{"id":7048,"date":"2026-11-12T08:00:00","date_gmt":"2026-11-11T23:00:00","guid":{"rendered":"https:\/\/hoantax.co.kr\/insights\/?p=7048"},"modified":"2026-11-11T20:00:21","modified_gmt":"2026-11-11T11:00:21","slug":"choedaejuju-haljeung-pyeongga","status":"publish","type":"post","link":"https:\/\/hoantax.co.kr\/insights\/choedaejuju-haljeung-pyeongga\/","title":{"rendered":"\ucd5c\ub300\uc8fc\uc8fc \ud560\uc99d\ud3c9\uac00 20%, \uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5 \uc81c\uc678 \uc694\uac74\uacfc \uc591\ub3c4 \uc2dc\uac00"},"content":{"rendered":"<div class=\"hoan-box hoan-summary\">\n<p class=\"vs-t\">\ud575\uc2ec\uc694\uc57d<\/p>\n<p><strong>\ucd5c\ub300\uc8fc\uc8fc\uc640 \uadf8 \ud2b9\uc218\uad00\uacc4\uc778\uc774 \uac00\uc9c4 \uc8fc\uc2dd\uc740 \uc138\ubc95\uc0c1 \ud3c9\uac00\uc561\uc5d0 20%\ub97c \ub354\ud558\uc9c0\ub9cc, \ud68c\uc0ac\uac00 \uc911\uc18c\uae30\uc5c5\uc774\uac70\ub098 \uc9c1\uc804 3\ub144 \ud3c9\uade0 \ub9e4\ucd9c 5,000\uc5b5\uc6d0 \ubbf8\ub9cc\uc778 \uc911\uacac\uae30\uc5c5\uc774\uba74 \ud560\uc99d\uc774 \ubd99\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong> \uadf8\ub798\uc11c \ud560\uc99d \uc5ec\ubd80\ub294 \u00ab\uc9c0\ubd84\uc774 \uba87 %\uc778\uac00\u00bb\ubcf4\ub2e4 \u00ab\ud68c\uc0ac\uac00 \uc5b4\ub290 \uaddc\ubaa8\uc778\uac00\u00bb\uc640 \u00ab\uc5b4\ub5a4 \uac70\ub798\uc778\uac00\u00bb\ub85c \uba3c\uc800 \uc815\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n<p><strong>\ud560\uc99d\uc774 \ubd99\ub294 \uc870\uac74<\/strong><\/p>\n<ul>\n<li>\ud2b9\uc218\uad00\uacc4\uc778 \uc9c0\ubd84\uc744 \ud569\uccd0 \uac00\uc7a5 \ub9ce\uc740 \uc8fc\uc2dd\uc744 \uac00\uc9c4 \uc8fc\uc8fc \ucabd(\ucd5c\ub300\uc8fc\uc8fc\ub4f1)\uc758 \uc8fc\uc2dd\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc9c0\ubd84\uc728 \ud558\ud55c\uc740 \ub530\ub85c \uc5c6\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc0c1\uc7a5\uc8fc\uc2dd\u00b7\ube44\uc0c1\uc7a5\uc8fc\uc2dd \ubaa8\ub450, \ub9e4\ub9e4\uc0ac\ub840\uac00\uc561\uc73c\ub85c \uc815\ud55c \uc2dc\uac00\uc5d0\ub3c4 20%\ub97c \ub354\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p><strong>\ud560\uc99d\uc774 \ube60\uc9c0\ub294 \uc870\uac74<\/strong><\/p>\n<ul>\n<li>\uc911\uc18c\uae30\uc5c5\u00b7\uc911\uacac\uae30\uc5c5 \uc8fc\uc2dd, 3\ub144 \uc5f0\uc18d \uacb0\uc190 \ubc95\uc778 \uc8fc\uc2dd \ub4f1 \uc2dc\ud589\ub839\uc774 \uc815\ud55c 9\uac00\uc9c0 \uacbd\uc6b0\uc785\ub2c8\ub2e4.<\/li>\n<li>\uc99d\uc790\u00b7\uac10\uc790 \uac19\uc740 \uc790\ubcf8\uac70\ub798\uc758 \uc99d\uc5ec\uc774\uc775\uc744 \uacc4\uc0b0\ud560 \ub54c\ub3c4 \ud560\uc99d\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p class=\"hoan-byline\">\uc138\ubb34\ubc95\uc778 \ud638\uc548 \uc791\uc131 \u00b7 \uac80\uc218 \uae40\ud574\uc778 \uc138\ubb34\uc0ac \u00b7 \ucd5c\uc885 \uac80\uc218\uc77c 2026-11-11 \u00b7 <strong>2026\ub144 11\uc6d4 \uae30\uc900<\/strong> \ubc95\ub839\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-box hoan-box--prac\">\n<p><strong>\uc774\ub7f0 \ubd84\uaed8 \uad8c\ud569\ub2c8\ub2e4.<\/strong><\/p>\n<ul>\n<li>\ub9e4\ucd9c\uc774 \ucee4\uc838 \uc911\uc18c\uae30\uc5c5 \ubc94\uc704\ub97c \ubc97\uc5b4\ub09c \ud68c\uc0ac\uc758 \uc9c0\ubd84\uc744 \uc790\ub140\uc5d0\uac8c \ub118\uae30\ub824\ub294 \ub300\ud45c<\/li>\n<li>\uac00\uc871\uc5d0\uac8c \ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc744 \uc591\ub3c4\ud558\uba74\uc11c \uc138\ubc95\uc0c1 \uc2dc\uac00\ub97c \uc5bc\ub9c8\ub85c \uc7a1\uc744\uc9c0 \uc815\ud574\uc57c \ud558\ub294 \uc8fc\uc8fc<\/li>\n<li>\uc9c0\ubd84\uc744 \ub098\ub220 \ucd5c\ub300\uc8fc\uc8fc\uc5d0\uc11c \ubc97\uc5b4\ub098\uba74 \ud560\uc99d\uc744 \ud53c\ud560 \uc218 \uc788\ub294\uc9c0 \uad81\uae08\ud55c \uacbd\uc601\uc9c4<\/li>\n<\/ul>\n<\/div>\n<p><strong>\u00ab\ucd5c\ub300\uc8fc\uc8fc 20% \ud560\uc99d\ud3c9\uac00, \ubb34\uc5c7\uc744 \ud655\uc778\ud574\uc57c \ud558\ub294\uac00?\u00bb\uc5d0 \ub300\ud55c \ub2f5\uc740 \ub124 \uac00\uc9c0 \uc21c\uc11c\uc785\ub2c8\ub2e4. \ud68c\uc0ac \uaddc\ubaa8(\uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5\uc778\uac00), \uc8fc\uc8fc \uc9c0\uc704(\ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc5d0 \ub4dc\ub294\uac00), \uc81c\uc678 \uc0ac\uc720(\uc2dc\ud589\ub839 9\uac00\uc9c0\uc5d0 \ud574\ub2f9\ud558\ub294\uac00), \uac70\ub798 \uc720\ud615(\uc99d\uc5ec\u00b7\uc0c1\uc18d\u00b7\uc591\ub3c4\u00b7\uc790\ubcf8\uac70\ub798 \uc911 \ubb34\uc5c7\uc778\uac00)\uc785\ub2c8\ub2e4.<\/strong> \uc774 \uc911 \ud558\ub098\ub77c\ub3c4 \ube60\uc9c0\ub294 \ucabd\uc774\uba74 20%\ub294 \ubd99\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud560\uc99d \ub300\uc0c1 \ubc95\uc778\uc778\uc9c0\uc5d0 \ub530\ub77c \uac19\uc740 \uac00\uaca9\uc758 \uac00\uc871 \uac04 \uc591\ub3c4\ub3c4 \ubd80\ub2f9\ud589\uc704\u00b7\uc99d\uc5ec\uc138 \ud310\uc815\uc774 \ub2ec\ub77c\uc9c0\ubbc0\ub85c, \uac70\ub798\uac00\uaca9\uc744 \uc815\ud558\uae30 \uc804\uc5d0 \uc774 \ub124 \uac00\uc9c0\ub97c \uba3c\uc800 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2>\ucd5c\ub300\uc8fc\uc8fc \ud560\uc99d\ud3c9\uac00\ub294 \uc5b4\ub5a4 \uc8fc\uc2dd\uc5d0 \ubd99\ub294\uac00<\/h2>\n<p>\ucd5c\ub300\uc8fc\uc8fc \ub610\ub294 \ucd5c\ub300\ucd9c\uc790\uc790\uc640 \uadf8\uc758 \ud2b9\uc218\uad00\uacc4\uc778\uc5d0 \ud574\ub2f9\ud558\ub294 \uc8fc\uc8fc(\ucd5c\ub300\uc8fc\uc8fc\ub4f1)\uc758 \uc8fc\uc2dd\uc5d0 \ubd99\uc2b5\ub2c8\ub2e4. \uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95(\uc0c1\uc99d\ubc95)\uc740 \uc774 \uc8fc\uc2dd\uc744 \uc0c1\uc7a5\uc8fc\uc2dd \ud3c9\uac00\ubc95, \ube44\uc0c1\uc7a5\uc8fc\uc2dd \ud3c9\uac00\ubc95, \uae30\uc5c5\uacf5\uac1c \uc900\ube44 \uc8fc\uc2dd \ud3c9\uac00\ubc95\uc73c\ub85c \ud3c9\uac00\ud55c \uac00\uc561\uc774\ub098 \ub9e4\ub9e4\uc0ac\ub840 \ub4f1\uc73c\ub85c \uc778\uc815\ub418\ub294 \uc2dc\uac00\uc5d0 \u00ab\uadf8 \uac00\uc561\uc758 100\ubd84\uc758 20\uc744 \uac00\uc0b0\u00bb\ud55c\ub2e4\uace0 \uc815\ud569\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc81c63\uc870 \uc81c3\ud56d). \uacbd\uc601\uad8c\uc774 \ud568\uaed8 \ub118\uc5b4\uac00\ub294 \uc9c0\ubd84\uc740 \uc77c\ubc18 \uc9c0\ubd84\ubcf4\ub2e4 \uac12\uc774 \ub192\ub2e4\uace0 \ubcf4\ub294 \uaddc\uc815\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc758 \ubc94\uc704<\/h3>\n<p>\uc2dc\ud589\ub839\uc740 \ucd5c\ub300\uc8fc\uc8fc \ub610\ub294 \ucd5c\ub300\ucd9c\uc790\uc790\ub97c \u00ab\ucd5c\ub300\uc8fc\uc8fc\ub4f1 \uc911 \ubcf4\uc720\uc8fc\uc2dd\ub4f1\uc758 \uc218\uac00 \uac00\uc7a5 \ub9ce\uc740 1\uc778\u00bb\uc73c\ub85c \uc815\ud569\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c4\ud56d). \ud560\uc99d\uc740 \uc774 1\uc778\uacfc \uadf8\uc758 \ud2b9\uc218\uad00\uacc4\uc778 \uc8fc\uc2dd \ubaa8\ub450\uc5d0 \ubd99\uc73c\ubbc0\ub85c, \ub300\ud45c \ubcf8\uc778 \uc9c0\ubd84\uc774 \uc801\uc5b4\ub3c4 \ubc30\uc6b0\uc790\u00b7\uc790\ub140\u00b7\uce5c\uc871 \uc9c0\ubd84\uacfc \ud568\uaed8 \ubb36\uc774\uba74 \uadf8 \uac00\uc871 \uc804\uc6d0\uc758 \uc8fc\uc2dd\uc774 \ud560\uc99d \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<h3>\uc9c0\ubd84\uc728 \ud558\ud55c \uc5c6\uc74c<\/h3>\n<p>\ud604\ud589 \uc0c1\uc99d\ubc95 \uc81c63\uc870 \uc81c3\ud56d\uc5d0\ub294 \u00ab\uc9c0\ubd84 \uba87 % \uc774\uc0c1\u00bb\uc774\ub77c\ub294 \ud558\ud55c \uc694\uac74\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \ud2b9\uc218\uad00\uacc4\uc778 \uc9c0\ubd84\uc744 \ud569\uce5c \ucabd\uc774 \uac00\uc7a5 \ub9ce\uc740 \uc8fc\uc2dd\uc744 \uac00\uc84c\ub2e4\uba74 30%\ub97c \uac00\uc84c\ub4e0 80%\ub97c \uac00\uc84c\ub4e0 \uac19\uc740 20%\uac00 \ub354\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n<h3>\uc0c1\uc7a5\uc8fc\uc2dd\u00b7\ub9e4\ub9e4\uc0ac\ub840\uac00\uc561\uc5d0\ub3c4 \uc801\uc6a9<\/h3>\n<p>\ud560\uc99d\uc740 \ube44\uc0c1\uc7a5\uc8fc\uc2dd \ubcf4\ucda9\uc801 \ud3c9\uac00\uc561\uc5d0\ub9cc \ubd99\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc870\ubb38\uc774 \uc0c1\uc7a5\uc8fc\uc2dd \ud3c9\uac00(\uac19\uc740 \ubc95 \uc81c63\uc870 \uc81c1\ud56d \uc81c1\ud638 \uac00\ubaa9)\uc640 \ub9e4\ub9e4\uc0ac\ub840\uac00\uc561 \ub4f1 \uc2dc\uac00(\uac19\uc740 \ubc95 \uc81c60\uc870 \uc81c2\ud56d)\ub97c \ud568\uaed8 \uc801\uace0 \uc788\uc73c\ubbc0\ub85c, \uc0c1\uc7a5\ud68c\uc0ac \ucd5c\ub300\uc8fc\uc8fc \uc9c0\ubd84\uc774\ub098 \ud3c9\uac00\uae30\uac04 \uc548\uc758 \ub9e4\ub9e4\uac00\uaca9\uc73c\ub85c \uc2dc\uac00\ub97c \uc815\ud55c \ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc5d0\ub3c4 20%\uac00 \ub354\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n<h3>1\ub144 \uc18c\uae09 \ud569\uc0b0<\/h3>\n<p>\ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc758 \uc9c0\ubd84\uc744 \uacc4\uc0b0\ud560 \ub54c\ub294 \ud3c9\uac00\uae30\uc900\uc77c\ubd80\ud130 \uc18c\uae09\ud558\uc5ec 1\ub144 \uc774\ub0b4\uc5d0 \uc591\ub3c4\ud558\uac70\ub098 \uc99d\uc5ec\ud55c \uc8fc\uc2dd\uc744 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc758 \ubcf4\uc720\uc8fc\uc2dd\uc5d0 \ub2e4\uc2dc \ud569\uc0b0\ud569\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c5\ud56d). \uc99d\uc5ec \uc9c1\uc804\uc5d0 \uc9c0\ubd84\uc744 \ucabc\uac1c \ucd5c\ub300\uc8fc\uc8fc \uc9c0\uc704\uc5d0\uc11c \ubc97\uc5b4\ub098\ub824 \ud574\ub3c4 1\ub144 \uc548\uc758 \uc774\ub3d9\ubd84\uc740 \uc9c0\ubd84 \uacc4\uc0b0\uc5d0\uc11c \ub418\uc0b4\uc544\ub0a9\ub2c8\ub2e4.<\/p>\n<h2>\uc6b0\ub9ac \ud68c\uc0ac \uc8fc\uc2dd\uc740 \ud560\uc99d\uc5d0\uc11c \ube60\uc9c0\ub294\uac00<\/h2>\n<p>\uc2dc\ud589\ub839\uc774 \uc815\ud55c 9\uac00\uc9c0 \uc911 \ud558\ub098\uc5d0 \ud574\ub2f9\ud558\uba74 \ud560\uc99d\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c8\ud56d). \uac00\uc7a5 \uba3c\uc800 \ubcfc \uac83\uc740 \ub9c8\uc9c0\ub9c9 9\ud638, \uace7 \ud68c\uc0ac\uac00 \uc911\uc18c\uae30\uc5c5\uc774\ub098 \uc911\uacac\uae30\uc5c5\uc778\uc9c0\uc785\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \ube44\uc0c1\uc7a5 \uac00\uc871\ubc95\uc778\uc740 \uc5ec\uae30\uc11c \ud560\uc99d\uc774 \ube60\uc9d1\ub2c8\ub2e4.<\/p>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\ud638<\/th>\n<th>\ud560\uc99d\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0<\/th>\n<th>\ud655\uc778\ud560 \uc790\ub8cc<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1\ud638<\/td>\n<td>\ud3c9\uac00\uae30\uc900\uc77c\uc774 \uc18d\ud558\ub294 \uc0ac\uc5c5\uc5f0\ub3c4 \uc804 3\ub144 \uc774\ub0b4\uc758 \uc0ac\uc5c5\uc5f0\ub3c4\ubd80\ud130 \uacc4\uc18d\ud558\uc5ec \ubc95\uc778\uc138\ubc95\uc0c1 \uacb0\uc190\uae08\uc774 \uc788\ub294 \uacbd\uc6b0<\/td>\n<td>\uc9c1\uc804 3\uac1c \uc0ac\uc5c5\uc5f0\ub3c4 \uc138\ubb34\uc870\uc815\uacc4\uc0b0\uc11c<\/td>\n<\/tr>\n<tr>\n<td>2\ud638<\/td>\n<td>\ud3c9\uac00\uae30\uc900\uc77c \uc804\ud6c4 6\uac1c\uc6d4(\uc99d\uc5ec\ub294 \uc804 6\uac1c\uc6d4\ubd80\ud130 \ud6c4 3\uac1c\uc6d4\uae4c\uc9c0) \uc548\uc5d0 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc758 \uc8fc\uc2dd\uc774 \uc804\ubd80 \ub9e4\uac01\ub41c \uacbd\uc6b0(\uc2dc\ud589\ub839 \uc81c49\uc870 \uc81c1\ud56d \uc81c1\ud638\uc758 \ub9e4\ub9e4 \uc694\uac74\uc744 \uac16\ucd98 \uacbd\uc6b0\uc5d0 \ud55c\uc815)<\/td>\n<td>\ub9e4\ub9e4\uacc4\uc57d\uc11c\u00b7\ub300\uae08 \uc218\ub839 \ub0b4\uc5ed<\/td>\n<\/tr>\n<tr>\n<td>3\ud638<\/td>\n<td>\ud569\ubcd1\u00b7\uc99d\uc790\u00b7\uac10\uc790\u00b7\ud604\ubb3c\ucd9c\uc790 \ub4f1 \uc790\ubcf8\uac70\ub798\ub85c \uc5bb\uc740 \uc774\uc775\uc744 \uacc4\uc0b0\ud558\ub294 \uacbd\uc6b0(\uc2dc\ud589\ub839 \uc81c28\uc870\ubd80\ud130 \uc81c30\uc870\uae4c\uc9c0)<\/td>\n<td>\uac70\ub798 \uc720\ud615<\/td>\n<\/tr>\n<tr>\n<td>4\ud638<\/td>\n<td>\ud3c9\uac00\ub300\uc0c1 \ubc95\uc778\uc774 \ub2e4\ub978 \ubc95\uc778\uc758 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc774\uc5b4\uc11c \uadf8 \ub2e4\ub978 \ubc95\uc778\uc758 \uc8fc\uc2dd\uc744 \ud3c9\uac00\ud558\ub294 \uacbd\uc6b0<\/td>\n<td>\uc790\ud68c\uc0ac \uc9c0\ubd84 \ud604\ud669<\/td>\n<\/tr>\n<tr>\n<td>5\ud638<\/td>\n<td>\ud3c9\uac00\uae30\uc900\uc77c\ubd80\ud130 \uc18c\uae09\ud558\uc5ec 3\ub144 \uc774\ub0b4\uc5d0 \uc0ac\uc5c5\uc744 \uac1c\uc2dc\ud55c \ubc95\uc778\uc73c\ub85c\uc11c \uc0ac\uc5c5\uac1c\uc2dc \uc0ac\uc5c5\uc5f0\ub3c4\ubd80\ud130 \uc9c1\uc804 \uc0ac\uc5c5\uc5f0\ub3c4\uae4c\uc9c0 \uc601\uc5c5\uc774\uc775\uc774 \ubaa8\ub450 0 \uc774\ud558\uc778 \uacbd\uc6b0<\/td>\n<td>\uc0ac\uc5c5\uac1c\uc2dc\uc77c\u00b7\uc190\uc775\uacc4\uc0b0\uc11c<\/td>\n<\/tr>\n<tr>\n<td>6\ud638<\/td>\n<td>\uc0c1\uc18d\uc138\u00b7\uc99d\uc5ec\uc138 \uc2e0\uace0\uae30\ud55c \uc548\uc5d0 \uadf8 \ubc95\uc778\uc758 \uccad\uc0b0\uc774 \ud655\uc815\ub41c \uacbd\uc6b0<\/td>\n<td>\ud574\uc0b0\u00b7\uccad\uc0b0 \uacb0\uc758 \uc790\ub8cc<\/td>\n<\/tr>\n<tr>\n<td>7\ud638<\/td>\n<td>\ucd5c\ub300\uc8fc\uc8fc\ub4f1 \uc678\uc758 \uc0ac\ub78c\uc774 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc758 \uc8fc\uc2dd\uc744 \uc0c1\uc18d\u00b7\uc99d\uc5ec\ubc1b\uc558\ub294\ub370, \ubc1b\uc740 \ub4a4\uc5d0\ub3c4 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0(\uc0c1\uc99d\ubc95 \uc81c47\uc870 \uc81c2\ud56d\uc758 \uae30\uac04 \uc774\ub0b4)<\/td>\n<td>\uc218\uc99d\uc790\uc758 \uc9c0\ubd84\u00b7\ud2b9\uc218\uad00\uacc4 \uc5ec\ubd80<\/td>\n<\/tr>\n<tr>\n<td>8\ud638<\/td>\n<td>\uba85\uc758\uc2e0\ud0c1 \uc8fc\uc2dd\uc744 \uba85\uc758\uc790\uac00 \uc99d\uc5ec\ubc1b\uc740 \uac83\uc73c\ub85c \ubcf4\ub294 \uacbd\uc6b0(\uc0c1\uc99d\ubc95 \uc81c45\uc870\uc7582)<\/td>\n<td>\uc2e4\uc81c \uc18c\uc720 \uad00\uacc4<\/td>\n<\/tr>\n<tr>\n<td>9\ud638<\/td>\n<td>\uc911\uc18c\uae30\uc5c5\uae30\ubcf8\ubc95\uc0c1 \uc911\uc18c\uae30\uc5c5, \uc9c1\uc804 3\uac1c \uc0ac\uc5c5\uc5f0\ub3c4 \ud3c9\uade0 \ub9e4\ucd9c\uc561 5,000\uc5b5\uc6d0 \ubbf8\ub9cc\uc778 \uc911\uacac\uae30\uc5c5\uc774 \ubc1c\ud589\ud55c \uc8fc\uc2dd<\/td>\n<td>\uc911\uc18c\uae30\uc5c5 \ud655\uc778 \uc790\ub8cc\u00b7\uc190\uc775\uacc4\uc0b0\uc11c 3\ub144\uce58<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\uc911\uc18c\uae30\uc5c5 \ud310\uc815 \uae30\uc900\uc740 \uc911\uc18c\uae30\uc5c5\uae30\ubcf8\ubc95<\/h3>\n<p>\ud560\uc99d\uc5d0\uc11c \ube60\uc9c0\ub294 \uc911\uc18c\uae30\uc5c5\uc740 \u00ab\uc911\uc18c\uae30\uc5c5\uae30\ubcf8\ubc95 \uc81c2\uc870\uc5d0 \ub530\ub978 \uc911\uc18c\uae30\uc5c5\u00bb\uc785\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c6\ud56d). \ubc95\uc778\uc138 \uac10\uba74\uc5d0\uc11c \uc4f0\ub294 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95\uc0c1 \uc911\uc18c\uae30\uc5c5\uacfc \uadfc\uac70 \ubc95\ub960\uc774 \ub2e4\ub974\ubbc0\ub85c, \uac10\uba74 \ud310\uc815 \uacb0\uacfc\ub97c \uadf8\ub300\ub85c \uc62e\uaca8 \uc4f0\uc9c0 \ub9d0\uace0 \uc911\uc18c\uae30\uc5c5\uae30\ubcf8\ubc95 \uae30\uc900\uc73c\ub85c \ub530\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc911\uacac\uae30\uc5c5\uc758 \ub9e4\ucd9c 5,000\uc5b5\uc6d0 \uae30\uc900<\/h3>\n<p>\uc911\uacac\uae30\uc5c5\uc740 \u00ab\uc911\uacac\uae30\uc5c5 \uc131\uc7a5\ucd09\uc9c4 \ubc0f \uacbd\uc7c1\ub825 \uac15\ud654\uc5d0 \uad00\ud55c \ud2b9\ubcc4\ubc95\u00bb \uc81c2\uc870\uc758 \uc911\uacac\uae30\uc5c5\uc73c\ub85c\uc11c, \ud3c9\uac00\uae30\uc900\uc77c\uc774 \uc18d\ud558\ub294 \uc0ac\uc5c5\uc5f0\ub3c4\uc758 \uc9c1\uc804 3\uac1c \uc0ac\uc5c5\uc5f0\ub3c4 \ub9e4\ucd9c\uc561 \ud3c9\uade0\uc774 5,000\uc5b5\uc6d0 \ubbf8\ub9cc\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c7\ud56d). \ub9e4\ucd9c\uc561\uc740 \uae30\uc5c5\ud68c\uacc4\uae30\uc900 \uc190\uc775\uacc4\uc0b0\uc11c\uc0c1 \ub9e4\ucd9c\uc561\uc774\uace0, 1\ub144 \ubbf8\ub9cc \uc0ac\uc5c5\uc5f0\ub3c4\ub294 1\ub144\uc73c\ub85c \ud658\uc0b0\ud569\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5\uc744 \ub9c9 \uc878\uc5c5\ud55c \ud68c\uc0ac\ub3c4 \uc774 \uae30\uc900 \uc548\uc774\uba74 \ud560\uc99d\uc774 \ube60\uc9d1\ub2c8\ub2e4.<\/p>\n<h3>\uacb0\uc190 \ubc95\uc778\uacfc \uc2e0\uc124 \ubc95\uc778\uc758 \uc608\uc678<\/h3>\n<p>1\ud638\ub294 3\ub144 \uc774\ub0b4 \uc0ac\uc5c5\uc5f0\ub3c4\ubd80\ud130 \uacc4\uc18d \uacb0\uc190\uae08\uc774 \uc788\uc5b4\uc57c \ud558\ubbc0\ub85c \uc911\uac04\uc5d0 \ud55c \ud574\ub77c\ub3c4 \uc774\uc775\uc744 \ub0c8\ub2e4\uba74 \ud574\ub2f9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. 5\ud638\ub294 \uc0ac\uc5c5\uac1c\uc2dc 3\ub144 \uc774\ub0b4 \ubc95\uc778 \uc911 \uc601\uc5c5\uc774\uc775\uc774 \ud55c \ubc88\ub3c4 0\uc744 \ub118\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uc785\ub2c8\ub2e4. 