\uc778(\ud2b9\uc815\ubc95\uc778)\uc774 <strong>\uc9c0\ubc30\uc8fc\uc8fc \ubc0f \uadf8 \ud2b9\uc218\uad00\uacc4\uc778<\/strong>\uacfc \u2460\uc7ac\uc0b0\u00b7\uc6a9\uc5ed\uc758 \ubb34\uc0c1 \uc81c\uacf5 \u2461\ud604\uc800\ud788 \ub0ae\uc740 \ub300\uac00\uc758 \uc591\ub3c4\u00b7\uc81c\uacf5\ubc1b\uc74c \u2462\ud604\uc800\ud788 \ub192\uc740 \ub300\uac00\uc758 \uc591\ub3c4\u00b7\uc81c\uacf5 \u2462\uc7582 &#8220;\ubd88\uade0\ub4f1 \uac10\uc790 \ub4f1 \ub300\ud1b5\ub839\ub839\uc73c\ub85c \uc815\ud558\ub294 \uc790\ubcf8\uac70\ub798\ub97c \ud1b5\ud558\uc5ec \uc774\uc775\uc744 \ubd84\uc5ec \ubc1b\ub294 \uac83&#8221;(2025.3.14. \uc2e0\uc124) \u2463\uadf8 \ubc16\uc5d0 \uc774\uc640 \uc720\uc0ac\ud55c \uac70\ub798 \uc911 \uc5b4\ub290 \ud558\ub098\ub97c \ud558\uba74, \uac70\ub798\ud55c \ub0a0\uc744 \uc99d\uc5ec\uc77c\ub85c \ud558\uc5ec \ud2b9\uc815\ubc95\uc778\uc758 \uc774\uc775\uc5d0 \uc9c0\ubc30\uc8fc\uc8fc\ub4f1\uc758 \uc8fc\uc2dd\ubcf4\uc720\ube44\uc728\uc744 \uacf1\ud55c \uae08\uc561\uc744 \uadf8 \uc9c0\ubc30\uc8fc\uc8fc\ub4f1\uc774 \uc99d\uc5ec\ubc1b\uc740 \uac83\uc73c\ub85c \ubcf8\ub2e4.<br \/>\uc81c2\ud56d \u2014 \uadf8 \uc99d\uc5ec\uc138\uc561\uc774 \uc9c0\ubc30\uc8fc\uc8fc\ub4f1\uc774 <strong>\uc9c1\uc811 \uc99d\uc5ec\ubc1b\uc740 \uacbd\uc6b0\uc758 \uc99d\uc5ec\uc138 \uc0c1\ub2f9\uc561\uc5d0\uc11c \ud2b9\uc815\ubc95\uc778\uc774 \ubd80\ub2f4\ud55c \ubc95\uc778\uc138 \uc0c1\ub2f9\uc561\uc744 \ucc28\uac10\ud55c \uae08\uc561<\/strong>\uc744 \ucd08\uacfc\ud558\uba74, \uadf8 \ucd08\uacfc\uc561\uc740 \uc5c6\ub294 \uac83\uc73c\ub85c \ubcf8\ub2e4.<\/p>\n<\/details>\n<\/div>\n<div class=\"hoan-box hoan-box--law\">\n<details>\n<summary><strong>\uac19\uc740 \ubc95 \uc2dc\ud589\ub839 \uc81c34\uc870\uc7585 \uc81c2\ud56d\u00b7\uc81c5\ud56d<\/strong> \u2014 \uc790\ubcf8\uac70\ub798 \uc720\ud615\uacfc \uacfc\uc138 \ud558\ud55c(\uc694\uc9c0)<\/summary>\n<p>\uc81c2\ud56d(2025.5.7. \uc2e0\uc124)\uc740 \ubd88\uacf5\uc815 \ube44\uc728 \ud569\ubcd1, \uc2dc\uac00\ubcf4\ub2e4 \ub192\uac70\ub098 \ub0ae\uc740 \uc2e0\uc8fc \ubc1c\ud589, \uc9c0\ubd84\ube44\uc728\uc5d0 \uc758\ud558\uc9c0 \uc54a\uac70\ub098 \uc2dc\uac00\uc640 \ub2e4\ub978 \uac00\uc561\uc758 \uc8fc\uc2dd \uc18c\uac01(\ubd88\uade0\ub4f1\uac10\uc790), \ubc30\ub2f9 \ud3ec\uae30\u00b7\ubd88\uade0\ub4f1 \ubc30\ub2f9 \ub4f1 \uc5ec\ub35f \uac00\uc9c0 \uc790\ubcf8\uac70\ub798\ub97c \uc5f4\uac70\ud55c\ub2e4. \uc81c5\ud56d\uc740 \uc99d\uc5ec\ub85c \ubcf4\ub294 \uc774\uc775(\uc99d\uc5ec\uc758\uc81c\uc774\uc775)\uc774 1\uc5b5 \uc6d0 \uc774\uc0c1\uc778 \uacbd\uc6b0\uc5d0\ub9cc \uacfc\uc138\ud558\ub3c4\ub85d \ud55c\uc815\ud55c\ub2e4.