{"id":5789,"date":"2026-09-14T10:15:00","date_gmt":"2026-09-14T01:15:00","guid":{"rendered":"https:\/\/hoantax.co.kr\/insights\/?p=5789"},"modified":"2026-10-13T11:38:45","modified_gmt":"2026-10-13T02:38:45","slug":"sobang-gongsaeop-gieopjindan","status":"publish","type":"post","link":"https:\/\/hoantax.co.kr\/insights\/sobang-gongsaeop-gieopjindan\/","title":{"rendered":"\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8, \uc790\ubcf8\uae08 1\uc5b5\uacfc 90\uc77c \uae30\uc900"},"content":{"rendered":"<div class=\"hoan-box hoan-summary\">\n<p class=\"vs-t\">\ud575\uc2ec\uc694\uc57d<\/p>\n<p><strong>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ub4f1\ub85d\uc744 \uc900\ube44 \uc911\uc774\ub77c\uba74 \uc9c4\ub2e8\uae30\uc900\uc77c\uc744 \uc2e0\uccad \uc804 90\uc77c \uad6c\uac04\uc5d0\uc11c \uace0\ub97c \uc218 \uc788\uc5b4 \uc138 \uc5c5\uc885 \uac00\uc6b4\ub370 \uac00\uc7a5 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/strong> \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8 \uc694\ub839 \uc81c4\uc870 \uc81c2\ud56d\uc740 \uc2e0\uaddc \ub4f1\ub85d\uc758 \uc9c4\ub2e8\uae30\uc900\uc77c\uc744 \ub4f1\ub85d\uc2e0\uccad \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0\ud558\uc5ec 90\uc77c \uc774\ub0b4\uc758 \uae30\uac04\uc73c\ub85c \uc815\ud569\ub2c8\ub2e4(\uc804\uae30 30\uc77c, \uc815\ubcf4\ud1b5\uc2e0 45\uc77c).<\/p>\n<p><strong>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ub4f1\ub85d\uae30\uc900<\/strong><\/p>\n<ul>\n<li>\uc790\ubcf8\uae08\uc740 \uc804\ubb38\u00b7\uc77c\ubc18 \ubaa8\ub450 \ubc95\uc778 1\uc5b5 \uc6d0 \uc774\uc0c1(\uac1c\uc778\uc740 \uc790\uc0b0\ud3c9\uac00\uc561 1\uc5b5 \uc6d0 \uc774\uc0c1)<\/li>\n<li>\ubcf4\uc99d \ud655\uc778\uc11c\ub294 \uc790\ubcf8\uae08 \uae30\uc900\uae08\uc561\uc758 100\ubd84\uc758 20 \uc774\uc0c1 \ub2f4\ubcf4\u00b7\uc608\uce58\u00b7\ucd9c\uc790(\uc2dc\ud589\ub839 \uc81c2\uc870 \uc81c2\ud56d)<\/li>\n<li>\uc9c4\ub2e8\uc790\uc5d0 \uacf5\uc778\ud68c\uacc4\uc0ac\u00b7\uc138\ubb34\uc0ac\uc640 \ud568\uaed8 <strong>\uc804\ubb38\uacbd\uc601\uc9c4\ub2e8\uae30\uad00<\/strong>\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4(\uc694\ub839 \uc81c4\uc870 \uc81c1\ud56d)<\/li>\n<\/ul>\n<p><strong>\uc8fc\uc758 \u2014 \uc790\ubcf8\uae08\uc740 \ucd5c\uadfc \uacb0\uc0b0\uc77c \uae30\uc900\uc785\ub2c8\ub2e4<\/strong><\/p>\n<ul>\n<li>\uc2dc\ud589\ub839 \ubcc4\ud45c 1 \ube44\uace0 3\uc740 \uc790\ubcf8\uae08\uc744 \ucd5c\uadfc \uacb0\uc0b0\uc77c \ud604\uc7ac\uc758 \ucd1d\uc790\uc0b0\uc5d0\uc11c \ucd1d\ubd80\ucc44\ub97c \ube80 \uae08\uc561\uc73c\ub85c \uc815\uc758\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc0c8\ub85c \ub4f1\ub85d\ud558\ub294 \uc790\ub9cc \uae30\uc5c5\uc9c4\ub2e8\uae30\uc900\uc77c \ud604\uc7ac\ub97c \uae30\uc900\uc73c\ub85c \ubd05\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p class=\"hoan-byline\">\uc138\ubb34\ubc95\uc778 \ud638\uc548 \uc791\uc131 \u00b7 \uac80\uc218 \uae40\ud574\uc778 \uc138\ubb34\uc0ac \u00b7 \ucd5c\uc885 \uac80\uc218\uc77c 2026-09-14 \u00b7 <strong>2026\ub144 9\uc6d4 \uae30\uc900<\/strong> \uc138\ubc95\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p><strong>\uc774\ub7f0 \ub300\ud45c\ub2d8\uaed8 \uad8c\ud569\ub2c8\ub2e4.<\/strong><\/p>\n<ul>\n<li>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ub4f1\ub85d\uc744 \uc900\ube44\ud558\uba70 \uc790\ubcf8\uae08 \uc2dc\uc810\uc744 \ub9de\ucdb0\uc57c \ud558\ub294 \ub300\ud45c\ub2d8<\/li>\n<li>\uc804\uae30 \ub610\ub294 \uc815\ubcf4\ud1b5\uc2e0 \uba74\ud5c8\ub97c \ud568\uaed8 \ubcf4\uc720\ud574 \uae30\uc900\uc774 \ud5f7\uac08\ub9ac\uc2dc\ub294 \ub300\ud45c\ub2d8<\/li>\n<li>\uacb0\uc0b0 \uc7ac\ubb34\uc81c\ud45c\uc0c1 \uc790\ubcf8\uae08\uc740 \ub118\ub294\ub370 \uc9c4\ub2e8\uc5d0\uc11c \ubbf8\ub2ec \ud310\uc815\uc744 \ubc1b\uc544 \ubcf4\uc2e0 \ub300\ud45c\ub2d8<\/li>\n<\/ul>\n<\/div>\n<p><strong>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uc758 \uc790\ubcf8\uae08\uc740 \ub4f1\ub85d \uc2dc\uc810\uacfc \ub4f1\ub85d \uc774\ud6c4\ub97c \ub2e4\ub978 \uae30\uc900\uc73c\ub85c \ubd05\ub2c8\ub2e4.<\/strong> \uc0c8\ub85c \ub4f1\ub85d\ud560 \ub54c\ub294 \uae30\uc5c5\uc9c4\ub2e8\uae30\uc900\uc77c \ud604\uc7ac\uc758 \ucd1d\uc790\uc0b0\uc5d0\uc11c \ucd1d\ubd80\ucc44\ub97c \ube80 \uae08\uc561\uc73c\ub85c \ud310\uc815\ud558\uc9c0\ub9cc, \ub4f1\ub85d\uc744 \ub9c8\uce5c \ub4a4\uc5d0\ub294 \ucd5c\uadfc \uacb0\uc0b0\uc77c \ud604\uc7ac\uac00 \uae30\uc900\uc774 \ub429\ub2c8\ub2e4. \uae30\uc5c5\uc9c4\ub2e8\uc740 \uc18c\ubc29\uccad \uace0\uc2dc\uc778 \u300c\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8 \uc694\ub839\u300d\uc744 \ub530\ub974\uba70, \uc804\uae30\uacf5\uc0ac\uc5c5\uc774\ub098 \uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5\uacfc\ub294 \uadfc\uac70 \uace0\uc2dc\uac00 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<h2>\uc5b8\uc81c \uae30\uc5c5\uc9c4\ub2e8\uc744 \ubc1b\ub294\uac00<\/h2>\n<p>\ub4f1\ub85d\uc744 \uc0c8\ub85c \uc2e0\uccad\ud560 \ub54c, \uc0ac\uc5c5\uc744 \uc591\ub3c4\u00b7\uc591\uc218\ud558\uac70\ub098 \ubc95\uc778\uc774 \ud569\ubcd1\ud560 \ub54c, \uc790\ubcf8\uae08\uc774 \ubcc0\ub3d9\ud588\uc744 \ub54c \ubc1b\uc2b5\ub2c8\ub2e4. \uc694\ub839 \uc81c4\uc870 \uc81c2\ud56d\uc774 \uc774 \ub124 \uac00\uc9c0\ub97c \uc9c4\ub2e8\uae30\uc900\uc77c \uc0ac\uc720\ub85c \uc5f4\uac70\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc2e0\uaddc \ub4f1\ub85d \uc9c4\ub2e8\uae30\uc900\uc77c 90\uc77c<\/h3>\n<p>\uc2e0\uaddc \ub4f1\ub85d\uc758 \uc9c4\ub2e8\uae30\uc900\uc77c\uc740 <strong>\ub4f1\ub85d\uc2e0\uccad \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0\ud558\uc5ec 90\uc77c \uc774\ub0b4\uc758 \uae30\uac04<\/strong>\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uc2e0\uc124\ubc95\uc778\uc758 \uacbd\uc6b0\uc5d0\ub294 \uc124\ub9bd\ub4f1\uae30\uc77c\uc744 \uc9c4\ub2e8\uae30\uc900\uc77c\ub85c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c \uc2e0\uc124\ubc95\uc778\uc774\ub780 \ubc95\uc778\uc124\ub9bd\ub4f1\uae30\uc77c\ubd80\ud130 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ub4f1\ub85d\uc2e0\uccad \uc811\uc218\uc77c\uae4c\uc9c0 90\uc77c\uc774 \uc9c0\ub098\uc9c0 \uc54a\uace0 \ubcc4\ub3c4\uc758 \uc601\uc5c5\uc2e4\uc801\uc774 \uc5c6\ub294 \ubc95\uc778\uc744 