1\ud638\ub294 \ubc95\uc778\uc138\ubc95\uc0c1 \uacb0\uc190\uae08, 5\ud638\ub294 \uae30\uc5c5\ud68c\uacc4\uae30\uc900 \uc601\uc5c5\uc774\uc775\uc744 \ubcf4\ubbc0\ub85c \uae30\uc900 \uc22b\uc790\uac00 \uc11c\ub85c \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<h3>\uac70\ub798 \uc0ac\uc815\uc5d0 \ub530\ub978 \uc608\uc678<\/h3>\n<p>2\ud638\u00b76\ud638\u00b77\ud638\u00b78\ud638\ub294 \ud68c\uc0ac \uaddc\ubaa8\uc640 \ubb34\uad00\ud558\uac8c \uac70\ub798\uc758 \uc0ac\uc815\uc73c\ub85c \ud560\uc99d\uc774 \ube60\uc9c0\ub294 \uacbd\uc6b0\uc785\ub2c8\ub2e4. \ud2b9\ud788 7\ud638\ub294 \ucd5c\ub300\uc8fc\uc8fc \uac00\uc871\uc774 \uc544\ub2cc \uc0ac\ub78c\uc774 \uc8fc\uc2dd\uc744 \ubc1b\uc544\ub3c4 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc774 \ub418\uc9c0 \uc54a\ub294 \uacbd\uc6b0\ub77c, \uac19\uc740 \uc8fc\uc2dd\uc774\ub77c\ub3c4 \ub204\uad6c\uc5d0\uac8c \ub118\uae30\ub290\ub0d0\uc5d0 \ub530\ub77c \ud560\uc99d \uc5ec\ubd80\uac00 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<h2>\uc99d\uc5ec\uac00 \uc544\ub2c8\ub77c \uc591\ub3c4\ud560 \ub54c\ub3c4 \ud560\uc99d\uc774 \ubd99\ub294\uac00<\/h2>\n<p>\ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc774\ub77c\uba74 \ubd99\uc2b5\ub2c8\ub2e4. \ud2b9\uc218\uad00\uacc4\uc778\uc5d0\uac8c \ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc744 \uc2dc\uac00\ubcf4\ub2e4 \ub0ae\uac8c \uc591\ub3c4\ud588\ub294\uc9c0 \ud310\ub2e8\ud560 \ub54c \uc4f0\ub294 \uc2dc\uac00\ub294 \uc0c1\uc99d\ubc95 \uc81c60\uc870\ubd80\ud130 \uc81c66\uc870\uae4c\uc9c0\uc640 \uac19\uc740 \ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \ub4f1\uc744 \uc900\uc6a9\ud574 \ud3c9\uac00\ud55c \uac00\uc561\uc785\ub2c8\ub2e4(\uc18c\ub4dd\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c167\uc870 \uc81c5\ud56d). \uc0c1\uc99d\ubc95 \uc81c63\uc870 \uc81c3\ud56d\uc758 \ud560\uc99d\uc774 \uc774 \ubc94\uc704\uc5d0 \ub4e4\uc5b4 \uc788\uc73c\ubbc0\ub85c, \uac00\uc871 \uac04 \uc591\ub3c4\uc5d0\uc11c\ub3c4 \ud560\uc99d \ub300\uc0c1 \uc8fc\uc2dd\uc740 20%\ub97c \ub354\ud55c \uac12\uc774 \uc2dc\uac00\uac00 \ub429\ub2c8\ub2e4. \uc0c1\uc7a5\uc8fc\uc2dd\uc740 \uc774\uc640 \ub2ec\ub9ac \ubc95\uc778\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c89\uc870 \uc81c1\ud56d\uc758 \uc2dc\uac00\ub97c \uc4f0\uace0, 3\uc5b5\uc6d0\u00b75% \uae30\uc900\ub3c4 \uc801\uc6a9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4(\uc18c\ub4dd\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c167\uc870 \uc81c7\ud56d).<\/p>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\uac70\ub798<\/th>\n<th>\ud560\uc99d \uc801\uc6a9<\/th>\n<th>\uadfc\uac70<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc0c1\uc18d\u00b7\uc99d\uc5ec \uc7ac\uc0b0 \ud3c9\uac00<\/td>\n<td>\uc801\uc6a9(\uc81c\uc678 \uc0ac\uc720 9\uac00\uc9c0\ub294 \ube60\uc9d0)<\/td>\n<td>\uc0c1\uc99d\ubc95 \uc81c63\uc870 \uc81c3\ud56d<\/td>\n<\/tr>\n<tr>\n<td>\uac1c\uc778\uc774 \ud2b9\uc218\uad00\uacc4\uc778\uc5d0\uac8c \ube44\uc0c1\uc7a5\uc8fc\uc2dd \uc591\ub3c4(\uc591\ub3c4\uc18c\ub4dd \ubd80\ub2f9\ud589\uc704 \ud310\ub2e8)<\/td>\n<td>\uc801\uc6a9<\/td>\n<td>\uc18c\ub4dd\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c167\uc870 \uc81c5\ud56d<\/td>\n<\/tr>\n<tr>\n<td>\ud2b9\uc218\uad00\uacc4\uc778 \uac04 \uc800\uac00 \uc591\uc218\u00b7\uace0\uac00 \uc591\ub3c4 \uc99d\uc5ec<\/td>\n<td>\uc801\uc6a9(\uc2dc\uac00\ub97c \uc0c1\uc99d\ubc95 \ud3c9\uac00 \uaddc\uc815\uc73c\ub85c \uc815\ud568)<\/td>\n<td>\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c26\uc870 \uc81c2\ud56d \uc81c1\ud638<\/td>\n<\/tr>\n<tr>\n<td>\ubc95\uc778\uacfc \ud2b9\uc218\uad00\uacc4\uc778 \uac04 \ube44\uc0c1\uc7a5\uc8fc\uc2dd \uac70\ub798(\ubc95\uc778\uc138 \ubd80\ub2f9\ud589\uc704 \ud310\ub2e8)<\/td>\n<td>\uc801\uc6a9<\/td>\n<td>\ubc95\uc778\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c89\uc870 \uc81c2\ud56d \uc81c2\ud638<\/td>\n<\/tr>\n<tr>\n<td>\uc0c1\uc7a5\uc8fc\uc2dd \uc7a5\uc678\u00b7\ub300\ub7c9\ub9e4\ub9e4\ub85c \uacbd\uc601\uad8c\uc774 \uc0ac\uc2e4\uc0c1 \ub118\uc5b4\uac00\ub294 \uac70\ub798<\/td>\n<td>\uac70\ub798\uc18c \ucd5c\uc885\uc2dc\uc138\uac00\uc561\uc5d0 20% \uac00\uc0b0<\/td>\n<td>\ubc95\uc778\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c89\uc870 \uc81c1\ud56d \ub2e8\uc11c<\/td>\n<\/tr>\n<tr>\n<td>\ud569\ubcd1\u00b7\uc99d\uc790\u00b7\uac10\uc790\u00b7\ud604\ubb3c\ucd9c\uc790 \ub4f1\uc758 \uc99d\uc5ec\uc774\uc775 \uacc4\uc0b0<\/td>\n<td>\uc801\uc6a9\ud558\uc9c0 \uc54a\uc74c<\/td>\n<td>\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c8\ud56d \uc81c3\ud638<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\uac00\uc871 \uac04 \uc591\ub3c4\uc758 \ubd80\ub2f9\ud589\uc704 \ud310\ub2e8<\/h3>\n<p>\ud2b9\uc218\uad00\uacc4\uc778\uc5d0\uac8c \uc2dc\uac00\ubcf4\ub2e4 \ub0ae\uc740 \uac00\uaca9\uc73c\ub85c \uc591\ub3c4\ud558\uace0 \uc2dc\uac00\uc640 \uac70\ub798\uac00\uc561\uc758 \ucc28\uc561\uc774 3\uc5b5\uc6d0 \uc774\uc0c1\uc774\uac70\ub098 \uc2dc\uac00\uc758 100\ubd84\uc758 5 \uc774\uc0c1\uc774\uba74, \uc591\ub3c4\uac00\uc561\uc744 \uc2dc\uac00\ub85c \ub2e4\uc2dc \uacc4\uc0b0\ud569\ub2c8\ub2e4(\uc18c\ub4dd\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c167\uc870 \uc81c3\ud56d\u00b7\uc81c4\ud56d). \ud560\uc99d\uc73c\ub85c \uc2dc\uac00\uac00 20% \uc62c\ub77c\uac00\uba74 \uc774 5% \uae30\uc900\uc744 \ub118\uae30\uae30\uac00 \uadf8\ub9cc\ud07c \uc26c\uc6cc\uc9d1\ub2c8\ub2e4.