<\/p>\n<\/details>\n<\/div>\n<div class=\"hoan-box hoan-box--prac\">\n<p><strong>\uc2e4\ubb34 \ud3ec\uc778\ud2b8 \u2014 \ud638\uc548\uc774 \uad8c\ud558\ub294 \ud310\ub2e8 \uc21c\uc11c<\/strong><\/p>\n<p>\uc2b9\uacc4 \uad6c\uc870 \uc81c\uc548\uc744 \ubc1b\uc73c\uba74 \uccab\uc9f8, \uadfc\uac70 \ud574\uc11d\u00b7\ud310\ub840\uc758 \ub0a0\uc9dc\uc640 \ud604\ud589 \uc870\ubb38\uc744 \ub300\uc870\ud574 \uc9c0\uae08\ub3c4 \uc720\ud6a8\ud55c\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. \ub458\uc9f8, \uacfc\uc138\ub420 \uacbd\uc6b0\uc758 \uc138\uc561\uc744 \ubc18\ub4dc\uc2dc \ud568\uaed8 \uacc4\uc0b0\ud574 \uaca9\ucc28\ub97c \ud655\uc778\ud569\ub2c8\ub2e4. \uc14b\uc9f8, \uaca9\ucc28\uac00 \ud06c\uba74 \uc2e4\ud589 \uc804 \uc138\ubc95\ud574\uc11d \uc0ac\uc804\ub2f5\ubcc0\uc73c\ub85c \ubc29\uc5b4 \uc790\ub8cc\ub97c \ud655\ubcf4\ud569\ub2c8\ub2e4. \uc774 \uc138 \uac00\uc9c0\uac00 \uac16\ucdb0\uc9c0\uc9c0 \uc54a\uc740 \ud50c\ub79c\uc740 \uc2e4\ud589\uc744 \ubcf4\ub958\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<p><!-- \u2464 \uacb0\ub860 + CTA --><\/p>\n<h2>\uc815\ub9ac \u2014 \uc9c0\uae08 \uc774 \uad6c\uc870\ub97c \uac80\ud1a0\ud55c\ub2e4\uba74 \ubb34\uc5c7\ubd80\ud130 \ubd10\uc57c \ud558\ub294\uac00<\/h2>\n<p><strong>\uacfc\uac70\uc5d0 \ud1b5\ud588\ub358 \uad6c\uc870\uc778\uc9c0\uac00 \uc544\ub2c8\ub77c, \ud604\ud589 \uc870\ubb38\uc5d0\uc11c \uc0b4\uc544\ub0a8\ub294 \uad6c\uc870\uc778\uc9c0\uac00 \ud310\ub2e8 \uae30\uc900\uc785\ub2c8\ub2e4.<\/strong> \uc774 \uc0ac\ub840\uc758 \ud50c\ub79c\uc740 \uac1c\uc815 \uc804 \ud574\uc11d \uc544\ub798\uc5d0\uc11c\ub294 \uc138\ubd80\ub2f4\uc744 \uc808\ubc18 \uc774\ud558\ub85c \ub0ae\ucd9c \uac00\ub2a5\uc131\uc774 \uc788\uc5c8\uc9c0\ub9cc, \ud604\uc7ac\ub294 \ubd88\uade0\ub4f1\uac10\uc790\ub85c \uc790\ub140 \ubc95\uc778\uc774 \ubc1b\ub294 \uc774\uc775\uc774 1\uc5b5 \uc6d0 \uc774\uc0c1\uc774\uba74 \uc8fc\uc8fc\uc5d0\uac8c \uc99d\uc5ec\uc138\uac00 \uacfc\uc138\ub429\ub2c8\ub2e4. \uc2b9\uacc4 \uc124\uacc4\ub294 \uc774\uc81c \uc790\ubcf8\uac70\ub798 \ud55c \ubc88\uc73c\ub85c \ub05d\ub0b4\ub294 \ubc29\uc2dd\uc774 \uc544\ub2c8\ub77c, \uc0ac\uc804 \uc99d\uc5ec\u00b7\uac00\uc5c5\uc2b9\uacc4 \uc9c0\uc6d0\uc81c\ub3c4\u00b7\uc9c0\ubd84 \uc815\ub9ac \uc21c\uc11c\ub97c \ud568\uaed8 \uc124\uacc4\ud558\ub294 \uc885\ud569 \uac80\ud1a0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p class=\"vs-t\"><strong>\uacb0\ub860<\/strong><\/p>\n<p>\uc790\ub140 \ubc95\uc778 \ud65c\uc6a9 \uc2b9\uacc4 \uad6c\uc870\ub97c \uc81c\uc548\ubc1b\uc558\uac70\ub098 \uacfc\uac70 \uac80\ud1a0\uc548\uc744 \ub2e4\uc2dc \uc0b4\ub9ac\ub824\ub294 \ub300\ud45c\ub2d8\uc774\ub77c\uba74, \uc2e4\ud589 \uc804\uc5d0 \ud604\ud589 \ubc95\ub839 \uae30\uc900\uc758 \uc7ac\uac80\ud1a0\ub97c \uac70\uce58\uc2e4 \uc2dc\uc810\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"hoan-consult\"><strong>\ud638\uc548 \uc138\ubb34\ucee8\uc124\ud305\uc740 \uc2b9\uacc4 \uad6c\uc870\uc758 \uc808\uc138 \ud6a8\uacfc\uc640 \uacfc\uc138 \uc704\ud5d8\uc744 \ub450 \uc904\ub85c \ud568\uaed8 \uacc4\uc0b0\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/strong><\/p>\n<p>  <a class=\"hoan-cta-btn\" href=\"\/insights\/contact\/\">1:1 \uc0c1\ub2f4 \uc2e0\uccad \u2192<\/a>\n<\/div>\n<p><!-- \u2465 FAQ --><\/p>\n<h2>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div class=\"hoan-faq\">\n<details>\n<summary>\uc9c0\uae08\uc740 \ubd88\uade0\ub4f1\uac10\uc790 \uc2b9\uacc4\uac00 \uc804\uba74 \uae08\uc9c0\ub41c \uac83\uc778\uac00\uc694?<\/summary>\n<p>\uae08\uc9c0\uac00 \uc544\ub2c8\ub77c \uacfc\uc138 \ub300\uc0c1\uc774 \ub41c \uac83\uc785\ub2c8\ub2e4. \uac70\ub798 \uc790\uccb4\ub294 \uc0c1\ubc95 \uc808\ucc28\ub97c \uc9c0\ud0a4\uba74 \ud560 \uc218 \uc788\uc9c0\ub9cc, \uc790\ub140 \ubc95\uc778\uc774 \ubc1b\ub294 \uc774\uc775\uc774 1\uc5b5 \uc6d0 \uc774\uc0c1\uc774\uba74 \uadf8 \uc8fc\uc8fc\uc5d0\uac8c \uc99d\uc5ec\uc138\uac00 \uacfc\uc138\ub418\ubbc0\ub85c \uc808\uc138 \ubaa9\uc801\uc758 \uc2e4\uc775\uc774 \ud06c\uac8c \uc904\uc5c8\uc2b5\ub2c8\ub2e4. \uc138\ubd80\ub2f4\uc744 \ud3ec\ud568\ud55c \ucd1d\ube44\uc6a9\uc73c\ub85c \ub2e4\uc2dc \uacc4\uc0b0\ud574 \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>2025\ub144 3\uc6d4 \uc774\uc804\uc5d0 \uc774\ubbf8 \uc2e4\ud589\ud55c \uac70\ub798\ub294 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/summary>\n<p>3\uc7582\ud638 \uac1c\uc815\uaddc\uc815\uc740 2025\ub144 3\uc6d4 14\uc77c \uc774\ud6c4 \ud558\ub294 \uac70\ub798\ubd80\ud130 \uc801\uc6a9\ub429\ub2c8\ub2e4(\ubc95\ub960 \uc81c20777\ud638 \ubd80\uce59 \uc81c2\uc870). \ub2e4\ub9cc \uac1c\uc815 \uc804 \uac70\ub798\ub77c\uace0 \ud574\uc11c \ub2e4\ud23c\uc774 \uc5c6\ub2e4\ub294 \ub73b\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uac1c\uc815 \uc804 \uc0ac\uc548\uc5d0\ub3c4 \uc2e4\uc9c8\uacfc \ud3ec\uad04 \uaddc\uc815\uc744 \uadfc\uac70\ub85c \ud55c \uacfc\uc138 \uc2dc\ub3c4\uc640 \ubd88\ubcf5\uc774 \uc774\uc5b4\uc838 \uc654\uc73c\ubbc0\ub85c, \uc774\ubbf8 \uc2e4\ud589\ud55c \uad6c\uc870\ub77c\uba74 \ub2f9\uc2dc \uc0ac\uc2e4\uad00\uacc4\uc640 \uadfc\uac70 \uc790\ub8cc\ub97c \uc815\ub9ac\ud574 \ub450\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\ud2b9\uc815\ubc95\uc778\uc740 \uc5b4\ub5a4 \ubc95\uc778\uc744 \ub9d0\ud558\ub098\uc694?<\/summary>\n<p>\uc9c0\ubc30\uc8fc\uc8fc\ub4f1\uc758 \uc8fc\uc2dd\ubcf4\uc720\ube44\uc728\uc774 30% \uc774\uc0c1\uc778 \ubc95\uc778\uc785\ub2c8\ub2e4. \uc5ec\uae30\uc11c \uc9c0\ubc30\uc8fc\uc8fc\ub4f1\uc740 \uc9c0\ubc30\uc8fc\uc8fc\uc640 <strong>\uadf8 \uce5c\uc871<\/strong>\uc744 \ub9d0\ud558\uace0(\uc2dc\ud589\ub839 \uc81c34\uc870\uc7585 \uc81c5\ud56d), \uc9c0\ubc30\uc8fc\uc8fc\ub97c \ud310\uc815\ud560 \ub54c\uc758 \ubcf4\uc720\ub294 \uc9c1\uc811 \ubcf4\uc720\ubd84\ubfd0 \uc544\ub2c8\ub77c \ub2e4\ub978 \ubc95\uc778\uc744 \ud1b5\ud55c \uac04\uc811 \ubcf4\uc720\ubd84\uae4c\uc9c0 \ud3ec\ud568\ud574 \uacc4\uc0b0\ud569\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c1\ud56d\u00b7\uc81c34\uc870\uc7583). \uc790\ub140\ub4e4\uc774 \uc9c0\ubd84 \ub300\ubd80\ubd84\uc744 \uac00\uc9c4 \uac00\uc871 \ud22c\uc790\ubc95\uc778\uc740 \ub300\uccb4\ub85c \uc5ec\uae30\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \ud2b9\uc815\ubc95\uc778\uc774 \ud2b9\uc218\uad00\uacc4\uc778\uacfc\uc758 \uac70\ub798\ub85c \uc774\uc775\uc744 \ubc1b\uc73c\uba74, \ubc95\uc778\uc774 \uc544\ub2c8\ub77c \uadf8 \ub4a4\uc758 \uc8fc\uc8fc\uc5d0\uac8c \uc99d\uc5ec\uc138\ub97c \ub9e4\uae30\ub294 \uac83\uc774 \uc81c45\uc870\uc7585\uc758 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc138\ubc95\ud574\uc11d \uc0ac\uc804\ub2f5\ubcc0\uc740 \uc65c \ubc1b\uc544 \ub450\ub77c\uace0 \ud558\ub098\uc694?