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc591\ub3c4\u318d\uc591\uc218\uc640 \ud569\ubcd1<\/h3>\n<p>\uc591\ub3c4\u00b7\uc591\uc218\ub294 \uc591\ub3c4\u00b7\uc591\uc218 \uacc4\uc57d\uc77c\uc774 \uc9c4\ub2e8\uae30\uc900\uc77c\uc774\uba70, \ubd84\ud560 \ub610\ub294 \ubd84\ud560\ud569\ubcd1\uc5d0 \ub530\ub978 \uc591\ub3c4\u00b7\uc591\uc218\uc778 \uacbd\uc6b0\uc5d0\ub294 \uadf8 \ub4f1\uae30\uc77c\uc785\ub2c8\ub2e4. \ubc95\uc778\ud569\ubcd1\uc740 \ubc95\uc778\ud569\ubcd1 \ub4f1\uae30\uc77c\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc790\ubcf8\uae08 \ubcc0\uacbd<\/h3>\n<p>\uc790\ubcf8\uae08\uc774 \ubcc0\ub3d9\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc790\ubcf8\uae08 \ubcc0\uacbd\uc77c\uc774 \uae30\uc900\uc77c\uc774\uace0, \ubc95\uc778\uc778 \uacbd\uc6b0\uc5d0\ub294 \ubcc0\uacbd\ub4f1\uae30\uc77c\uc785\ub2c8\ub2e4. \uc99d\uc790\ub85c \ub4f1\ub85d\uae30\uc900\uc744 \ub9de\ucd98 \ubc95\uc778\uc774\ub77c\uba74 \ubcc0\uacbd\ub4f1\uae30\uc77c \ud604\uc7ac\uc758 \uc2e4\uc9c8\uc790\ubcf8\uae08\uc774 \ud3c9\uac00 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--law\">\n<details>\n<summary><strong>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8 \uc694\ub839 \uc81c4\uc870<\/strong> \u2014 \uc9c4\ub2e8\uc790 \ubc0f \uc9c4\ub2e8\uae30\uc900\uc77c<\/summary>\n<p>\u2460 \uc9c4\ub2e8\uc740 \ub2e4\uc74c \uac01 \ud638\uc758 \uc5b4\ub290 \ud558\ub098\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790(\uc774\ud558 &#8220;\uc9c4\ub2e8\uc790&#8221;\ub77c \ud55c\ub2e4)\uac00 \uc2e4\uc2dc\ud55c\ub2e4.<br \/>1. \u300c\uacf5\uc778\ud68c\uacc4\uc0ac\ubc95\u300d \uc81c7\uc870\uc5d0 \ub530\ub77c \uae08\uc735\uc704\uc6d0\ud68c\uc5d0 \ub4f1\ub85d\ud55c \uacf5\uc778\ud68c\uacc4\uc0ac<br \/>2. \u300c\uc138\ubb34\uc0ac\ubc95\u300d \uc81c6\uc870\uc5d0 \ub530\ub77c \uae30\ud68d\uc7ac\uc815\ubd80\uc5d0 \ub4f1\ub85d\ud55c \uc138\ubb34\uc0ac<br \/>3. \u300c\uac74\uc124\uc0b0\uc5c5\uae30\ubcf8\ubc95\u300d \uc81c49\uc870\uc81c2\ud56d\uc5d0 \ub530\ub978 \uc804\ubb38\uacbd\uc601\uc9c4\ub2e8\uae30\uad00<\/p>\n<p>\u2461 \uc9c4\ub2e8\uae30\uc900\uc77c\uc740 \ub2e4\uc74c \uac01 \ud638\uc640 \uac19\ub2e4.<br \/>1. \uc2e0\uaddc\ub4f1\ub85d: \ub4f1\ub85d\uc2e0\uccad\uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0\ud558\uc5ec 90\uc77c \uc774\ub0b4\uc758 \uae30\uac04. \ub2e4\ub9cc, \uc2e0\uc124\ubc95\uc778(\ubc95\uc778\uc124\ub9bd\ub4f1\uae30\uc77c\ubd80\ud130 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ub4f1\ub85d\uc2e0\uccad \uc811\uc218\uc77c\uae4c\uc9c0 90\uc77c\uc774 \uacbd\uacfc\ub418\uc9c0 \uc544\ub2c8\ud558\uace0 \ubcc4\ub3c4\uc758 \uc601\uc5c5\uc2e4\uc801\uc774 \uc5c6\ub294 \ubc95\uc778\uc744 \ub9d0\ud55c\ub2e4)\uc758 \uacbd\uc6b0\uc5d0\ub294 \uc124\ub9bd\ub4f1\uae30\uc77c\uc744 \uc9c4\ub2e8\uae30\uc900\uc77c\ub85c \ud55c\ub2e4.<br \/>2. \uc591\ub3c4\u00b7\uc591\uc218: \uc591\ub3c4\u00b7\uc591\uc218 \uacc4\uc57d\uc77c(\ubd84\ud560 \ub610\ub294 \ubd84\ud560\ud569\ubcd1\uc5d0 \ub530\ub978 \uc591\ub3c4\u00b7\uc591\uc218\uc758 \uacbd\uc6b0\uc5d0\ub294 \uadf8 \ub4f1\uae30\uc77c)<br \/>3. \ubc95\uc778\ud569\ubcd1: \ubc95\uc778\ud569\ubcd1 \ub4f1\uae30\uc77c<br \/>4. \uc790\ubcf8\uae08 \ubcc0\uacbd: \uc790\ubcf8\uae08 \ubcc0\uacbd\uc77c(\ubc95\uc778\uc778 \uacbd\uc6b0\uc5d0\ub294 \ubcc0\uacbd\ub4f1\uae30\uc77c)<\/p>\n<\/details>\n<\/div>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/A-5.png\" alt=\"\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ub4f1\ub85d\uc2e0\uccad\uc77c\uc5d0\uc11c \uc5ed\uc0b0\ud55c 90\uc77c \uc9c4\ub2e8\uae30\uc900\uc77c \uc120\ud0dd \uad6c\uac04\uacfc \uadf8 \uc548\uc5d0\uc11c \uae30\uc900\uc77c \uc804\uc77c\ubd80\ud130 \ub2e4\uc2dc \uc5ed\uc0b0\ud558\ub294 20\uc77c \uc608\uae08 \ud3c9\uc794 \uad6c\uac04\uc758 \uad00\uacc4\" class=\"wp-image-5790\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/A-5.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/A-5-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/A-5-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/A-5-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">90\uc77c \uc548\uc5d0\uc11c \uae30\uc900\uc77c\uc744 \uace0\ub978 \ub4a4, \uadf8 \uc804\uc77c\ubd80\ud130 20\uc77c \ud3c9\uc794\uc774 \ub2e4\uc2dc \uacc4\uc0b0\ub429\ub2c8\ub2e4.<\/figcaption><\/figure>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5<\/th>\n<th>\uc804\uae30\uacf5\uc0ac\uc5c5<\/th>\n<th>\uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uadfc\uac70 \uace0\uc2dc<\/td>\n<td>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8 \uc694\ub839<br \/>(\uc18c\ubc29\uccad)<\/td>\n<td>\uc804\uae30\uacf5\uc0ac\uc5c5\uc6b4\uc601\uc694\ub839<br \/>(\uae30\ud6c4\uc5d0\ub108\uc9c0\ud658\uacbd\ubd80)<\/td>\n<td>\uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8\uc694\uac15<br \/>(\uacfc\ud559\uae30\uc220\uc815\ubcf4\ud1b5\uc2e0\ubd80)<\/td>\n<\/tr>\n<tr>\n<td>\uc2e0\uaddc \ub4f1\ub85d \uc9c4\ub2e8\uae30\uc900\uc77c<\/td>\n<td>\ub4f1\ub85d\uc2e0\uccad \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 <strong>90\uc77c<\/strong> \uc774\ub0b4<\/td>\n<td>\ub4f1\ub85d\uc2e0\uccad \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 <strong>30\uc77c<\/strong> \uc774\ub0b4<\/td>\n<td>\uc2e0\uccad\uc77c \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 <strong>45\uc77c<\/strong> \uc774\ub0b4<\/td>\n<\/tr>\n<tr>\n<td>\uc608\uae08 \ud3c9\uac00<\/td>\n<td>\uc9c4\ub2e8\uae30\uc900\uc77c \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 20\uc77c<\/td>\n<td>\uc9c4\ub2e8\uae30\uc900\uc77c \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 20\uc77c<\/td>\n<td>\uc9c4\ub2e8\uae30\uc900\uc77c \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 20\uc77c<\/td>\n<\/tr>\n<tr>\n<td>\ub4f1\ub85d\uae30\uc900 \uc790\ubcf8\uae08<\/td>\n<td><strong>1\uc5b5 \uc6d0<\/strong>(\uc804\ubb38\u318d\uc77c\ubc18 \ub3d9\uc77c)<\/td>\n<td>1\uc5b5 5\ucc9c\ub9cc \uc6d0<\/td>\n<td>1\uc5b5 5\ucc9c\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\ubcf4\uc99d \ub2f4\ubcf4 \ube44\uc728<\/td>\n<td>\uc790\ubcf8\uae08 \uae30\uc900\uae08\uc561\uc758 <strong>100\ubd84\uc758 20<\/strong><\/td>\n<td>\uc790\ubcf8\uae08 \uae30\uc900\uae08\uc561\uc758 <strong>100\ubd84\uc758 25<\/strong><\/td>\n<td>\uc790\ubcf8\uae08 \uae30\uc900\uae08\uc561\uc758 <strong>100\ubd84\uc758 10<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uc9c4\ub2e8\uc790<\/td>\n<td>\uacf5\uc778\ud68c\uacc4\uc0ac\u318d\uc138\ubb34\uc0ac\u318d<strong>\uc804\ubb38\uacbd\uc601\uc9c4\ub2e8\uae30\uad00<\/strong><\/td>\n<td>\uacf5\uc778\ud68c\uacc4\uc0ac\u318d\uacbd\uc601\uc9c0\ub3c4\uc0ac\u318d\uc9c0\uc815\uae30\uad00\u318d\uc138\ubb34\uc0ac<\/td>\n<td>\uacf5\uc778\ud68c\uacc4\uc0ac\u318d\uacbd\uc601\uc9c0\ub3c4\uc0ac\u318d\uc138\ubb34\uc0ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\ub4f1\ub85d\uae30\uc900\uc740 \ubb34\uc5c7\uc778\uac00<\/h2>\n<p>\uae30\uc220\uc778\ub825\uacfc \uc790\ubcf8\uae08, \uadf8\ub9ac\uace0 \ubcf4\uc99d \ud655\uc778\uc11c\uc785\ub2c8\ub2e4. \uc790\ubcf8\uae08\uc740 \uc804\ubb38\uacfc \uc77c\ubc18\uc744 \uac00\ub9ac\uc9c0 \uc54a\uace0 \ubc95\uc778 1\uc5b5 \uc6d0 \uc774\uc0c1\uc774\uba70, \uc601\uc5c5\ubc94\uc704\ub294 \uae30\uc220\uc778\ub825 \uad6c\uc131\uc5d0 \ub530\ub77c \uac08\ub9bd\ub2c8\ub2e4.<\/p>\n<h3>\uc790\ubcf8\uae08 1\uc5b5 \uc6d0<\/h3>\n<p>\uc804\ubb38 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uacfc \uc77c\ubc18 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ubaa8\ub450 \ubc95\uc778\uc740 1\uc5b5 \uc6d0 \uc774\uc0c1, \uac1c\uc778\uc740 \uc790\uc0b0\ud3c9\uac00\uc561 1\uc5b5 \uc6d0 \uc774\uc0c1\uc785\ub2c8\ub2e4(\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\ubc95 \uc2dc\ud589\ub839 [\ubcc4\ud45c 1]). \uc804\uae30\uacf5\uc0ac\uc5c5\uacfc \uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5\uc774 1\uc5b5 5\ucc9c\ub9cc \uc6d0\uc778 \uac83\uacfc \ube44\uad50\ud558\uba74 \ub0ae\uc740 \ud3b8\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uae30\uc220\uc778\ub825 \uad6c\uc131<\/h3>\n<p>\uc804\ubb38 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uc740 \uc8fc\ub41c \uae30\uc220\uc778\ub825\uc73c\ub85c \uc18c\ubc29\uae30\uc220\uc0ac \ub610\ub294 \uae30\uacc4\ubd84\uc57c\uc640 \uc804\uae30\ubd84\uc57c \uc18c\ubc29\uc124\ube44\uae30\uc0ac \uac01 1\uba85 \uc774\uc0c1(\uc591 \ubd84\uc57c \uc790\uaca9\uc744 \ud568\uaed8 \ucde8\ub4dd\ud55c \uc0ac\ub78c 1\uba85 \uc774\uc0c1)\uacfc \ubcf4\uc870\uae30\uc220\uc778\ub825 2\uba85 \uc774\uc0c1\uc744 \uac16\ucdb0\uc57c \ud569\ub2c8\ub2e4. \uc77c\ubc18 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uc740 \uae30\uacc4\ubd84\uc57c\uc640 \uc804\uae30\ubd84\uc57c\ub85c \ub098\ub258\uba70, \uac01 \ubd84\uc57c\ub9c8\ub2e4 \uc8fc\ub41c \uae30\uc220\uc778\ub825 1\uba85\uacfc \ubcf4\uc870\uae30\uc220\uc778\ub825 1\uba85 \uc774\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ubcf4\uc99d \ud655\uc778\uc11c 100\ubd84\uc758 20<\/h3>\n<p>\ub4f1\ub85d\uc744 \ud558\ub824\ub294 \uc790\ub294 \ubcc4\ud45c 1\uc758 \uae30\uc900\uc744 \uac16\ucd98 \ub4a4, \uc18c\ubc29\uccad\uc7a5\uc774 \uc9c0\uc815\ud558\ub294 \uae08\uc735\ud68c\uc0ac \ub610\ub294 <strong>\uc18c\ubc29\uc0b0\uc5c5\uacf5\uc81c\uc870\ud569<\/strong>\uc774 \uc790\ubcf8\uae08 \uae30\uc900\uae08\uc561\uc758 100\ubd84\uc758 20 \uc774\uc0c1\uc5d0 \ud574\ub2f9\ud558\ub294 \uae08\uc561\uc758 \ub2f4\ubcf4\ub97c \uc81c\uacf5\ubc1b\uac70\ub098 \ud604\uae08\uc758 \uc608\uce58 \ub610\ub294 \ucd9c\uc790\ub97c \ubc1b\uc740 \uc0ac\uc2e4\uc744 \uc99d\uba85\ud574 \ubc1c\ud589\ud558\ub294 \ud655\uc778\uc11c\ub97c \uc2dc\u00b7\ub3c4\uc9c0\uc0ac\uc5d0\uac8c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4(\uc2dc\ud589\ub839 \uc81c2\uc870 \uc81c2\ud56d). \uc790\ubcf8\uae08 \uae30\uc900\uc774 1\uc5b5 \uc6d0\uc774\uba74 2\ucc9c\ub9cc \uc6d0\uc774 \uae30\uc900\uc120\uc785\ub2c8\ub2e4. \uc2dc\u00b7\ub3c4\uc9c0\uc0ac\ub294 \uc774 \ud655\uc778\uc11c\ub97c \uc81c\ucd9c\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \ub4f1\ub85d\uc744 \uac70\ubd80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c3\ud56d \uc81c2\ud638).<\/p>\n<h2>\uc790\ubcf8\uae08\uc744 \ubcf4\ub294 \uc2dc\uc810<\/h2>\n<p>\ub4f1\ub85d\uc744 \ub9c8\uce5c \ub4a4\uc5d0\ub294 \ucd5c\uadfc \uacb0\uc0b0\uc77c \ud604\uc7ac\uac00 \uae30\uc900\uc774\uace0, \uc0c8\ub85c \ub4f1\ub85d\ud558\ub294 \uacbd\uc6b0\uc5d0\ub9cc \uae30\uc5c5\uc9c4\ub2e8\uae30\uc900\uc77c \ud604\uc7ac\ub97c \ubd05\ub2c8\ub2e4. \ub450 \uc2dc\uc810\uc774 \ub2e4\ub974\ub2e4\ub294 \uc810\uc774 \uc2e4\ubb34\uc5d0\uc11c \uc790\uc8fc \ud63c\ub3d9\ub418\ub294 \uc9c0\uc810\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ucd5c\uadfc \uacb0\uc0b0\uc77c\uacfc \uc9c4\ub2e8\uae30\uc900\uc77c<\/h3>\n<p>\uc2dc\ud589\ub839 [\ubcc4\ud45c 1] \ube44\uace0 3\uc740 \uc790\ubcf8\uae08(\uc790\uc0b0\ud3c9\uac00\uc561)\uc744 &#8220;\ud574\ub2f9 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uc758 <strong>\ucd5c\uadfc \uacb0\uc0b0\uc77c \ud604\uc7ac<\/strong>(\uc0c8\ub85c \ub4f1\ub85d\ud55c \uc790\ub294 \ub4f1\ub85d\uc744 \uc704\ud55c <strong>\uae30\uc5c5\uc9c4\ub2e8\uae30\uc900\uc77c \ud604\uc7ac<\/strong>)\uc758 \ucd1d\uc790\uc0b0\uc5d0\uc11c \ucd1d\ubd80\ucc44\ub97c \ube80 \uae08\uc561&#8221;\uc73c\ub85c \uc815\uc758\ud569\ub2c8\ub2e4. \ub4f1\ub85d \uc774\ud6c4 \uc790\ubcf8\uae08 \uc720\uc9c0 \uc5ec\ubd80\ub294 \uacb0\uc0b0 \uc7ac\ubb34\uc81c\ud45c\ub85c \ud310\uc815\ub41c\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uacb8\uc5c5 \uc2dc \ucc28\uac10<\/h3>\n<p>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uc678\uc758 \ub2e4\ub978 \uc5c5\uc744 \ud568\uaed8 \ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc790\ubcf8\uae08\uc5d0\uc11c <strong>\uacb8\uc5c5 \ube44\uc728\uc5d0 \ud574\ub2f9\ud558\ub294 \uae08\uc561\uc744 \ube80 \uae08\uc561<\/strong>\uc744 \uc790\ubcf8\uae08\uc73c\ub85c \ubd05\ub2c8\ub2e4(\uac19\uc740 \ube44\uace0). \uacb8\uc5c5\ube44\uc728\uc740 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uacfc \uacb8\uc5c5\uc0ac\uc5c5\uc758 \uc218\uc785\uae08\uc561 \ube44\uc728, \uc720\ud615\uc790\uc0b0 \uae08\uc561 \ube44\uc728, \ub2e4\ub978 \ubc95\ub839\uc5d0 \uae30\uc900\uc790\ubcf8\uae08\uc774 \uc815\ud574\uc9c4 \uacbd\uc6b0 \uadf8 \uae30\uc900\uc790\ubcf8\uae08 \ube44\uc728 \uac00\uc6b4\ub370 \ud558\ub098\ub97c \uc120\ud0dd\ud574 \uc801\uc6a9\ud569\ub2c8\ub2e4(\uc694\ub839 \uc81c12\uc870 \uc81c2\ud56d \uc81c3\ud638).