<\/p>\n<h3>\uc0ac\ub294 \ucabd\uc758 \uc99d\uc5ec\uc138<\/h3>\n<p>\ud2b9\uc218\uad00\uacc4\uc778 \uac04 \uc800\uac00 \uc591\uc218\ub85c \uc0ac\ub294 \ucabd\uc5d0 \uc99d\uc5ec\uc138\uac00 \ubd99\ub294 \uae30\uc900\uae08\uc561\uc740 \uc2dc\uac00\uc758 100\ubd84\uc758 30\uacfc 3\uc5b5\uc6d0 \uc911 \uc801\uc740 \uae08\uc561\uc785\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc81c35\uc870 \uc81c1\ud56d, \uc2dc\ud589\ub839 \uc81c26\uc870 \uc81c2\ud56d). \uc774\ub54c \uc2dc\uac00\ub3c4 \uc0c1\uc99d\ubc95 \uc81c60\uc870\ubd80\ud130 \uc81c66\uc870\uae4c\uc9c0\ub85c \ud3c9\uac00\ud55c \uac00\uc561\uc774\ubbc0\ub85c \ud560\uc99d\uc774 \ub4e4\uc5b4\uac11\ub2c8\ub2e4. \uc99d\uc5ec\uc7ac\uc0b0\uac00\uc561\uc740 \uc2dc\uac00\uc640 \ub300\uac00\uc758 \ucc28\uc561\uc5d0\uc11c \uae30\uc900\uae08\uc561\uc744 \ube80 \uae08\uc561\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ubc95\uc778\uacfc\uc758 \uac70\ub798\uc640 \uc0c1\uc7a5\uc8fc\uc2dd<\/h3>\n<p>\ubc95\uc778\uc774 \ud2b9\uc218\uad00\uacc4\uc778\uacfc \ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc744 \uc0ac\uace0\ud314 \ub54c \uc2dc\uac00\uac00 \ubd88\ubd84\uba85\ud558\uba74 \uc0c1\uc99d\ubc95 \uc81c61\uc870\ubd80\ud130 \uc81c66\uc870\uae4c\uc9c0\ub97c \uc900\uc6a9\ud574 \ud3c9\uac00\ud558\ubbc0\ub85c(\ubc95\uc778\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c89\uc870 \uc81c2\ud56d \uc81c2\ud638) \ud560\uc99d\uc774 \ud568\uaed8 \ub4e4\uc5b4\uac11\ub2c8\ub2e4. \uc0c1\uc7a5\uc8fc\uc2dd\uc744 \uc7a5\uc678\uc5d0\uc11c \uac70\ub798\ud558\uba74\uc11c \uacbd\uc601\uad8c\uc774 \uc0ac\uc2e4\uc0c1 \ub118\uc5b4\uac00\uba74 \uadf8\ub0a0 \uac70\ub798\uc18c \ucd5c\uc885\uc2dc\uc138\uac00\uc561\uc5d0 100\ubd84\uc758 20\uc744 \ub354\ud558\ub418, \uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c8\ud56d \uac01 \ud638\uc5d0 \ud574\ub2f9\ud558\ub294 \uc8fc\uc2dd\uc740 \ube60\uc9d1\ub2c8\ub2e4(\ubc95\uc778\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c89\uc870 \uc81c1\ud56d \ub2e8\uc11c).<\/p>\n<h3>\uc790\ubcf8\uac70\ub798 \uc774\uc775 \uacc4\uc0b0\uc758 \uc81c\uc678<\/h3>\n<p>\ud569\ubcd1\u00b7\uc99d\uc790\u00b7\uac10\uc790\u00b7\ud604\ubb3c\ucd9c\uc790 \ub4f1\uc73c\ub85c \uc8fc\uc8fc \uc0ac\uc774\uc5d0 \uc62e\uaca8 \uac04 \uc774\uc775\uc744 \uacc4\uc0b0\ud560 \ub54c\ub294 \ud560\uc99d\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c8\ud56d \uc81c3\ud638). \uac19\uc740 \ud68c\uc0ac \uc8fc\uc2dd\uc774\ub77c\ub3c4 \uc99d\uc5ec \ud3c9\uac00\uc5d0\ub294 20%\uac00 \ubd99\uace0, \uc720\uc0c1\uc99d\uc790 \uc99d\uc5ec\uc774\uc775 \uacc4\uc0b0\uc5d0\uc11c\ub294 \ubd99\uc9c0 \uc54a\ub294 \uc77c\uc774 \uc0dd\uae41\ub2c8\ub2e4.<\/p>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/B_choedaejuju_haljeung_sunseo.png\" alt=\"\ucd5c\ub300\uc8fc\uc8fc \ud560\uc99d \ud310\ub2e8 \uc21c\uc11c\ub85c, \ud68c\uc0ac\uac00 \uc911\uc18c\uae30\uc5c5\uc774\uac70\ub098 \uc9c1\uc804 3\ub144 \ud3c9\uade0 \ub9e4\ucd9c 5\ucc9c\uc5b5\uc6d0 \ubbf8\ub9cc \uc911\uacac\uae30\uc5c5\uc774\uba74 \ud560\uc99d\ud558\uc9c0 \uc54a\uace0, \uc544\ub2c8\uba74 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0, \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c8\ud56d\uc758 \uc81c\uc678 \uc0ac\uc720\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0, \uc790\ubcf8\uac70\ub798 \uc774\uc775 \uacc4\uc0b0\uc778\uc9c0\ub97c \ucc28\ub840\ub85c \ud655\uc778\ud55c \ub4a4 \ub0a8\ub294 \uacbd\uc6b0\uc5d0\ub9cc \ud3c9\uac00\uc561\uc5d0 20\ud37c\uc13c\ud2b8\ub97c \ub354\ud55c\ub2e4\ub294 \ud750\ub984 \uadf8\ub9bc\" class=\"wp-image-7050\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/B_choedaejuju_haljeung_sunseo.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/B_choedaejuju_haljeung_sunseo-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/B_choedaejuju_haljeung_sunseo-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/B_choedaejuju_haljeung_sunseo-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">\ud68c\uc0ac \uaddc\ubaa8, \uc8fc\uc8fc \uc9c0\uc704, \uc81c\uc678 \uc0ac\uc720, \uac70\ub798 \uc720\ud615\uc744 \ucc28\ub840\ub85c \ud655\uc778\ud558\uace0 \ub124 \ub2e8\uacc4\ub97c \ubaa8\ub450 \uc9c0\ub098\uc57c 20%\uac00 \ub354\ud574\uc9d1\ub2c8\ub2e4.<\/figcaption><\/figure>\n<h2>\ud560\uc99d 20%\uac00 \ubd99\uc73c\uba74 \uc138\uae08 \uacb0\uacfc\ub294 \uc5bc\ub9c8\ub098 \ub2ec\ub77c\uc9c0\ub098<\/h2>\n<p>\uac19\uc740 \uac00\uaca9\uc758 \uac70\ub798\ub77c\ub3c4 \ud560\uc99d \uc5ec\ubd80\uc5d0 \ub530\ub77c \ubd80\ub2f9\ud589\uc704\u00b7\uc99d\uc5ec\uc138 \ud310\uc815\uc774 \ub4a4\ubc14\ub01d\ub2c8\ub2e4. \uc544\ub798\ub294 \uc544\ubc84\uc9c0\uac00 \uc131\ub144 \uc790\ub140\uc5d0\uac8c \ube44\uc0c1\uc7a5\uc8fc\uc2dd 2\ub9cc\uc8fc\ub97c \uc591\ub3c4\ud558\ub294 \uacbd\uc6b0\uc785\ub2c8\ub2e4. 1\uc8fc\ub2f9 \ubcf4\ucda9\uc801 \ud3c9\uac00\uc561\uc740 5\ub9cc\uc6d0\uc774\uace0, \ud3c9\uac00\uae30\uac04 \uc548\uc5d0 \ub9e4\ub9e4\uc0ac\ub840\uac00\uc561\uc740 \uc5c6\ub2e4\uace0 \uac00\uc815\ud569\ub2c8\ub2e4. \uc544\ubc84\uc9c0\ub294 \ucd5c\ub300\uc8fc\uc8fc\uc774\uace0, \ud560\uc99d \ub300\uc0c1 \ubc95\uc778\uc740 \uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5\uc774 \uc544\ub2c8\uba70 \uc81c\uc678 \uc0ac\uc720\uc5d0\ub3c4 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \uac00\uc815\ud569\ub2c8\ub2e4.<\/p>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc911\uc18c\uae30\uc5c5(\ud560\uc99d \uc5c6\uc74c)<\/th>\n<th>\ud560\uc99d \ub300\uc0c1 \ubc95\uc778<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc138\ubc95\uc0c1 \uc2dc\uac00(2\ub9cc\uc8fc)<\/td>\n<td>10\uc5b5\uc6d0<\/td>\n<td>12\uc5b5\uc6d0(10\uc5b5\uc6d0 \u00d7 1.2)<\/td>\n<\/tr>\n<tr>\n<td>\u2460 1\uc8fc 4\ub9cc\uc6d0(8\uc5b5\uc6d0)\uc5d0 \uc591\ub3c4 \u00b7 \uc544\ubc84\uc9c0 \uc591\ub3c4\uc18c\ub4dd\uc138<\/td>\n<td>\ucc28\uc561 2\uc5b5\uc6d0 \u2265 \uc2dc\uac00\uc758 5%(5,000\ub9cc\uc6d0) \u2192 \uc591\ub3c4\uac00\uc561 10\uc5b5\uc6d0\uc73c\ub85c \uc7ac\uacc4\uc0b0<\/td>\n<td>\ucc28\uc561 4\uc5b5\uc6d0 \u2265 3\uc5b5\uc6d0 \u2192 \uc591\ub3c4\uac00\uc561 12\uc5b5\uc6d0\uc73c\ub85c \uc7ac\uacc4\uc0b0<\/td>\n<\/tr>\n<tr>\n<td>\u2460 \uc790\ub140 \uc99d\uc5ec\uc138(\uae30\uc900\uae08\uc561 = \uc2dc\uac00 30%\uc640 3\uc5b5\uc6d0 \uc911 \uc801\uc740 \uae08\uc561)<\/td>\n<td>\uae30\uc900\uae08\uc561 