<\/summary>\n<p>\uc2e4\ud589 \uc804\uc5d0 \uacfc\uc138\ub2f9\uad6d\uc758 \uacf5\uc2dd \uc785\uc7a5\uc744 \uc11c\uba74\uc73c\ub85c \ud655\ubcf4\ud558\ub294 \uc81c\ub3c4\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc0ac\uc2e4\uad00\uacc4\ub97c \ud2b9\uc815\ud574 \ud68c\uc2e0\uc744 \ubc1b\uc73c\uba74 \uc774\ud6c4 \uc138\ubb34\uc870\uc0ac\uc5d0\uc11c \uc911\uc694\ud55c \ubc29\uc5b4 \uc790\ub8cc\uac00 \ub429\ub2c8\ub2e4. \ub2e4\ub9cc \uc774 \uc0ac\ub840\ucc98\ub7fc \ubc95\ub839\uc774 \uac1c\uc815\ub418\uba74 \uacfc\uac70 \ud68c\uc2e0\uc758 \uc804\uc81c\uac00 \uc0ac\ub77c\uc9c0\ubbc0\ub85c, \ud68c\uc2e0 \ub0a0\uc9dc\uc640 \ud604\ud589 \uc870\ubb38\uc744 \ud568\uaed8 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<\/div>\n<p>\ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00: <a href=\"\/insights\/family-business-inheritance-deduction-guide\/\">\uac00\uc5c5\uc0c1\uc18d\uacf5\uc81c \uc694\uac74\uacfc \uc0ac\ud6c4\uad00\ub9ac<\/a> \u00b7 <a href=\"\/insights\/nts-family-business-succession-consulting\/\">\uad6d\uc138\uccad \uac00\uc5c5\uc2b9\uacc4 \ucee8\uc124\ud305 \ud65c\uc6a9\ubc95<\/a> \u00b7 <a href=\"\/insights\/unlisted-stock-valuation-basics\/\">\ube44\uc0c1\uc7a5\uc8fc\uc2dd \ud3c9\uac00\uc758 \uae30\ubcf8 \uad6c\uc870<\/a><\/p>\n<p><!-- \u2466 \uadfc\uac70\u00b7\ucd9c\ucc98 --><\/p>\n<div class=\"hoan-sources\">\n<p><strong>\uadfc\uac70\u00b7\ucd9c\ucc98<\/strong><\/p>\n<p>\u00b7 \uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95 \uc81c45\uc870\uc7585 \uc81c1\ud56d\u00b7\uc81c2\ud56d(\ud2b9\uc815\ubc95\uc778\uacfc\uc758 \uac70\ub798\ub97c \ud1b5\ud55c \uc774\uc775\uc758 \uc99d\uc5ec \uc758\uc81c \u2014 \uc81c1\ud56d \uc81c3\ud638\uc7582 \uc2e0\uc124 = \ubc95\ub960 \uc81c20777\ud638, 2025.3.14. \uacf5\ud3ec\u00b7\uc2dc\ud589, \ubd80\uce59 \uc81c2\uc870 \uc801\uc6a9\ub840 \/ \uc81c2\ud56d = \uc9c1\uc811 \uc99d\uc5ec \uc2dc \uc99d\uc5ec\uc138 \uc0c1\ub2f9\uc561 \u2212 \ubc95\uc778\uc138 \uc0c1\ub2f9\uc561 \ucd08\uacfc\ubd84\uc740 \uc5c6\ub294 \uac83\uc73c\ub85c \ubd04 \/ \ub450 \uc0c1\ub2f9\uc561\uc758 \uacc4\uc0b0\uc740 \uac19\uc740 \ubc95 \uc2dc\ud589\ub839 \uc81c34\uc870\uc7585 \uc81c9\ud56d) \u2014 law.go.kr \ud604\ud589 \uc2dc\ud589\ubcf8(2026-01-02) \ub300\uc870, \ud655\uc778\uc77c 2026-07-31<br \/>\n\u00b7 \uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c34\uc870\uc7585 \uc81c2\ud56d\u00b7\uc81c5\ud56d \u2014 law.go.kr (\ud655\uc778\uc77c 2026-07-31)<br \/>\n\u00b7 \uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95 \uc81c26\uc870\u00b7\uc81c56\uc870(\uc138\uc728 \u2014 \uacfc\uc138\ud45c\uc900 30\uc5b5 \uc6d0 \ucd08\uacfc \uad6c\uac04 50% \ud3ec\ud568) \u2014 law.go.kr (\ud655\uc778\uc77c 2026-07-30)<br \/>\n\u00b7 \uad6d\uc138\uccad \uc138\ubc95\ud574\uc11d \uc0ac\uc804\ub2f5\ubcc0 \uc0ac\uc804-2022-\ubc95\uaddc\uc7ac\uc0b0-1318(2023.7.21.), \uc0ac\uc804-2023-\ubc95\uaddc\uc7ac\uc0b0-0250(2023.5.3.), \uc0ac\uc804-2023-\ubc95\uaddc\uc7ac\uc0b0-0276(2023.6.8.) \u2014 \uad6d\uc138\ubc95\ub839\uc815\ubcf4\uc2dc\uc2a4\ud15c (\ud655\uc778\uc77c 2026-07-31)<\/p>\n<p>\ubcf8 \uae00\uc740 \uc2e4\uc81c \uc0c1\ub2f4\uc744 \ubc14\ud0d5\uc73c\ub85c \uc7ac\uad6c\uc131\ud55c \uc0ac\ub840\ub85c, \uace0\uac1d \ubcf4\ud638\ub97c \uc704\ud574 \uc5c5\uc885\u00b7\uc218\uce58\u00b7\uac00\uc871\uad00\uacc4\ub97c \ubcc0\uacbd\ud588\uc2b5\ub2c8\ub2e4. \uc138\uc561\uc740 \ub2e8\uc21c\ud654\ud55c \uac00\uc815\uc5d0 \ub530\ub978 \uc608\uc2dc\uc774\uba70 \uac1c\ubcc4 \uc0ac\uc548\uc758 \uacb0\uacfc\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud638\uc548 \uc791\uc131\u00b7\uac80\uc218 \u00b7 \ucd5c\uc885 \uac80\uc218\uc77c 2026-07-31<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uc790\ub140 \ubc95\uc778\uc744 \uc8fc\uc8fc\ub85c \uc138\uc6b4 \ub4a4 \ubd80\ubaa8 \uc8fc\uc2dd\ub9cc \uc561\uba74\uac00\ub85c \uac10\uc790(\uc8fc\uc2dd\uc744 \ud68c\uc0ac\uac00 \uac70\ub450\uc5b4 \uc18c\uac01)\ud558\ub294 \uc2b9\uacc4 \ud50c\ub79c\uc740, 2025\ub144 3\uc6d4 \uc138\ubc95 \uac1c\uc815\uc73c\ub85c \uacfc\uc138 \ub300\uc0c1\uc774 \ub410\uc2b5\ub2c8\ub2e4. \uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95 \uc81c45\uc870\uc7585 \uc81c1\ud56d 3\uc7582\ud638\uac00 \uc2e0\uc124\ub418\uba74\uc11c(\ubc95\ub960 \uc81c20777\ud638, 2025.3.14. \uacf5\ud3ec\u00b7\uc2dc\ud589) &#8220;\ubd88\uade0\ub4f1 \uac10\uc790 \ub4f1 \uc790\ubcf8\uac70\ub798&#8221;\ub85c \uc790\ub140 \ubc95\uc778\uc774 \uc774\uc775\uc744 \ubc1b\uc73c\uba74 \uadf8 \uc8fc\uc8fc(\uc790\ub140)\uc5d0\uac8c \uc99d\uc5ec\uc138\ub97c \ub9e4\uae38 \uc218 \uc788\uac8c \ub410\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\ub840\uc5d0\uc11c \ud655\uc778\ud560 \uac83 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