<\/p>\n<h3>\uad6c\ubd84 \uacc4\ub9ac\uc758 \uc2e4\uc775<\/h3>\n<p>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uacfc \uadf8 \ubc16\uc758 \uc0ac\uc5c5\uc744 \uad6c\ubd84 \uacc4\ub9ac\ud558\uba74 \uad6c\ubd84\ub41c \uc790\uc0b0\uacfc \ubd80\ucc44\ub85c \uacb8\uc5c5\uc790\uc0b0\u00b7\uacb8\uc5c5\ubd80\ucc44\ub97c \uacc4\uc0b0\ud558\uace0, \uad6c\ubd84 \uacc4\ub9ac\ud558\uc9c0 \uc54a\uc73c\uba74 \uc790\uc0b0\ucd1d\uacc4\uc640 \ubd80\ucc44\ucd1d\uacc4\uc5d0 \uacb8\uc5c5\ube44\uc728\uc744 \uc801\uc6a9\ud569\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c2\ud56d \uc81c2\ud638\u00b7\uc81c3\ud638). \uc804\uae30 \ub610\ub294 \uc815\ubcf4\ud1b5\uc2e0 \uba74\ud5c8\ub97c \ud568\uaed8 \ubcf4\uc720\ud55c \ubc95\uc778\uc774\ub77c\uba74 \uad6c\ubd84 \uacc4\ub9ac \uc5ec\ubd80\uac00 \uc2e4\uc9c8\uc790\ubcf8\uae08\uc744 \uc88c\uc6b0\ud569\ub2c8\ub2e4.<\/p>\n<h2>\uc2e4\uc9c8\uc790\ubcf8\uae08\uc5d0\uc11c \ubb34\uc5c7\uc774 \ube60\uc9c0\ub294\uac00<\/h2>\n<p>\uac00\uc9c0\uae09\uae08\uacfc \ub300\uc5ec\uae08\uc774 \uba3c\uc800 \ube60\uc9c0\uace0, \ud55c\ub3c4\ub97c \ub118\ub294 \ud604\uae08\uacfc \uc624\ub798\ub41c \ub9e4\ucd9c\ucc44\uad8c\uc774 \uc774\uc5b4\uc9d1\ub2c8\ub2e4. \uc694\ub839 \uc81c8\uc870\uac00 \ubd80\uc2e4\uc790\uc0b0\uc744 \uc5f4\uac70\ud558\uace0 \uc81c10\uc870\uac00 \ud56d\ubaa9\ubcc4 \ud3c9\uac00 \ubc29\ubc95\uc744 \uc815\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uac00\uc9c0\uae09\uae08\uc758 \uae09\uc5ec\uc120\uae09 \ud55c\ub3c4<\/h3>\n<p>\uac00\uc9c0\uae09\uae08\uc740 <strong>\uae09\uc5ec\uc120\uae09\uc778 \uacbd\uc6b0\uc5d0\ub9cc<\/strong> \ud574\ub2f9 \uc784\uc9c1\uc6d0\uc758 1\uac1c\uc6d4 \uae09\uc5ec\uc561 \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc778\uc815\ud558\uace0, \ucd08\uacfc\ud558\ub294 \uae08\uc561\uc740 \ubd80\uc2e4\uc790\uc0b0\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4(\uc694\ub839 \uc81c10\uc870 \uc81c3\ud56d). \ub300\ud45c\uc774\uc0ac \uc6d4 \uae09\uc5ec\uac00 400\ub9cc \uc6d0\uc774\uba74 \uae09\uc5ec\uc120\uae09 \uc131\uaca9\uc758 \uac00\uc9c0\uae09\uae08 400\ub9cc \uc6d0\uae4c\uc9c0\ub9cc \uc790\uc0b0\uc73c\ub85c \ub0a8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc7a5\ub2e8\uae30\ub300\uc5ec\uae08\uc758 \uacb8\uc5c5\uc790\uc0b0 \ucc98\ub9ac<\/h3>\n<p>\uc7a5\ub2e8\uae30\ub300\uc5ec\uae08\uc740 \uc804\uc561 \uacb8\uc5c5\uc790\uc0b0\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c4\ud56d). \uc885\uc5c5\uc6d0\uc5d0 \ub300\ud55c \uc8fc\ud0dd\uc790\uae08\uacfc \uc6b0\ub9ac\uc0ac\uc8fc\uc870\ud569\uc5d0 \ub300\uc5ec\ud55c \uac83\ub9cc \uc608\uc678\uc785\ub2c8\ub2e4. \uac00\uc9c0\uae09\uae08\uc744 \ub300\uc5ec\uae08 \uacc4\uc815\uc73c\ub85c \uc62e\uaca8\ub3c4 \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>1\ub144 \uacbd\uacfc \ub9e4\ucd9c\ucc44\uad8c<\/h3>\n<p>\ubc1c\uc0dd\uc77c\ubd80\ud130 1\ub144 \uc774\uc0c1 \uacbd\uacfc\ud55c \ub9e4\ucd9c\ucc44\uad8c \ub4f1\uc740 \ubd80\uc2e4\uc790\uc0b0\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c2\ud56d \uc81c2\ud638). \ub2e4\ub9cc \ucc44\ubb34\uc790\uac00 \uad6d\uac00, \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4, \uacf5\uacf5\uae30\uad00\uc6b4\uc601\ubc95 \uc81c4\uc870\uc5d0 \ub530\ub77c \uacf5\uacf5\uae30\uad00\uc73c\ub85c \uc9c0\uc815\ub41c \uae30\uad00\uc778 \uacbd\uc6b0\ub294 \uc81c\uc678\ud569\ub2c8\ub2e4. \uc7a5\u00b7\ub2e8\uae30 \ub9e4\ucd9c\ucc44\uad8c\uacfc \ubbf8\uc218\uae08 \ub4f1\uc740 \uac70\ub798\ucc98\uc758 \ucc44\ubb34\uc99d\uba85\uc5d0 \ub530\ub974\ub418 \uc138\uae08\uacc4\uc0b0\uc11c\ub97c \ud655\uc778\ud558\uba70, \ubc95\uc778\uc138\ubc95\uc0c1 \ub300\uc190\ucda9\ub2f9\uae08 \uc124\uc815\ud55c\ub3c4\uc561\uc5d0 \ubbf8\ub2ec\ud558\uba74 \uadf8 \ubbf8\ub2ec\uc561\uc744 \ucc28\uac10\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacf5\uc0ac\ub300\uae08\uc744 \ubc1b\uc744 \ub54c \uc138\uae08\uacc4\uc0b0\uc11c\uac00 \uc544\ub2c8\ub77c \uacc4\uc0b0\uc11c\ub97c \ub04a\uc5b4\uc57c \ud558\ub294 \uba74\uc138 \uacf5\uc0ac\uac00 \uc5b4\ub5a4 \uacbd\uc6b0\uc778\uc9c0\ub294 <a href=\"https:\/\/hoantax.co.kr\/insights\/gungmin-jutaek-geonseol-yongyeok-myeonse\/\">\uad6d\ubbfc\uc8fc\ud0dd \uac74\uc124\uc6a9\uc5ed\uc758 \uba74\uc138 \uc694\uac74<\/a>\uc5d0\uc11c \ub530\ub85c \ub2e4\ub918\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uadf8 \ubc16\uc758 \ubd80\uc2e4\uc790\uc0b0<\/h3>\n<p>\uc790\uc0b0\uc758 \uacfc\ub300\ud3c9\uac00\uc5d0 \ub530\ub978 \uac00\uacf5\uc790\uc0b0, \uc9c4\ub2e8\uc744 \ubc1b\ub294 \uc790\uc758 \uc18c\uc720\uac00 \uc544\ub2cc \uc790\uc0b0, \ub300\uc190\ucc98\ub9ac\ud574\uc57c \ud560 \uc790\uc0b0, \ube44\uc720\ub3d9 \ubb34\ud615\uc790\uc0b0(\uc0ac\uc6a9\uc218\uc775\uae30\ubd80\uc790\uc0b0\uc740 \uc81c\uc678), \uc120\uae09\ube44\uc6a9, \uae30\uc5c5\ud68c\uacc4\uae30\uc900\uc5d0 \ub530\ub77c \ube44\uc6a9\uc73c\ub85c \uacc4\uc0c1\ud574\uc57c \ud560 \uae08\uc561\uc774 \uc790\uc0b0\uc73c\ub85c \uacc4\uc0c1\ub41c \uae08\uc561\uc774 \ubd80\uc2e4\uc790\uc0b0\uc785\ub2c8\ub2e4(\uc694\ub839 \uc81c8\uc870). \ubd80\ub3c4\uc5b4\uc74c\ub3c4 \ubd80\uc2e4\uc790\uc0b0\uc774\uc9c0\ub9cc <strong>\ub2f4\ubcf4\uac00 \uc124\uc815\ub41c \uacbd\uc6b0 \ud68c\uc218 \uac00\ub2a5\ud55c \uae08\uc561\uc740 \uc81c\uc678<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc18c\ubc29\uc0b0\uc5c5\uacf5\uc81c\uc870\ud569 \ucd9c\uc790\uae08<\/h3>\n<p>\uc18c\ubc29\uc0b0\uc5c5\uacf5\uc81c\uc870\ud569\uacfc \uc18c\ubc29\uccad\uc7a5\uc774 \uc9c0\uc815\ud558\ub294 \uae08\uc735\ud68c\uc0ac\uc5d0 \ub300\ud55c \ucd9c\uc790\uae08\uc740 \uae30\uc900\uc77c \ud604\uc7ac\uc758 \uc9c0\ubd84\ud3c9\uac00\uc561\uc744 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uc758 \uc2e4\uc9c8\uc790\uc0b0\uc73c\ub85c \uc778\uc815\ud569\ub2c8\ub2e4(\uc694\ub839 \uc81c10\uc870 \uc81c6\ud56d \uc81c3\ud638). \ucd9c\uc790\ub97c \uc704\ud558\uc5ec \uc608\uce58\ud55c \ucd9c\uc790\uc608\uc815\uae08\uc561\uc740 \uadf8 \uc804\uc561\uc774 \uc778\uc815\ub429\ub2c8\ub2e4. \ub2e4\ub9cc \ucd9c\uc790\uae08\uc774 \uc555\ub958\ub41c \uacbd\uc6b0 \uadf8 \uc555\ub958\uae08\uc561\uc744, \ucd9c\uc790\uae08\uc744 \ub2f4\ubcf4\ub85c \ub300\ubd80\ub97c \ubc1b\uc740 \uacbd\uc6b0 \uadf8 \ub300\ubd80\uae08\uc561\uc744 \ucc28\uac10\ud574 \ud3c9\uac00\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc2e4\uc9c8\uc790\ubcf8\uae08 \uacc4\uc0b0 \uc608\uc2dc<\/h3>\n<p>\uc544\ub798\ub294 \uc81c\uc2dc\uc790\uc0b0\ucd1d\uacc4 4\uc5b5 \uc6d0, \ub0a9\uc785\uc790\ubcf8\uae08 1\uc5b5 5\ucc9c\ub9cc \uc6d0\uc778 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ubc95\uc778\uc744 \uac00\uc815\ud55c \uacc4\uc0b0\uc785\ub2c8\ub2e4. \ub300\ud45c\uc774\uc0ac \uc6d4 \uae09\uc5ec\ub294 400\ub9cc \uc6d0\uc774\uace0, \uac00\uc9c0\uae09\uae08 3\ucc9c\ub9cc \uc6d0 \uac00\uc6b4\ub370 \uae09\uc5ec\uc120\uae09 \uc131\uaca9\uc740 400\ub9cc \uc6d0\ubfd0\uc774\uba70, \ub9e4\ucd9c\ucc44\uad8c\uc740 \ubbfc\uac04 \uac70\ub798\ucc98\uc5d0 \ub300\ud55c \uac83\uc73c\ub85c \ub450\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\ud56d\ubaa9<\/th>\n<th>\uc7a5\ubd80 \uae08\uc561<\/th>\n<th>\uc9c4\ub2e8 \ucc98\ub9ac<\/th>\n<th>\ucc28\uac10\uc561<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ub0a9\uc785\uc790\ubcf8\uae08<\/td>\n<td>1\uc5b5 5,000\ub9cc \uc6d0<\/td>\n<td>\ub4f1\ub85d\uae30\uc900 \ucda9\uc871<\/td>\n<td>\u2014<\/td>\n<\/tr>\n<tr>\n<td>\ud604\uae08<\/td>\n<td>1,500\ub9cc \uc6d0<\/td>\n<td>\uc81c\uc2dc\uc790\uc0b0\ucd1d\uacc4 4\uc5b5\uc758 2%\uc778 800\ub9cc \uc6d0\uae4c\uc9c0 \uc778\uc815<\/td>\n<td>-700\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uac00\uc9c0\uae09\uae08<\/td>\n<td>3,000\ub9cc \uc6d0<\/td>\n<td>\uae09\uc5ec\uc120\uae09 400\ub9cc \uc6d0\ub9cc \uc778\uc815<\/td>\n<td>-2,600\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uc7a5\uae30\ub300\uc5ec\uae08<\/td>\n<td>1,500\ub9cc \uc6d0<\/td>\n<td>\uc804\uc561 \uacb8\uc5c5\uc790\uc0b0<\/td>\n<td>-1,500\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\ub9e4\ucd9c\ucc44\uad8c(\ubc1c\uc0dd \ud6c4 15\uac1c\uc6d4, \ubbfc\uac04)<\/td>\n<td>2,000\ub9cc \uc6d0<\/td>\n<td>1\ub144 \uacbd\uacfc \ubd80\uc2e4\uc790\uc0b0<\/td>\n<td>-2,000\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc2e4\uc9c8\uc790\ubcf8\uae08<\/strong><\/td>\n<td><strong>8,200\ub9cc \uc6d0<\/strong><\/td>\n<td><strong>\ub4f1\ub85d\uae30\uc900 1\uc5b5 \uc6d0 \ubbf8\ub2ec<\/strong><\/td>\n<td><strong>\ud569\uacc4 -6,800\ub9cc \uc6d0<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/B-5.png\" alt=\"\ub0a9\uc785\uc790\ubcf8\uae08 1\uc5b5 5\ucc9c\ub9cc\uc5d0\uc11c \ud604\uae08 2\ud37c\uc13c\ud2b8 \ucd08\uacfc\ubd84 700\ub9cc\u00b7\uac00\uc9c0\uae09\uae08 \ucd08\uacfc\ubd84 2600\ub9cc\u00b7\uc7a5\uae30\ub300\uc5ec\uae08 1500\ub9cc\u00b71\ub144 \uacbd\uacfc \ub9e4\ucd9c\ucc44\uad8c 2000\ub9cc\uc774 \ucc28\ub840\ub85c \ucc28\uac10\ub3fc \uc2e4\uc9c8\uc790\ubcf8\uae08 8200\ub9cc\uc73c\ub85c \ub4f1\ub85d\uae30\uc900 1\uc5b5 \ubbf8\ub2ec\" class=\"wp-image-5791\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/B-5.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/B-5-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/B-5-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/09\/B-5-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">\uc790\ubcf8\uae08 \uae30\uc900\uc774 1\uc5b5 \uc6d0\uc774\uc5b4\ub3c4 \ucc28\uac10 \ud56d\ubaa9\uc774 \uacb9\uce58\uba74 \uadf8 \uc120\uc744 \uc9c0\ud0a4\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/figcaption><\/figure>\n<p>\ub0a9\uc785\uc790\ubcf8\uae08\uc740 1\uc5b5 5\ucc9c\ub9cc \uc6d0\uc73c\ub85c \uae30\uc900\uc744 \ub118\uc9c0\ub9cc \uc2e4\uc9c8\uc790\ubcf8\uae08\uc774 8,200\ub9cc \uc6d0\uc774\ub77c \ubbf8\ub2ec\uc785\ub2c8\ub2e4. \uc790\ubcf8\uae08 \uae30\uc900\uc774 \uc138 \uc5c5\uc885 \uac00\uc6b4\ub370 \uac00\uc7a5 \ub0ae\uc740 1\uc5b5 \uc6d0\uc774\uc5b4\ub3c4, \ucc28\uac10 \ud56d\ubaa9\uc774 \uacb9\uce58\uba74 \uadf8 \uc120\uc744 \uc9c0\ud0a4\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ud604\uae08\uacfc \uc608\uae08\uc740 \uc5b4\ub5bb\uac8c \ud3c9\uac00\ub418\ub294\uac00<\/h2>\n<p>\ud604\uae08\uc740 \uc81c\uc2dc\uc790\uc0b0\ucd1d\uacc4\uc758 2\ud37c\uc13c\ud2b8\uae4c\uc9c0\ub9cc \uc778\uc815\ub418\uace0, \uc608\uae08\uc740 \uc9c4\ub2e8\uae30\uc900\uc77c \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0\ud55c 20\uc77c\uc758 \ud3c9\uade0\uc794\uc561\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4. \ub450 \uacc4\uc815\uc774 \uc11c\ub85c \ub2e4\ub978 \uaddc\uce59\uc744 \ub530\ub985\ub2c8\ub2e4.<\/p>\n<h3>\ud604\uae08 2\ud37c\uc13c\ud2b8 \ud55c\ub3c4<\/h3>\n<p>\uc81c\uc2dc\uc790\uc0b0\ucd1d\uacc4\uc758 <strong>100\ubd84\uc758 2\ub97c \ucd08\uacfc\ud558\ub294 \ud604\uae08<\/strong>\uc740 \ubd80\uc2e4\uc790\uc0b0\uc73c\ub85c \ucc98\ub9ac\ud569\ub2c8\ub2e4(\uc694\ub839 \uc81c8\uc870 \uc81c2\ud638). \uc81c\uc2dc\uc790\uc0b0\ucd1d\uacc4\uac00 4\uc5b5 \uc6d0\uc774\uba74 \ud604\uae08\uc740 800\ub9cc \uc6d0\uae4c\uc9c0 \uc778\uc815\ub418\uace0 \uadf8 \uc704\ub294 \ube60\uc9d1\ub2c8\ub2e4. \uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8\uc694\uac15\uacfc \uac19\uc740 \uae30\uc900\uc774\uba70, \uac74\uc124\uc5c5\uccb4 \uae30\uc5c5\uc9c4\ub2e8\uc9c0\uce68\uc774 \uc790\ubcf8\ucd1d\uacc4\uc758 100\ubd84\uc758 1\uc744 \uae30\uc900\uc73c\ub85c \uc0bc\ub294 \uac83\uacfc\ub294 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<h3>\uc608\uae08 \uc5ed\uc0b0 20\uc77c<\/h3>\n<p>\uc81c\uc608\uae08\uc740 \uc9c4\ub2e8\uc744 \ubc1b\ub294 \uc790\uc758 \uba85\uc758\ub85c \ub41c \uacc4\uc88c\uc5d0 \ub300\ud558\uc5ec \uc9c4\ub2e8\uae30\uc900\uc77c \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0\ud558\uc5ec <strong>20\uc77c \ub3d9\uc548<\/strong>\uc758 \uc740\ud589\uac70\ub798 \uc2e4\uc801\ud3c9\uade0\uc794\uc561\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4(\uc694\ub839 \uc81c10\uc870 \uc81c1\ud56d). \uc2e0\uc124\ubc95\uc778\uc740 \ubc95\uc778 \uba85\uc758\uc758 \ud1b5\uc7a5\uac1c\uc124\uc77c\ubd80\ud130 \uc9c4\ub2e8\uc77c \uc804\uc77c\uae4c\uc9c0\uac00 \ud3c9\uac00 \uae30\uac04\uc785\ub2c8\ub2e4. \uc5c5\uc885\ubcc4 \ud3c9\uc794 \uae30\uac04 \ube44\uad50\ub294 <a href=\"\/insights\/gieopjindan-yegeum-pyeonggyun-janaek\/\"><a href=\"https:\/\/hoantax.co.kr\/insights\/gieopjindan-yegeum-pyeonggyun-janaek\/\">\uae30\uc5c5\uc9c4\ub2e8 \uc608\uae08 \ud3c9\uade0\uc794\uc561<\/a><\/a>\uc5d0\uc11c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ucd9c\ucc98 \ubd88\ubd84\uba85 \uc608\uae08\uacfc \uc778\ucd9c<\/h3>\n<p>\uc608\uae08\uc99d\uc11c\ub098 \uc740\ud589\uac70\ub798\uc2e4\uc801\uc99d\uba85\uc11c\ub97c \uc81c\uc2dc\ud558\uc9c0 \ubabb\ud558\uac70\ub098 \uc608\uae08\uc774 \uc77c\uc2dc\uc801\uc73c\ub85c \uc870\ub2ec\ub41c \uac83\uc73c\ub85c\uc11c \ucd9c\ucc98\uac00 \ubd88\ubd84\uba85\ud55c \uacbd\uc6b0, \uadf8\ub9ac\uace0 \uc81c\uc608\uae08 \uc911 <strong>\uc9c4\ub2e8\uae30\uc900\uc77c\ubd80\ud130 \uc9c4\ub2e8\uc2dc\uae4c\uc9c0 \uc9c0\ucd9c \uc6d0\uc778\uc774 \ubd84\uba85\ud558\uc9c0 \uc54a\uc740 \uc778\ucd9c \uae08\uc561<\/strong>\uc740 \ubd80\uc2e4\uc790\uc0b0\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4(\uac19\uc740 \ud56d \ub2e8\uc11c). \uae30\uc900\uc77c\uc5d0 \ub9de\ucdb0 \uc7a0\uc2dc \ub123\uc5b4 \ub454 \uc790\uae08\uc740 \uc778\ucd9c \uc2dc\uc810\uc5d0 \uac78\ub9bd\ub2c8\ub2e4.