3\uc5b5\uc6d0 &gt; \ucc28\uc561 2\uc5b5\uc6d0 \u2192 \uacfc\uc138 \uc5c6\uc74c<\/td>\n<td>\uae30\uc900\uae08\uc561 3\uc5b5\uc6d0, \ucc28\uc561 4\uc5b5\uc6d0 \u2192 \uc99d\uc5ec\uc7ac\uc0b0\uac00\uc561 1\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\u2461 1\uc8fc 5\ub9cc 2\ucc9c\uc6d0(10\uc5b5 4\ucc9c\ub9cc\uc6d0)\uc5d0 \uc591\ub3c4 \u00b7 \uc544\ubc84\uc9c0 \uc591\ub3c4\uc18c\ub4dd\uc138<\/td>\n<td>\uac70\ub798\uac00\uac00 \uc2dc\uac00\ubcf4\ub2e4 \ub192\uc74c \u2192 \uc800\uac00 \uc591\ub3c4 \uc544\ub2d8<\/td>\n<td>\ucc28\uc561 1\uc5b5 6\ucc9c\ub9cc\uc6d0 \u2265 \uc2dc\uac00\uc758 5%(6,000\ub9cc\uc6d0) \u2192 \uc591\ub3c4\uac00\uc561 12\uc5b5\uc6d0\uc73c\ub85c \uc7ac\uacc4\uc0b0<\/td>\n<\/tr>\n<tr>\n<td>\u2461 \uc790\ub140 \uc99d\uc5ec\uc138<\/td>\n<td>\uc800\uac00 \uc591\uc218 \uc544\ub2d8<\/td>\n<td>\uae30\uc900\uae08\uc561 3\uc5b5\uc6d0 &gt; \ucc28\uc561 1\uc5b5 6\ucc9c\ub9cc\uc6d0 \u2192 \uacfc\uc138 \uc5c6\uc74c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u2460\uc5d0\uc11c \ud560\uc99d \ub300\uc0c1 \ubc95\uc778\uc774\uba74 \uc544\ubc84\uc9c0\uc758 \uc591\ub3c4\uac00\uc561\uc774 2\uc5b5\uc6d0 \ub354 \uc62c\ub77c\uac00\uace0(10\uc5b5\uc6d0 \u2192 12\uc5b5\uc6d0), \uc790\ub140\uc5d0\uac8c\ub294 1\uc5b5\uc6d0\uc758 \uc99d\uc5ec\uc7ac\uc0b0\uac00\uc561\uc774 \uc0c8\ub85c \uc0dd\uae41\ub2c8\ub2e4. \u2461\ub294 \uc911\uc18c\uae30\uc5c5\uc774\uc5c8\ub2e4\uba74 \uc544\ubb34 \ubb38\uc81c\uac00 \uc5c6\ub294 \uac00\uaca9\uc778\ub370, \ud560\uc99d \ub300\uc0c1 \ubc95\uc778\uc774\uba74 \uc544\ubc84\uc9c0 \ucabd \ubd80\ub2f9\ud589\uc704 \ud310\uc815\uc774 \uc0c8\ub85c \uc801\uc6a9\ub429\ub2c8\ub2e4. \ud560\uc99d \uc5ec\ubd80\ub97c \ud655\uc778\ud558\uc9c0 \uc54a\uace0 \u00ab\ud3c9\uac00\uc561\ubcf4\ub2e4 \uc870\uae08 \ub192\uac8c \uc0ac\uba74 \uc548\uc804\ud558\ub2e4\u00bb\uace0 \ud310\ub2e8\ud558\uba74 \ub418\ub808 \u2461\uc640 \uac19\uc740 \uacb0\uacfc\uac00 \ub098\uc635\ub2c8\ub2e4.<\/p>\n<h3>\ubcf4\ucda9\uc801 \ud3c9\uac00\uc561\ubcf4\ub2e4 \ub192\uc740 \uac00\uaca9\uc758 \ubd80\ub2f9\ud589\uc704 \ud574\ub2f9 \uac00\ub2a5\uc131<\/h3>\n<p>\u2461\uc758 1\uc8fc 5\ub9cc 2\ucc9c\uc6d0\uc740 \ubcf4\ucda9\uc801 \ud3c9\uac00\uc561 5\ub9cc\uc6d0\ubcf4\ub2e4 \ub192\uc9c0\ub9cc, \ud560\uc99d\uc744 \ub354\ud55c \uc2dc\uac00 6\ub9cc\uc6d0\ubcf4\ub2e4\ub294 \ub0ae\uc2b5\ub2c8\ub2e4. \ud560\uc99d \ub300\uc0c1 \ubc95\uc778\uc758 \ucd5c\ub300\uc8fc\uc8fc\uac00 \uac00\uc871\uc5d0\uac8c \uc8fc\uc2dd\uc744 \ub118\uae38 \ub54c\ub294 \ubcf4\ucda9\uc801 \ud3c9\uac00\uc561\uc774 \uc544\ub2c8\ub77c 20%\ub97c \ub354\ud55c \uac12\uc744 \uae30\uc900\uc73c\ub85c \uac00\uaca9\uc744 \uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc138\uc728 \uad6c\uac04 \uc0c1\uc2b9<\/h3>\n<p>\uc0c1\uc18d\u00b7\uc99d\uc5ec\uc5d0\uc11c\ub294 \ud3c9\uac00\uc561\uc774 20% \uc624\ub978 \ub9cc\ud07c \uacfc\uc138\ud45c\uc900\uc774 \ucee4\uc838 \uc138\uc728 \uad6c\uac04\uc774 \ud55c \ub2e8\uacc4 \uc62c\ub77c\uac00\ub294 \uc77c\ub3c4 \uc0dd\uae41\ub2c8\ub2e4. \uc99d\uc5ec\uc138 \uacc4\uc0b0 \uc804\uccb4 \ud750\ub984\uacfc \uacf5\uc81c\ub294 <a href=\"\/insights\/jusik-jeungyeose-pyeongga-haljeung\/\">\uc8fc\uc2dd\uc99d\uc5ec\uc138 \ud560\uc99d\u00b7\uacf5\uc81c \uae00<\/a>\uc5d0 \uc608\uc2dc\ub85c \uc815\ub9ac\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"740\" src=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/A_choedaejuju_haljeung_sinario.png\" alt=\"\ubcf4\ucda9\uc801 \ud3c9\uac00\uc561 1\uc8fc 5\ub9cc\uc6d0\uc778 \ube44\uc0c1\uc7a5\uc8fc\uc2dd 2\ub9cc\uc8fc\ub97c \uc544\ubc84\uc9c0\uac00 \uc790\ub140\uc5d0\uac8c \uc591\ub3c4\ud560 \ub54c, \uc911\uc18c\uae30\uc5c5\uc774\uba74 \uc2dc\uac00 10\uc5b5\uc6d0, \ud560\uc99d \ub300\uc0c1 \ubc95\uc778\uc774\uba74 \uc2dc\uac00 12\uc5b5\uc6d0\uc774 \ub418\uc5b4, 1\uc8fc 4\ub9cc\uc6d0 \uc591\ub3c4 \uc2dc \uc790\ub140 \uc99d\uc5ec\uc7ac\uc0b0\uac00\uc561\uc774 0\uc6d0\uc5d0\uc11c 1\uc5b5\uc6d0\uc73c\ub85c, 1\uc8fc 5\ub9cc 2\ucc9c\uc6d0 \uc591\ub3c4 \uc2dc \uc544\ubc84\uc9c0 \uc591\ub3c4\uc18c\ub4dd \ubd80\ub2f9\ud589\uc704\uac00 \ud574\ub2f9 \uc5c6\uc74c\uc5d0\uc11c \ud574\ub2f9\uc73c\ub85c \ubc14\ub00c\ub294 \ube44\uad50 \uadf8\ub9bc\" class=\"wp-image-7051\" srcset=\"https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/A_choedaejuju_haljeung_sinario.png 1200w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/A_choedaejuju_haljeung_sinario-300x185.png 300w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/A_choedaejuju_haljeung_sinario-1024x631.png 1024w, https:\/\/hoantax.co.kr\/insights\/wp-content\/uploads\/2026\/11\/A_choedaejuju_haljeung_sinario-768x474.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">\uac19\uc740 \uac00\uaca9\uc758 \uc591\ub3c4\ub77c\ub3c4 \ud560\uc99d \ub300\uc0c1 \ubc95\uc778\uc774\uba74 \uc2dc\uac00\uac00 12\uc5b5\uc6d0\uc774 \ub418\uc5b4 \ubd80\ub2f9\ud589\uc704\u00b7\uc99d\uc5ec\uc138 \ud310\uc815\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4(\uac00\uc815 \uc608\uc2dc).