<\/p>\n<h3>\uacf5\uc0ac\uc6a9 \uc804\ub3c4\uc790\uae08<\/h3>\n<p>\uacf5\uc0ac\uc6a9 \uc804\ub3c4\uc790\uae08\uc740 \ud574\ub2f9 \ud604\uc7a5\ucc45\uc784\uc790 \ub4f1\uc758 \uc608\uae08\uc794\uc561\uc99d\uba85\ubd84\uc5d0 \ub530\ub77c \uc778\uc815\ud558\uace0, \uc608\uae08\uc794\uc561\uc99d\uba85\uc11c\ub85c \ud655\uc778\ud560 \uc218 \uc5c6\ub294 \uae08\uc561\uc740 \ud604\uae08 \ud55c\ub3c4 \uc870\ud56d\uc5d0 \ub530\ub77c \ubd80\uc2e4\uc790\uc0b0\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c5\ud56d).<\/p>\n<div class=\"hoan-box hoan-box--caution\">\n<p><strong>\u203b \uc8fc\uc758 \u2014 \uc2e0\uc124\ubc95\uc778\uc774 20\uc77c \uc774\ub0b4 \ub0a0\uc9dc\ub97c \uc81c\uc2dc\ud558\uba74 \uc608\uae08\uc774 \ubd80\uc2e4\uc790\uc0b0\uc785\ub2c8\ub2e4.<\/strong><\/p>\n<p>\uc2e0\uc124 \ubc95\uc778\uc774 \ubc95\uc778\uc124\ub9bd \ub4f1\uae30\uc77c\ubd80\ud130 20\uc77c \uc774\ub0b4\uc758 \ub0a0\uc744 \uc9c4\ub2e8\ud558\ub294 \ub0a0\ub85c \ud558\uc5ec \uc81c\uc2dc\ud55c \uc81c\uc608\uae08\uc740 \ubd80\uc2e4\uc790\uc0b0\uc73c\ub85c \ucc98\ub9ac\ud569\ub2c8\ub2e4(\uc694\ub839 \uc81c8\uc870 \uc81c10\ud638). \uc124\ub9bd \uc9c1\ud6c4 \uc790\uae08\uc744 \ub123\uace0 \uace7\ubc14\ub85c \uc9c4\ub2e8\uc744 \ubc1b\uc73c\ub824\ub294 \uc77c\uc815\uc740 \uc774 \uc870\ud56d\uc5d0 \uac78\ub9bd\ub2c8\ub2e4. \uc124\ub9bd\ub4f1\uae30 \ud6c4 \ucd5c\uc18c 20\uc77c\uc774 \uc9c0\ub09c \ub4a4\ub85c \uc9c4\ub2e8\uc77c\uc744 \uc7a1\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<h2>\uc9c4\ub2e8\uc790\uc640 \uc9c4\ub2e8\ubcf4\uace0<\/h2>\n<p>\uacf5\uc778\ud68c\uacc4\uc0ac\uc640 \uc138\ubb34\uc0ac \uc678\uc5d0 \uc804\ubb38\uacbd\uc601\uc9c4\ub2e8\uae30\uad00\ub3c4 \uc9c4\ub2e8\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c4\ub2e8\ubcf4\uace0\uc11c\ub294 \uc18c\uc18d \ud611\ud68c\uc758 \ud655\uc778\uc744 \uac70\uccd0\uc57c \ud558\uace0, \uc2e0\ub8b0\uc131\uc774 \uc758\uc2ec\ub418\uba74 \uac10\ub9ac \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<h3>\uc9c4\ub2e8\uc744 \ud560 \uc218 \uc788\ub294 \uc0ac\ub78c<\/h3>\n<p>\uc9c4\ub2e8\uc790\ub294 \uae08\uc735\uc704\uc6d0\ud68c\uc5d0 \ub4f1\ub85d\ud55c \uacf5\uc778\ud68c\uacc4\uc0ac, \uae30\ud68d\uc7ac\uc815\ubd80\uc5d0 \ub4f1\ub85d\ud55c <strong>\uc138\ubb34\uc0ac<\/strong>, \uadf8\ub9ac\uace0 \uac74\uc124\uc0b0\uc5c5\uae30\ubcf8\ubc95 \uc81c49\uc870 \uc81c2\ud56d\uc5d0 \ub530\ub978 <strong>\uc804\ubb38\uacbd\uc601\uc9c4\ub2e8\uae30\uad00<\/strong>\uc785\ub2c8\ub2e4(\uc694\ub839 \uc81c4\uc870 \uc81c1\ud56d). \uc804\uae30\uacf5\uc0ac\uc5c5\uc774\ub098 \uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5\uc774 \uacbd\uc601\uc9c0\ub3c4\uc0ac\ub97c \uc9c4\ub2e8\uc790\ub85c \ub450\ub294 \uac83\uacfc \ub2ec\ub9ac, \uc18c\ubc29\uc740 \uc804\ubb38\uacbd\uc601\uc9c4\ub2e8\uae30\uad00\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc9c4\ub2e8\ubd88\ub2a5\uacfc \uc81c\ucc99<\/h3>\n<p>\uc81c\ucd9c\ub41c \uc7ac\ubb34\uc81c\ud45c\uac00 \uc7a5\ubd80\uc640 \uc77c\uce58\ud558\uc9c0 \uc54a\uc544 \ud5c8\uc704\ub77c\uace0 \uc778\uc815\ud55c \uacbd\uc6b0, \uc790\ub8cc \uc81c\ucd9c\uacfc \uc81c\uc2dc\ub97c \uac70\ubd80\ud558\uac70\ub098 \ubcf4\uc644\uc694\uad6c\ub97c \uac70\ubd80\u00b7\uae30\ud53c\u00b7\ud0dc\ub9cc\ud788 \ud55c \uacbd\uc6b0, \uc2e4\uc9c8\uc790\ubcf8\uc5d0 \uc911\ub300\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ud5c8\uc704\uac00 \ubc1c\uacac\ub41c \uacbd\uc6b0\uc5d0\ub294 \uc9c4\ub2e8\ubd88\ub2a5\uc73c\ub85c \ucc98\ub9ac\ud569\ub2c8\ub2e4(\uc694\ub839 \uc81c7\uc870 \uc81c1\ud56d). \uc9c4\ub2e8\uc790\uac00 \uadf8 \ud68c\uc0ac\uc758 \uc7a5\ubd80 \uc791\uc131\uc774\ub098 \uc7ac\ubb34\uc81c\ud45c \uc791\uc131\uc5c5\ubb34\ub97c \uc218\ud589\ud55c \uacbd\uc6b0\uc5d0\ub294 \ud574\ub2f9 \ud68c\uacc4\uc5f0\ub3c4 \uc9c4\ub2e8\uc744 \ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c2\ud56d).<\/p>\n<h3>\ud611\ud68c \ud655\uc778\uacfc \uac10\ub9ac<\/h3>\n<p>\uc9c4\ub2e8\uc790\ub294 \uc9c4\ub2e8\ubcf4\uace0\ub97c \ubcc4\uc9c0 \uc81c1\ud638\uc11c\uc2dd\uc5d0 \ub530\ub77c \uc791\uc131\ud574 \uc18c\uc18d\ub41c \ud611\ud68c\uc758 \ud655\uc778\uc744 \ubc1b\uc544\uc57c \ud569\ub2c8\ub2e4(\uc694\ub839 \uc81c13\uc870). \uc9c4\ub2e8\uc11c\ub958\ub97c \uc81c\ucd9c\ubc1b\uc740 \uae30\uad00\uc740 \uc9c4\ub2e8\uc790\uc5d0\uac8c \uc9c4\ub2e8\ub0b4\uc6a9\uc744 \uc18c\uba85\ud558\uac8c \ud558\uac70\ub098 \uc18c\uc18d\ud611\ud68c \uae30\uc5c5\uc9c4\ub2e8\uac10\ub9ac\uc704\uc6d0\ud68c\uc5d0 \uac10\ub9ac\ub97c \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\uac19\uc740 \uc694\ub839 \uc81c14\uc870 \uc81c2\ud56d).<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p><strong>\uc2e4\ubb34 \ud3ec\uc778\ud2b8 \u2014 90\uc77c\uc740 \uc5ec\uc720\uac00 \uc544\ub2c8\ub77c \uc124\uacc4 \uad6c\uac04\uc785\ub2c8\ub2e4.<\/strong><\/p>\n<p>\ud638\uc548\uc774 \ud604\uc7a5\uc5d0\uc11c \uad8c\ud558\ub294 \uc21c\uc11c\ub294 \uc774\ub807\uc2b5\ub2c8\ub2e4. \ucc28\uadfc\ucc28\uadfc \ubcf4\uba74, \uba3c\uc800 \ub4f1\ub85d\uc2e0\uccad \uc608\uc815\uc77c\uc744 \uc815\ud558\uace0 \uadf8 \uc804 90\uc77c \uad6c\uac04\uc5d0\uc11c \uc790\uae08\uc774 \uac00\uc7a5 \ub450\ud130\uc6b4 \uc2dc\uc810\uc744 \uae30\uc900\uc77c \ud6c4\ubcf4\ub85c \ub193\uc2b5\ub2c8\ub2e4. \uadf8 \ub2e4\uc74c \uadf8 \uae30\uc900\uc77c\uc758 \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 20\uc77c\uc774 \uc5b4\ub5a4 \uad6c\uac04\uc778\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. 90\uc77c\uc774 \uae38\ub2e4\uace0 \ub9c8\uc74c\uc744 \ub193\uc73c\uba74 \uc815\uc791 20\uc77c \ud3c9\uc794\uc774 \ub0ae\uc740 \uad6c\uac04\uc5d0 \uac78\ub824 \ub35c\ucee5 \ubd80\uc801\uaca9\uc774 \ub098\uc635\ub2c8\ub2e4.<\/p>\n<ol>\n<li><strong>\ub4f1\ub85d\uc2e0\uccad \uc608\uc815\uc77c\uc744 \ud655\uc815\ud569\ub2c8\ub2e4.<\/strong> 90\uc77c \uad6c\uac04\uc774 \uc5ec\uae30\uc11c \uc5ed\uc0b0\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uac00\uc9c0\uae09\uae08\u00b7\ub300\uc5ec\uae08\uc744 \uae09\uc5ec\uc120\uae09 \ud55c\ub3c4\uae4c\uc9c0 \ub0ae\ucda5\ub2c8\ub2e4.<\/strong> \ub300\uc5ec\uae08\uc740 \uc804\uc561 \uacb8\uc5c5\uc790\uc0b0\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ud604\uae08 \uc2dc\uc7ac\ub97c \uc81c\uc2dc\uc790\uc0b0\ucd1d\uacc4\uc758 2\ud37c\uc13c\ud2b8 \uc544\ub798\ub85c \uad00\ub9ac\ud569\ub2c8\ub2e4.<\/strong> \ucd08\uacfc\ubd84\uc740 \ubd80\uc2e4\uc790\uc0b0\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ubcf4\uc99d \ud655\uc778\uc11c\ub97c \uc900\ube44\ud569\ub2c8\ub2e4.<\/strong> \uc790\ubcf8\uae08 \uae30\uc900\uae08\uc561\uc758 20\ud37c\uc13c\ud2b8 \uc774\uc0c1 \ub2f4\ubcf4\u00b7\uc608\uce58\u00b7\ucd9c\uc790\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<\/div>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\uc720\ud615<\/th>\n<th>\ud574\ub2f9 \uc870\uac74<\/th>\n<th>\uc9c0\uae08 \ud574\uc57c \ud560 \uc77c<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc2e0\uaddc \ub4f1\ub85d\ud615<\/td>\n<td>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\uc744 \uc0c8\ub85c \ub4f1\ub85d<\/td>\n<td>\uc2e0\uccad \uc608\uc815\uc77c\uc5d0\uc11c 90\uc77c \uc5ed\uc0b0\ud574 \uae30\uc900\uc77c \ud6c4\ubcf4 \uc120\uc815 \u2014 20\uc77c \ud3c9\uc794 \uad6c\uac04\uae4c\uc9c0 \ud568\uaed8 \ud655\uc778<\/td>\n<\/tr>\n<tr>\n<td>\uc2e0\uc124\ubc95\uc778\ud615<\/td>\n<td>\uc124\ub9bd\ub4f1\uae30 \uc9c1\ud6c4 \ub4f1\ub85d \ucd94\uc9c4<\/td>\n<td>\uc124\ub9bd\ub4f1\uae30\uc77c\ubd80\ud130 20\uc77c\uc774 \uc9c0\ub09c \ub4a4\ub85c \uc9c4\ub2e8\uc77c \uc870\uc815 \u2014 \uadf8 \uc804 \uc81c\uc2dc \uc608\uae08\uc740 \ubd80\uc2e4\uc790\uc0b0<\/td>\n<\/tr>\n<tr>\n<td>\uba74\ud5c8 \ubcd1\ud589\ud615<\/td>\n<td>\uc804\uae30 \ub610\ub294 \uc815\ubcf4\ud1b5\uc2e0 \uba74\ud5c8 \ubcf4\uc720<\/td>\n<td>\uad6c\ubd84 \uacc4\ub9ac \uc5ec\ubd80\ub97c \uba3c\uc800 \uc815\ub9ac \u2014 \ubbf8\uad6c\ubd84 \uc2dc \uacb8\uc5c5\ube44\uc728\ub85c \uc790\uc0b0\u318d\ubd80\ucc44\uac00 \ub098\ub268<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\uc815\ub9ac \u2014 \ubb34\uc5c7\ubd80\ud130 \ud655\uc778\ud574\uc57c \ud558\ub294\uac00<\/h2>\n<p><strong>\ub4f1\ub85d\uc2e0\uccad \uc608\uc815\uc77c\uc774 \uc815\ud574\uc9c0\uba74 90\uc77c \uad6c\uac04\uacfc 20\uc77c \ud3c9\uc794 \uad6c\uac04\uc774 \ud568\uaed8 \uc815\ud574\uc9d1\ub2c8\ub2e4.<\/strong> \ub450 \uad6c\uac04\uc744 \uac19\uc774 \ubcf4\uc9c0 \uc54a\uc73c\uba74 \uae34 \uad6c\uac04\uc744 \ud655\ubcf4\ud558\uace0\ub3c4 \ud3c9\uc794\uc5d0\uc11c \uac78\ub9bd\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p class=\"vs-t\"><strong>\uacb0\ub860<\/strong><\/p>\n<p>\uc2e0\uaddc \ub4f1\ub85d\uc744 \uc900\ube44 \uc911\uc774\uace0 \uc790\uae08 \uc720\uc785 \uc2dc\uc810\uc774 \uba85\ud655\ud558\ub2e4\uba74, 90\uc77c \uad6c\uac04 \uc548\uc5d0\uc11c 20\uc77c \ud3c9\uc794\uc774 \uac00\uc7a5 \ub192\uac8c \ub098\uc624\ub294 \ub0a0\uc744 \uae30\uc900\uc77c\ub85c \uc7a1\ub294 \ud3b8\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. \uc124\ub9bd\ub4f1\uae30 \uc9c1\ud6c4\ub77c\uba74 \ub4f1\uae30\uc77c\ubd80\ud130 20\uc77c\uc774 \uc9c0\ub09c \ub4a4\ub85c \uc9c4\ub2e8\uc77c\uc744 \ubbf8\ub8e8\uc154\uc57c \uc81c\uc2dc \uc608\uae08\uc774 \ubd80\uc2e4\uc790\uc0b0\uc73c\ub85c \ube60\uc9c0\ub294 \uc77c\uc744 \ud53c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub4f1\ub85d\uc744 \uc774\ubbf8 \ub9c8\uce5c \ubc95\uc778\uc774\ub77c\uba74 \uae30\uc900 \uc2dc\uc810\uc774 \ucd5c\uadfc \uacb0\uc0b0\uc77c\ub85c \ubc14\ub00c\ubbc0\ub85c, \uacb0\uc0b0 \ub2e8\uacc4\uc5d0\uc11c \uac00\uc9c0\uae09\uae08\uacfc \ud604\uae08 \ud55c\ub3c4\ub97c \ud568\uaed8 \uc810\uac80\ud558\uc2dc\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n<p class=\"hoan-consult\"><strong>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ub4f1\ub85d\uc744 \uc900\ube44 \uc911\uc774\uc2dc\ub77c\uba74 \uc9c4\ub2e8\uc77c\uc744 \uc7a1\uae30 \uc804\uc5d0 1:1 \uc0c1\ub2f4\uc744 \uc2e0\uccad\ud574 \uc8fc\uc2ed\uc2dc\uc624.<\/strong> \uc138\ubb34\ubc95\uc778 \ud638\uc548\uc774 \ub4f1\ub85d\uc2e0\uccad \uc77c\uc815\uacfc \uacc4\uc815 \uc794\uc561\uc744 \ud655\uc778\ud574 \uae30\uc900\uc77c\uc744 \uc124\uacc4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<p>  <a class=\"hoan-cta-btn\" href=\"\/insights\/contact\/\">1:1 \uc0c1\ub2f4 \uc2e0\uccad \u2192<\/a>\n<\/div>\n<h2>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div class=\"hoan-faq\">\n<details>\n<summary>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uc9c4\ub2e8\uae30\uc900\uc77c\uc740 \uc5b4\ub5bb\uac8c \uc815\ud558\ub098\uc694?<\/summary>\n<p>\uc2e0\uaddc \ub4f1\ub85d\uc740 \ub4f1\ub85d\uc2e0\uccad \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0\ud558\uc5ec 90\uc77c \uc774\ub0b4\uc758 \uae30\uac04\uc5d0\uc11c \uc815\ud569\ub2c8\ub2e4. \uc591\ub3c4\u00b7\uc591\uc218\ub294 \uacc4\uc57d\uc77c(\ubd84\ud560\u00b7\ubd84\ud560\ud569\ubcd1\uc740 \ub4f1\uae30\uc77c), \ubc95\uc778\ud569\ubcd1\uc740 \ud569\ubcd1\ub4f1\uae30\uc77c, \uc790\ubcf8\uae08 \ubcc0\uacbd\uc740 \ubcc0\uacbd\uc77c(\ubc95\uc778\uc740 \ubcc0\uacbd\ub4f1\uae30\uc77c)\uc785\ub2c8\ub2e4. \uc2e0\uc124\ubc95\uc778\uc740 \uc124\ub9bd\ub4f1\uae30\uc77c\uc774 \uae30\uc900\uc77c\uc785\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc790\ubcf8\uae08\uc740 \uc5bc\ub9c8\ub97c \uac16\ucdb0\uc57c \ud558\ub098\uc694?<\/summary>\n<p>\uc804\ubb38\uacfc \uc77c\ubc18 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \ubaa8\ub450 \ubc95\uc778\uc740 1\uc5b5 \uc6d0 \uc774\uc0c1, \uac1c\uc778\uc740 \uc790\uc0b0\ud3c9\uac00\uc561 1\uc5b5 \uc6d0 \uc774\uc0c1\uc785\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \uc790\ubcf8\uae08 \uae30\uc900\uae08\uc561\uc758 100\ubd84\uc758 20 \uc774\uc0c1\uc5d0 \ud574\ub2f9\ud558\ub294 \ub2f4\ubcf4\u00b7\uc608\uce58\u00b7\ucd9c\uc790\ub97c \uc99d\uba85\ud558\ub294 \ud655\uc778\uc11c\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\ub4f1\ub85d \ud6c4\uc5d0\ub3c4 \uc790\ubcf8\uae08\uc744 \uc9c4\ub2e8\ubc1b\ub098\uc694?