<\/figcaption><\/figure>\n<h2>\uc815\ub9ac \u00b7 \uc0c1\ud669\ubcc4\ub85c \uba3c\uc800 \ud655\uc778\ud560 \ud56d\ubaa9<\/h2>\n<p>\uc0c1\ub2f4\uc2e4\uc5d0\uc11c\ub294 \ud68c\uc0ac\uac00 \ucee4\uc838 \uc911\uc18c\uae30\uc5c5 \ubc94\uc704\ub97c \ubc97\uc5b4\ub0ac\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubaa8\ub978 \ucc44 \uc608\uc804 \ubc29\uc2dd\ub300\ub85c \ud3c9\uac00\uc561\uc744 \uc7a1\ub294 \uacbd\uc6b0\uc640, \uc9c0\ubd84\uc744 \ub098\ub204\uba74 \ud560\uc99d\uc774 \uc0ac\ub77c\uc9c4\ub2e4\uace0 \uae30\ub300\ud558\ub294 \uacbd\uc6b0\ub97c \ud568\uaed8 \ubd05\ub2c8\ub2e4. \uc8fc\uc2dd\uc744 \uc5b4\ub5bb\uac8c \ub118\uae30\ub824\ub294\uc9c0\uc5d0 \ub530\ub77c \uba3c\uc800 \ubcfc \ud56d\ubaa9\uc774 \uc815\ud574\uc9c0\ubbc0\ub85c, \uc544\ub798 \ud45c\uc758 \uc21c\uc11c\ub300\ub85c \ucc28\uadfc\ucc28\uadfc \ub300\uc870\ud558\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n<table class=\"compare\">\n<thead>\n<tr>\n<th>\uc720\ud615<\/th>\n<th>\uc0c1\ud669<\/th>\n<th>\uba3c\uc800 \ud655\uc778\ud560 \uac83<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>A. \uc790\ub140\uc5d0\uac8c \uc99d\uc5ec\u00b7\uc0c1\uc18d<\/td>\n<td>\ub9e4\ucd9c\uc774 \ucee4\uc9c4 \ube44\uc0c1\uc7a5\ubc95\uc778<\/td>\n<td>\uc911\uc18c\uae30\uc5c5\uae30\ubcf8\ubc95\uc0c1 \uc911\uc18c\uae30\uc5c5\uc778\uc9c0, \uc9c1\uc804 3\ub144 \ud3c9\uade0 \ub9e4\ucd9c 5,000\uc5b5\uc6d0 \ubbf8\ub9cc \uc911\uacac\uae30\uc5c5\uc778\uc9c0<\/td>\n<\/tr>\n<tr>\n<td>B. \uac00\uc871\uc5d0\uac8c \uc591\ub3c4<\/td>\n<td>\ubcf4\ucda9\uc801 \ud3c9\uac00\uc561 \uadfc\ucc98 \uac00\uaca9\uc73c\ub85c \uacc4\ud68d<\/td>\n<td>\ud560\uc99d \ub300\uc0c1\uc774\uba74 20%\ub97c \ub354\ud55c \uc2dc\uac00\uc640\uc758 \ucc28\uc561\uc774 3\uc5b5\uc6d0 \ub610\ub294 5% \uae30\uc900\uc744 \ub118\ub294\uc9c0<\/td>\n<\/tr>\n<tr>\n<td>C. \uc9c0\ubd84 \ubd84\uc0b0 \ud6c4 \uc99d\uc5ec<\/td>\n<td>\ucd5c\ub300\uc8fc\uc8fc\uc5d0\uc11c \ubc97\uc5b4\ub098\ub824\uace0 \uc9c0\ubd84 \uc774\uc804<\/td>\n<td>\ud3c9\uac00\uae30\uc900\uc77c \uc804 1\ub144 \uc548\uc758 \uc591\ub3c4\u00b7\uc99d\uc5ec\ubd84\uc774 \ud569\uc0b0\ub418\ub294\uc9c0<\/td>\n<\/tr>\n<tr>\n<td>D. \uc801\uc790\u00b7\uc2e0\uc124 \ubc95\uc778<\/td>\n<td>\ucd5c\uadfc \uacb0\uc190\uc774\ub098 \uc601\uc5c5\uc190\uc2e4<\/td>\n<td>3\ub144 \uc5f0\uc18d \uacb0\uc190\uae08(1\ud638) \ub610\ub294 \uc0ac\uc5c5\uac1c\uc2dc 3\ub144 \uc774\ub0b4 \uc601\uc5c5\uc774\uc775 0 \uc774\ud558(5\ud638)\uc778\uc9c0<\/td>\n<\/tr>\n<tr>\n<td>E. \uc99d\uc790\u00b7\uac10\uc790\u00b7\ud569\ubcd1<\/td>\n<td>\uc790\ubcf8\uac70\ub798 \uc99d\uc5ec\uc774\uc775 \uacc4\uc0b0<\/td>\n<td>\uc81c3\ud638\uc5d0 \ub530\ub77c \ud560\uc99d \uc5c6\uc774 \uacc4\uc0b0\ud588\ub294\uc9c0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"hoan-box hoan-box--prac\">\n<p class=\"vs-t\"><strong>\uacb0\ub860<\/strong><\/p>\n<p>\ud68c\uc0ac\uac00 \uc911\uc18c\uae30\uc5c5\uc774\uac70\ub098 \uc9c1\uc804 3\ub144 \ud3c9\uade0 \ub9e4\ucd9c 5,000\uc5b5\uc6d0 \ubbf8\ub9cc \uc911\uacac\uae30\uc5c5\uc774\ub77c\uba74 \ucd5c\ub300\uc8fc\uc8fc \uc9c0\ubd84\uc774\ub77c\ub3c4 20% \ud560\uc99d\uc740 \ubd99\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n  \uadf8 \ubc94\uc704\ub97c \ubc97\uc5b4\ub09c \ud68c\uc0ac\uc758 \ucd5c\ub300\uc8fc\uc8fc \ucabd \uc9c0\ubd84\uc744 \uc99d\uc5ec\u00b7\uc0c1\uc18d\ud558\uac70\ub098 \uac00\uc871\uc5d0\uac8c \uc591\ub3c4\ud55c\ub2e4\uba74, 20%\ub97c \ub354\ud55c \uac12\uc744 \uc2dc\uac00\ub85c \ub193\uace0 \uc138\uae08\uacfc \uac70\ub798\uac00\uaca9\uc744 \uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<br \/>\n  \uc9c0\ubd84\uc744 \ucabc\uac1c \ud560\uc99d\uc744 \ud53c\ud558\ub824\ub294 \uacc4\ud68d\uc774\ub77c\uba74 1\ub144 \uc18c\uae09 \ud569\uc0b0 \ub54c\ubb38\uc5d0 \uc9c1\uc804 \uc774\ub3d9\uc740 \ud6a8\uacfc\uac00 \uc5c6\ub2e4\ub294 \uc810\uc744 \uba3c\uc800 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p class=\"hoan-consult\"><strong>\uc9c0\ubd84 \uc774\uc804\uc744 \uc55e\ub450\uace0 \uc788\ub2e4\uba74, \uc2e0\uace0\ub098 \uacc4\uc57d \uc804\uc5d0 \ud68c\uc0ac \uaddc\ubaa8\uc640 \uc81c\uc678 \uc0ac\uc720\ubd80\ud130 \ud655\uc778\ud574 \ub450\uc2dc\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/strong><\/p>\n<p>  <a class=\"hoan-cta-btn\" href=\"\/insights\/contact\/\">1:1 \uc0c1\ub2f4 \uc2e0\uccad \u2192<\/a>\n<\/div>\n<h2>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div class=\"hoan-faq\">\n<details>\n<summary>\uc9c0\ubd84\uc774 50% \ubbf8\ub9cc\uc774\uc5b4\ub3c4 \ucd5c\ub300\uc8fc\uc8fc \ud560\uc99d\uc774 \ubd99\ub098\uc694?<\/summary>\n<p>\ubd99\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud604\ud589 \uc0c1\uc99d\ubc95 \uc81c63\uc870 \uc81c3\ud56d\uc5d0\ub294 \uc9c0\ubd84\uc728 \ud558\ud55c\uc774 \uc5c6\uace0, \ud2b9\uc218\uad00\uacc4\uc778 \uc9c0\ubd84\uc744 \ud569\uccd0 \uac00\uc7a5 \ub9ce\uc740 \uc8fc\uc2dd\uc744 \uac00\uc9c4 \uc8fc\uc8fc \ucabd\uc774\uba74 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \ub2e4\ub9cc \ud68c\uc0ac\uac00 \uc911\uc18c\uae30\uc5c5\uc774\ub098 \uc911\uacac\uae30\uc5c5\uc774\uba74 \uc9c0\ubd84\uc728\uacfc \ubb34\uad00\ud558\uac8c \ud560\uc99d\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc911\uc18c\uae30\uc5c5\uc774\uba74 \ud560\uc99d\uc744 \uc804\ud600 \uc2e0\uacbd \uc4f0\uc9c0 \uc54a\uc544\ub3c4 \ub418\ub098\uc694?<\/summary>\n<p>\uc911\uc18c\uae30\uc5c5\uae30\ubcf8\ubc95 \uc81c2\uc870\uc5d0 \ub530\ub978 \uc911\uc18c\uae30\uc5c5\uc774 \ubc1c\ud589\ud55c \uc8fc\uc2dd\uc740 \ud560\uc99d\uc5d0\uc11c \ube60\uc9d1\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c6\ud56d\u00b7\uc81c8\ud56d \uc81c9\ud638). \ub2e4\ub9cc \ud310\uc815 \uae30\uc900\uc774 \ubc95\uc778\uc138 \uac10\uba74\uc6a9 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uae30\uc900\uacfc \ub2e4\ub974\ubbc0\ub85c, \ud3c9\uac00\uae30\uc900\uc77c \ubb34\ub835 \uc911\uc18c\uae30\uc5c5\uae30\ubcf8\ubc95 \uae30\uc900\uc73c\ub85c \ud574\ub2f9\ud558\ub294\uc9c0 \ub530\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc99d\uc5ec \uc9c1\uc804\uc5d0 \uc9c0\ubd84\uc744 \ub098\ub220 \ucd5c\ub300\uc8fc\uc8fc\uc5d0\uc11c \ubc97\uc5b4\ub098\uba74 \ud560\uc99d\uc744 \ud53c\ud560 \uc218 \uc788\ub098\uc694?