<\/summary>\n<p>\uc2dc\ud589\ub839 \ubcc4\ud45c 1 \ube44\uace0 3\uc740 \ub4f1\ub85d \uc774\ud6c4\uc758 \uc790\ubcf8\uae08\uc744 \ucd5c\uadfc \uacb0\uc0b0\uc77c \ud604\uc7ac\uc758 \ucd1d\uc790\uc0b0\uc5d0\uc11c \ucd1d\ubd80\ucc44\ub97c \ube80 \uae08\uc561\uc73c\ub85c \uc815\uc758\ud569\ub2c8\ub2e4. \uc0c8\ub85c \ub4f1\ub85d\ud558\ub294 \uc790\ub9cc \uae30\uc5c5\uc9c4\ub2e8\uae30\uc900\uc77c \ud604\uc7ac\ub97c \uae30\uc900\uc73c\ub85c \ubd05\ub2c8\ub2e4. \uacb0\uc0b0 \uc7ac\ubb34\uc81c\ud45c\uac00 \uace7 \uc790\ubcf8\uae08 \uc720\uc9c0 \uc5ec\ubd80\uc758 \uadfc\uac70\uac00 \ub429\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc124\ub9bd\ud558\uc790\ub9c8\uc790 \ub4f1\ub85d \uc2e0\uccad\uc744 \ud574\ub3c4 \ub418\ub098\uc694?<\/summary>\n<p>\uc2e0\uc124 \ubc95\uc778\uc774 \ubc95\uc778\uc124\ub9bd \ub4f1\uae30\uc77c\ubd80\ud130 20\uc77c \uc774\ub0b4\uc758 \ub0a0\uc744 \uc9c4\ub2e8\ud558\ub294 \ub0a0\ub85c \ud558\uc5ec \uc81c\uc2dc\ud55c \uc81c\uc608\uae08\uc740 \ubd80\uc2e4\uc790\uc0b0\uc73c\ub85c \ucc98\ub9ac\ub429\ub2c8\ub2e4. \uc124\ub9bd\ub4f1\uae30 \ud6c4 \ucd5c\uc18c 20\uc77c\uc774 \uc9c0\ub09c \ub4a4\ub85c \uc9c4\ub2e8\uc77c\uc744 \uc7a1\uc73c\uc154\uc57c \uc608\uae08\uc774 \uc790\uc0b0\uc73c\ub85c \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\ud604\uae08\uc744 \ub9ce\uc774 \ubcf4\uc720\ud558\uba74 \uc720\ub9ac\ud55c\uac00\uc694?<\/summary>\n<p>\uc81c\uc2dc\uc790\uc0b0\ucd1d\uacc4\uc758 100\ubd84\uc758 2\ub97c \ucd08\uacfc\ud558\ub294 \ud604\uae08\uc740 \ubd80\uc2e4\uc790\uc0b0\uc785\ub2c8\ub2e4. \uc81c\uc2dc\uc790\uc0b0\ucd1d\uacc4\uac00 4\uc5b5 \uc6d0\uc774\uba74 \ud604\uae08\uc740 800\ub9cc \uc6d0\uae4c\uc9c0 \uc778\uc815\ub429\ub2c8\ub2e4. \ud55c\ub3c4\ub97c \ub118\ub294 \uc2dc\uc7ac \ubcf4\uc720\ub294 \uc2e4\uc9c8\uc790\ubcf8\uae08\uc5d0 \ub3c4\uc6c0\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc138\ubb34\uc0ac\ub3c4 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uc9c4\ub2e8\uc744 \ud560 \uc218 \uc788\ub098\uc694?<\/summary>\n<p>\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc694\ub839 \uc81c4\uc870 \uc81c1\ud56d\uc740 \uc9c4\ub2e8\uc790\uc5d0 \uae30\ud68d\uc7ac\uc815\ubd80\uc5d0 \ub4f1\ub85d\ud55c \uc138\ubb34\uc0ac\ub97c \ud3ec\ud568\ud558\uace0 \uc788\uc73c\uba70, \uacf5\uc778\ud68c\uacc4\uc0ac\uc640 \uac74\uc124\uc0b0\uc5c5\uae30\ubcf8\ubc95\uc5d0 \ub530\ub978 \uc804\ubb38\uacbd\uc601\uc9c4\ub2e8\uae30\uad00\ub3c4 \uc9c4\ub2e8\uc790\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uadf8 \ud68c\uc0ac\uc758 \uc7a5\ubd80\u00b7\uc7ac\ubb34\uc81c\ud45c \uc791\uc131\uc5c5\ubb34\ub97c \uc218\ud589\ud55c \uacbd\uc6b0\uc5d0\ub294 \ud574\ub2f9 \ud68c\uacc4\uc5f0\ub3c4 \uc9c4\ub2e8\uc744 \ub9e1\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc804\uae30\uacf5\uc0ac\uc5c5\uacfc \uae30\uc900\uc774 \uac19\ub098\uc694?<\/summary>\n<p>\uc608\uae08 \ud3c9\uac00\uac00 \uc9c4\ub2e8\uae30\uc900\uc77c \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 20\uc77c\uc774\ub77c\ub294 \uc810\uc740 \uac19\uc9c0\ub9cc \uadfc\uac70 \uace0\uc2dc\uac00 \ub2e4\ub985\ub2c8\ub2e4. \uc18c\ubc29\uc740 \uc18c\ubc29\uccad \uace0\uc2dc\uc778 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8 \uc694\ub839, \uc804\uae30\ub294 \uae30\ud6c4\uc5d0\ub108\uc9c0\ud658\uacbd\ubd80 \uace0\uc2dc\uc778 \uc804\uae30\uacf5\uc0ac\uc5c5\uc6b4\uc601\uc694\ub839\uc744 \ub530\ub985\ub2c8\ub2e4. \uc2e0\uaddc \ub4f1\ub85d \uc9c4\ub2e8\uae30\uc900\uc77c\uc740 90\uc77c\uacfc 30\uc77c, \uc790\ubcf8\uae08\uc740 1\uc5b5 \uc6d0\uacfc 1\uc5b5 5\ucc9c\ub9cc \uc6d0\uc73c\ub85c \uac08\ub9bd\ub2c8\ub2e4.<\/p>\n<\/details>\n<\/div>\n<p>\ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00 \u2014 <a href=\"\/insights\/gieopjindan-yegeum-pyeonggyun-janaek\/\">\uae30\uc5c5\uc9c4\ub2e8 \uc608\uae08 \ud3c9\uade0\uc794\uc561<\/a> \u00b7 <a href=\"\/insights\/jeongbotongsin-gieopjindan\/\">\uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8<\/a> \u00b7 <a href=\"\/insights\/jeongi-gongsaeop-deungnok-gijun-singo\/\">\uc804\uae30\uacf5\uc0ac\uc5c5 \ub4f1\ub85d\uae30\uc900 \uc2e0\uace0<\/a><\/p>\n<div class=\"hoan-sources\">\n<p><strong>\uadfc\uac70\u00b7\ucd9c\ucc98<\/strong><\/p>\n<p>\u00b7 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8 \uc694\ub839(\uc18c\ubc29\uccad\uace0\uc2dc \uc81c2019-53\ud638) \uc81c4\uc870\u00b7\uc81c7\uc870\u00b7\uc81c8\uc870\u00b7\uc81c10\uc870\u00b7\uc81c12\uc870\u00b7\uc81c13\uc870\u00b7\uc81c14\uc870 \u2014 law.go.kr (\ud655\uc778\uc77c 2026-09-14)<br \/>\n  \u00b7 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5\ubc95 \uc2dc\ud589\ub839(\uc2dc\ud589 2026. 7. 1.) \uc81c2\uc870, [\ubcc4\ud45c 1] \uc18c\ubc29\uc2dc\uc124\uc5c5\uc758 \uc5c5\uc885\ubcc4 \ub4f1\ub85d\uae30\uc900 \ubc0f \uc601\uc5c5\ubc94\uc704 \u2014 law.go.kr (\ud655\uc778\uc77c 2026-09-14)<br \/>\n  \u00b7 \uc804\uae30\uacf5\uc0ac\uc5c5\uc6b4\uc601\uc694\ub839(\uae30\ud6c4\uc5d0\ub108\uc9c0\ud658\uacbd\ubd80\uace0\uc2dc \uc81c2025-61\ud638) \uc81c19\uc870\u00b7\uc81c25\uc870 \u2014 law.go.kr (\ud655\uc778\uc77c 2026-09-14)<br \/>\n  \u00b7 \uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8\uc694\uac15(\uacfc\ud559\uae30\uc220\uc815\ubcf4\ud1b5\uc2e0\ubd80\uace0\uc2dc \uc81c2018-19\ud638) \uc81c4\uc870\u00b7\uc81c12\uc870 \/ \uc815\ubcf4\ud1b5\uc2e0\uacf5\uc0ac\uc5c5\ubc95 \uc2dc\ud589\ub839 \uc81c21\uc870\u00b7[\ubcc4\ud45c 3] \u2014 law.go.kr (\ud655\uc778\uc77c 2026-09-14)<\/p>\n<p>\uc138\ubb34\ubc95\uc778 \ud638\uc548 \uc791\uc131 \u00b7 \uac80\uc218 \uae40\ud574\uc778 \uc138\ubb34\uc0ac \u00b7 \ucd5c\uc885 \uac80\uc218\uc77c 2026-09-14<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8\uc740 \uc18c\ubc29\uccad \uace0\uc2dc\uc778 \uc18c\ubc29\uc2dc\uc124\uacf5\uc0ac\uc5c5 \uae30\uc5c5\uc9c4\ub2e8 \uc694\ub839\uc744 \ub530\ub985\ub2c8\ub2e4. \uc2e0\uaddc \ub4f1\ub85d \uc9c4\ub2e8\uae30\uc900\uc77c\uc740 \uc2e0\uccad \uc804\uc77c\ubd80\ud130 \uc5ed\uc0b0 90\uc77c \uc774\ub0b4\ub85c \uc138 \uc5c5\uc885 \uc911 \uac00\uc7a5 \uae38\uace0, \uc790\ubcf8\uae08\uc740 \uc804\ubb38\u00b7\uc77c\ubc18 \ubaa8\ub450 1\uc5b5 \uc6d0\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":6114,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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