<\/summary>\n<p>\ud3c9\uac00\uae30\uc900\uc77c\ubd80\ud130 \uc18c\uae09\ud558\uc5ec 1\ub144 \uc774\ub0b4\uc5d0 \uc591\ub3c4\ud558\uac70\ub098 \uc99d\uc5ec\ud55c \uc8fc\uc2dd\uc740 \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc758 \ubcf4\uc720\uc8fc\uc2dd\uc5d0 \ub2e4\uc2dc \ud569\uc0b0\ud574 \uc9c0\ubd84\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c5\ud56d). \uc9c1\uc804 1\ub144 \uc548\uc758 \ubd84\uc0b0\uc740 \uc9c0\ubd84 \uacc4\uc0b0\uc5d0\uc11c \ud6a8\uacfc\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uac00\uc871\uc5d0\uac8c \ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc744 \ud314 \ub54c\ub3c4 20%\ub97c \ub354\ud55c \uac12\uc774 \uc2dc\uac00\uc778\uac00\uc694?<\/summary>\n<p>\ud560\uc99d \ub300\uc0c1 \uc8fc\uc2dd\uc774\uba74 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \uc591\ub3c4\uc18c\ub4dd \ubd80\ub2f9\ud589\uc704 \ud310\ub2e8\uc758 \uc2dc\uac00\ub294 \uc0c1\uc99d\ubc95 \uc81c60\uc870\ubd80\ud130 \uc81c66\uc870\uae4c\uc9c0\ub97c \uc900\uc6a9\ud574 \ud3c9\uac00\ud558\ubbc0\ub85c(\uc18c\ub4dd\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c167\uc870 \uc81c5\ud56d) \ud560\uc99d\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ucc28\uc561\uc774 3\uc5b5\uc6d0 \uc774\uc0c1\uc774\uac70\ub098 \uc2dc\uac00\uc758 100\ubd84\uc758 5 \uc774\uc0c1\uc774\uba74 \uc591\ub3c4\uac00\uc561\uc744 \uc2dc\uac00\ub85c \ub2e4\uc2dc \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc0c1\uc7a5\ud68c\uc0ac \uc8fc\uc2dd\uc5d0\ub3c4 \ud560\uc99d\uc774 \ubd99\ub098\uc694?<\/summary>\n<p>\ubd99\uc2b5\ub2c8\ub2e4. \uc0c1\uc99d\ubc95 \uc81c63\uc870 \uc81c3\ud56d\uc740 \uc0c1\uc7a5\uc8fc\uc2dd \ud3c9\uac00(\uac19\uc740 \uc870 \uc81c1\ud56d \uc81c1\ud638 \uac00\ubaa9)\uc5d0\ub3c4 \uc801\uc6a9\ub418\ubbc0\ub85c, \uc0c1\uc7a5\ud68c\uc0ac \ucd5c\ub300\uc8fc\uc8fc\ub4f1\uc758 \uc8fc\uc2dd\uc744 \uc99d\uc5ec\u00b7\uc0c1\uc18d\ud560 \ub54c \ud3c9\uac00\uc561\uc5d0 20%\ub97c \ub354\ud569\ub2c8\ub2e4. \ud68c\uc0ac\uac00 \uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5\uc774\uba74 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ube60\uc9d1\ub2c8\ub2e4.<\/p>\n<\/details>\n<details>\n<summary>\uc720\uc0c1\uc99d\uc790\ub85c \uc0dd\uae34 \uc99d\uc5ec\uc774\uc775\uc744 \uacc4\uc0b0\ud560 \ub54c\ub3c4 \ud560\uc99d\ud558\ub098\uc694?<\/summary>\n<p>\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud569\ubcd1\u00b7\uc99d\uc790\u00b7\uac10\uc790\u00b7\ud604\ubb3c\ucd9c\uc790 \ub4f1\uc73c\ub85c \uc5bb\uc740 \uc774\uc775\uc744 \uacc4\uc0b0\ud558\ub294 \uacbd\uc6b0\ub294 \ud560\uc99d \uc81c\uc678 \uc0ac\uc720\uc785\ub2c8\ub2e4(\uc0c1\uc99d\ubc95 \uc2dc\ud589\ub839 \uc81c53\uc870 \uc81c8\ud56d \uc81c3\ud638). \uac19\uc740 \uc8fc\uc2dd\uc744 \uc790\ub140\uc5d0\uac8c \uc9c1\uc811 \uc99d\uc5ec\ud560 \ub54c\uc758 \ud3c9\uac00\uc640\ub294 \uacb0\uacfc\uac00 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<\/details>\n<\/div>\n<p><strong>\ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00<\/strong><br \/>\n\u00b7 \ud560\uc99d\u00b7\uacf5\uc81c\u00b7\uc138\uc728\uc744 \ub123\uc5b4 \uc8fc\uc2dd \uc99d\uc5ec\uc138\ub97c \ucc98\uc74c\ubd80\ud130 \uacc4\uc0b0\ud55c \uc608\uc2dc\ub294 <a href=\"\/insights\/jusik-jeungyeose-pyeongga-haljeung\/\">\uc8fc\uc2dd\uc99d\uc5ec\uc138 \ud560\uc99d\u00b7\uacf5\uc81c \uae00<\/a>\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u00b7 \ud560\uc99d \uc804\uc758 \ubcf4\ucda9\uc801 \ud3c9\uac00\uc561, \uace7 \uc21c\uc190\uc775\uac00\uce58\uc640 \uc21c\uc790\uc0b0\uac00\uce58 \uacc4\uc0b0\uc740 <a href=\"\/insights\/unlisted-stock-supplementary-valuation\/\">\ube44\uc0c1\uc7a5\uc8fc\uc2dd \ubcf4\ucda9\uc801 \ud3c9\uac00 \uae00<\/a>\uc744 \ud568\uaed8 \ubcf4\uc2dc\uba74 \ub429\ub2c8\ub2e4.<br \/>\n\u00b7 \ud2b9\uc218\uad00\uacc4\uc778\uacfc\uc758 \uac70\ub798\uc5d0 \uc2dc\uac00 \uae30\uc900\uc774 \uc801\uc6a9\ub418\ub294 \ubc29\uc2dd\uc740 <a href=\"\/insights\/budanghaengwi-gyesan-buin\/\">\ubd80\ub2f9\ud589\uc704\uacc4\uc0b0\ubd80\uc778 \uae00<\/a>\uc5d0\uc11c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<div class=\"hoan-sources\">\n<p><strong>\uadfc\uac70\u00b7\ucd9c\ucc98<\/strong><\/p>\n<p>\u00b7 \uc0c1\uc18d\uc138 \ubc0f \uc99d\uc5ec\uc138\ubc95 \uc81c35\uc870\u00b7\uc81c63\uc870, \uac19\uc740 \ubc95 \uc2dc\ud589\ub839 \uc81c26\uc870\u00b7\uc81c53\uc870 \u2014 law.go.kr (\ud655\uc778\uc77c 2026-11-11)<br \/>\n\u00b7 \uc18c\ub4dd\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c167\uc870, \ubc95\uc778\uc138\ubc95 \uc2dc\ud589\ub839 \uc81c89\uc870 \u2014 law.go.kr (\ud655\uc778\uc77c 2026-11-11)<\/p>\n<p>\uc138\ubb34\ubc95\uc778 \ud638\uc548 \uc791\uc131 \u00b7 \uac80\uc218 \uae40\ud574\uc778 \uc138\ubb34\uc0ac \u00b7 \ucd5c\uc885 \uac80\uc218\uc77c 2026-11-11<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\ub300\uc8fc\uc8fc \uc8fc\uc2dd\uc740 \ud3c9\uac00\uc561\uc5d0 20%\ub97c \ub354\ud558\uc9c0\ub9cc, \uc911\uc18c\uae30\uc5c5\uacfc \uc9c1\uc804 3\ub144 \ud3c9\uade0 \ub9e4\ucd9c 5,000\uc5b5\uc6d0 \ubbf8\ub9cc \uc911\uacac\uae30\uc5c5 \uc8fc\uc2dd\uc740 \ube60\uc9d1\ub2c8\ub2e4. \uc81c\uc678 \uc0ac\uc720 9\uac00\uc9c0, \uac00\uc871 \uac04 \ube44\uc0c1\uc7a5\uc8fc\uc2dd \uc591\ub3c4\uc758 \uc2dc\uac00, \ud560\uc99d \uc5ec\ubd80\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ub294 \uc591\ub3c4\uc138\u00b7\uc99d\uc5ec\uc138 \uc608\uc2dc\ub97c \ud568\uaed8 \ubd05\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":7052,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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